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Last Updated: 04/18/2025

City National Bank Commercial Checking Account

from City National Bank of Texas

Last Updated: 04/18/2025
City National Bank of Texas logo
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Monthly Maintenance Fee

$8(Verified 03/19/2025)

ATM Fee: Out-of-Network (within the U.S.)

N/A

Minimum Average Balance to Avoid Monthly Service Fee

Starting at $1,000

APY (Annual Percentage Yield)

0%(Verified 06/21/2024)

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City National Bank Commercial Checking Account Review

City National Bank Commercial Checking Account is offered by City National Bank of Texas, a bank founded in 1889 and based in Sulphur Springs, TX. City National Bank Commercial Checking Account is available in 1 state.

Key Takeaways

  • 0% APY. As with most checking accounts, City National Bank Commercial Checking Account does not pay interest.
  • Charges a monthly fee. This account charges a monthly fee of $8, but the fee may be waived if you keep a minimum balance of$1,000.
  • No minimum initial deposit. There is no minimum balance required to open an account online.
  • Bill pay. Pay your bills to practically anyone in the United States when you enroll in City National Bank of Texas mobile or online banking.

City National Bank Commercial Checking Account Pros & Cons

City National Bank Commercial Checking Account FAQ

Are business checking accounts from City National Bank of Texas federally insured?

Yes, your deposits are insured by the Federal Deposit Insurance Corporation (FDIC #5544). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does City National Bank Commercial Checking Account offer?

City National Bank Commercial Checking Account is not an interest-bearing account.

What are the account minimums for City National Bank Commercial Checking Account?

City National Bank Commercial Checking Account does not require a minimum initial deposit.

What fees does City National Bank Commercial Checking Account charge?

This account charges a monthly maintenance fee of $8.

What features and perks does City National Bank Commercial Checking Account offer?

This account includes the following features:
  • Fraud monitoring - City National Bank Commercial Checking Account monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - City National Bank Commercial Checking Account allows you to manage your money online. This includes depositing checks in your account with your smartphone.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

City National Bank of Texas logo

Message from City National Bank Commercial Checking Account

Want to get a head start on opening an account? Fill out our Account Application and bring in to any of our locations when you open your account. After opening if you maintain a minimum of $1,000.00 there is no service charge. For balances under $1,000.00, there is a monthly $8.00 service charge. Printed statement available with $5 fee per statement.

Contact

Headquarters

201 Connally Street
Sulphur Springs, TX 75482
Visit Site
Email Support

Hours of Operation

SundayClosedMonday8:00AM - 5:00PMTuesday8:00AM - 5:00PMWednesday8:00AM - 5:00PMThursday8:00AM - 5:00PMFriday8:00AM - 5:00PMSaturdayClosed

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Monthly Service Fee
$5
Disclaimer popup with additional information
ATM Fee: Out-of-Network (within the U.S.)
N/A
Minimum Average Balance to Avoid Monthly Service Fee
N/A
APY (Annual Percentage Yield)
N/A
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SuperMoney Net Recommendation Score

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