City Bank Commercial Interest Checking Account
Not enough votes for recommendation
Would you recommend City Bank Commercial Interest Checking Account to your friends?
| Monthly Fee | $20 |
| ATM Fee: Out-of-Network | Starting at $1.50 |
| Minimum Balance to Avoid Monthly Fee | Starting at $1,500 |
| APY (Annual Percentage Yield) | Starting at 0.01% |
City Bank Commercial Interest Checking Account Review
City Bank Commercial Interest Checking Account is offered by City Bank, a credit union founded in 1941 and based in Lubbock, TX. City Bank Commercial Interest Checking Account are available in 2 states across the USA.
Key Takeaways
- Charges a monthly fee. This account charges a monthly service fee of $20, but the fee is waived if you keep a minimum balance of $1,500.
- Large minimum initial deposit. You need a minimum deposit of $1,500 to open an account. This is a relatively large minimum initial deposit when compared to the other accounts that we track.
- Bill pay. Pay your bills to practically anyone in the United States through City Bank.
City Bank Commercial Interest Checking Account Pros & Cons
| Pros | Cons |
|---|---|
|
|
City Bank Commercial Interest Checking Account FAQ
Are business checking accounts from City Bank federally insured?
Yes, your deposits are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #25103). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.
What APY does City Bank Commercial Interest Checking Account offer?
City Bank Commercial Interest Checking Account offers an APY starting at 0.01% (APY stands for annual percentage yield, rates may change).
| Rates | Amount |
|---|---|
| APY (Annualized Percentage Yield) | 0.01% |
What are the account minimums for City Bank Commercial Interest Checking Account?
City Bank Commercial Interest Checking Account requires a minimum initial deposit of $1,500 to open an account.
| Description | Amount |
|---|---|
| Minimum Initial Deposit | $1500 |
| Minimum Balance to Avoid Monthly Fee | $1,500 |
What fees does City Bank Commercial Interest Checking Account charge?
This account charges a monthly maintenance fee of $20.
| Description | |
|---|---|
| ATM Fee: In-Network | $0 |
| ATM Fee: Out-of-Network | Starting at $1.50 |
| Early Account Closure | $15 |
| Foreign Transaction Fee (Debit Card) | 1.5% |
| Monthly Fee | $20 |
| NSF Fee | $33 |
| Online Bill Pay Fee | $0 |
| Overdraft Item Fee | $33 |
| Overdraft Protection Fee (per transfer) | $5 |
| Paper Statement Fee | $5 |
| Returned Deposit Fee (Domestic) | $33 |
| Returned Deposit Fee (International) | $33 |
| Stop Payment Fee | $33 |
| Wire Transfer Fee - Domestic (Incoming) | $10 |
| Wire Transfer Fee - Domestic (Outgoing) | $20 |
| Wire Transfer Fee - International (Incoming) | $15 |
| Wire Transfer Fee - International (Outgoing) | $70 |
What features and perks does City Bank Commercial Interest Checking Account offer?
This account includes the following features:
- Fraud monitoring - City Bank Commercial Interest Checking Account monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
- Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - City Bank Commercial Interest Checking Account allows you to manage your money online. This includes depositing checks in your account with your smartphone.
Message From City Bank Commercial Interest Checking Account
Contact
- Headquarters
-
5219 City Bank Pkwy
Lubbock, TX 79407 USA - (806) 792-7101
- Visit Site
- Email Support
Other Services by City Bank
Availability
- New Mexico
- Texas
Feature Breakdown
| Minimum Balance to Avoid Monthly Fee | Starting at $1,500 |
| Minimum Opening Deposit | Starting at $1,500 |
Be the first to rate
Would you recommend City Bank Commercial Interest Checking Account to your friends?
Other Business Checking Accounts
City Bank Business Checking Accounts
- BlueVine Business Checking
- City Bank Small Business Checking Account
- Community First Bank Commercial Checking Account
- Exchange Bank Business Checking
- Exchange Bank EBusiness Advantage
- Hatch Business Checking
- MembersFirst Credit Union Basic Business Checking
- Metro City Bank Business Interest Checking Account
- PNC Bank Business Checking Plus
- TIAA Bank Small Business Checking
- Wells Fargo Navigate Business Checking Account
- Wells Fargo Optimize Business Checking Account
