Last Updated: 04/18/2025
City Bank Commercial Interest Checking Account
Unaffiliated
in Business Checking Accounts from City Bank
Last Updated: 04/18/2025
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Highlights
Monthly Service Fee
$20(Verified 03/19/2025)
ATM Fee: Out-of-Network (within the U.S.)
Starting at $1.50
Minimum Average Balance to Avoid Monthly Service Fee
Starting at $1,500
APY (Annual Percentage Yield)
Starting at 0.01%(Verified 06/21/2024)
City Bank Commercial Interest Checking Account Review
City Bank Commercial Interest Checking Account is offered by City Bank, a credit union founded in 1941 and based in Lubbock, TX. City Bank Commercial Interest Checking Account is available in 2 states.
Key Takeaways
- Charges a monthly fee. This account charges a monthly fee of $20, but the fee may be waived if you keep a minimum balance of$1,500.
- Large minimum initial deposit. You need a minimum deposit of $1,500 to open an account. This is a relatively large minimum initial deposit when compared to the other accounts that we track.
- Bill pay. Pay your bills to practically anyone in the United States when you enroll in City Bank mobile or online banking.
City Bank Commercial Interest Checking Account Pros & Cons
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City Bank Commercial Interest Checking Account FAQ
Are business checking accounts from City Bank federally insured?
Yes, your deposits are insured by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.
What APY does City Bank Commercial Interest Checking Account offer?
City Bank Commercial Interest Checking Account offers an APY starting at 0.01% (APY stands for annual percentage yield, rates may change).
| Rates | Amount |
| APY (Annualized Percentage Yield) | 0.01% |
What are the account minimums for City Bank Commercial Interest Checking Account?
City Bank Commercial Interest Checking Account requires a minimum initial deposit of $1,500 to open an account.
| Description | Amount |
| Minimum Initial Deposit | $1500 |
| Minimum Balance to Avoid Monthly Fee | $1,500 |
What fees does City Bank Commercial Interest Checking Account charge?
This account charges a monthly maintenance fee of $20.
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Monthly Service Fee | $20 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Paper Statement Fee | Starting at $5 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| ATM Fee: In-Network | Starting at $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| ATM Fee: Out-of-Network (within the U.S.) | Starting at $1.5 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| NSF Fee | $33 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Overdraft Item Fee | Starting at $33 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Early Account Closure | Starting at $15 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Returned Deposit Fee (Domestic) | Starting at $33 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Online Bill Pay Fee | Starting at $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Stop Payment Fee | Starting at $33 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Foreign Transaction Fee (Debit Card) | Starting at 1.5% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Wire Transfer Fee - US Domestic (Outgoing) | Starting at $20 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Wire Transfer Fee - International (Outgoing) | Starting at $70 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Wire Transfer Fee - International (Incoming) | Starting at $15 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Returned Deposit Fee (International) | Starting at $33 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Wire Transfer Fee - US Domestic (Incoming) | Starting at $10 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What features and perks does City Bank Commercial Interest Checking Account offer?
This account includes the following features:
- Fraud monitoring - City Bank Commercial Interest Checking Account monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
- Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - City Bank Commercial Interest Checking Account allows you to manage your money online. This includes depositing checks in your account with your smartphone.
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Message from City Bank Commercial Interest Checking Account
Hours of Operation
Sunday
Closed
Monday
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Tuesday
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Wednesday
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Thursday
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Friday
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Saturday
Closed