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Business Checking Accounts
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Last Updated: 04/18/2025

Crescent Bank Business Checking Account

in Business Checking Accounts from Crescent Bank

Last Updated: 04/18/2025

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Monthly Service Fee

$8 - $10(Verified 03/19/2025)

ATM Fee: Out-of-Network (within the U.S.)

N/A


Minimum Average Balance to Avoid Monthly Service Fee

Starting at $1,000

APY (Annual Percentage Yield)

1.40%(Verified 06/21/2024)

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Crescent Bank Business Checking Account Review

Crescent Bank Business Checking Account is offered by Crescent Bank, a bank founded in 1991 and based in Metairie, LA. Crescent Bank Checking Account is available in 50 states and Washington, DC.

Key Takeaways

  • Up to 1.40% annual percentage yield (APY). This account offers an annual percentage yield of up to 1.40%, which is much higher than the average for the checking accounts that we track However, you must keep a minimum balance of $999.99.
  • Charges a monthly fee. This account charges a monthly fee of up to $10, but the fee may be waived if you keep a minimum balance of$1,000.
  • $100 minimum opening deposit. This is a typical minimum initial deposit.

Crescent Bank Business Checking Account Pros & Cons

Crescent Bank Business Checking Account FAQ

Are business checking accounts from Crescent Bank federally insured?

Yes, your Crescent Bank business checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does Crescent Bank Business Checking Account offer?

Crescent Bank Business Checking Account offers an APY of 1.40% (APY stands for annual percentage yield, rates may change). This is higher than the typical APY for online-only checking accounts, which is around 1% APY. However, to earn interest you must keep a minimum balance of $999.99.

What are the account minimums for Crescent Bank Business Checking Account?

Crescent Bank Business Checking Account requires a minimum initial deposit of $100 to open an account.

What fees does Crescent Bank Business Checking Account charge?

This account charges a monthly maintenance fee of up to $10.

What features and perks does Crescent Bank Business Checking Account offer?

This account includes the following features:
  • Mobile Banking Services - Crescent Bank Business Checking Account allows you to manage your money online.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

2121 Airline Dr Suite 400
Metairie, LA 70001
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Hours of Operation

Sunday
Closed
Monday
8:00AM - 4:00PM
Tuesday
8:00AM - 4:00PM
Wednesday
8:00AM - 4:00PM
Thursday
8:00AM - 4:00PM
Friday
8:00AM - 4:00PM
Saturday
Closed

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