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Last Updated: 04/18/2025

Crescent Bank Business Checking Account

Last Updated: 04/18/2025
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Monthly Maintenance Fee

$8 - $10(Verified 03/19/2025)

ATM Fee: Out-of-Network (within the U.S.)

N/A


Minimum Average Balance to Avoid Monthly Service Fee

Starting at $1,000

APY (Annual Percentage Yield)

1.40%(Verified 06/21/2024)

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Crescent Bank Business Checking Account Review

Crescent Bank Business Checking Account is offered by Crescent Bank, a bank founded in 1991 and based in Metairie, LA. Crescent Bank Checking Account is available in 50 states and Washington, DC.

Key Takeaways

  • Up to 1.40% annual percentage yield (APY). This account offers an annual percentage yield of up to 1.40%, which is much higher than the average for the checking accounts that we track However, you must keep a minimum balance of $999.99.
  • Charges a monthly fee. This account charges a monthly fee of up to $10, but the fee may be waived if you keep a minimum balance of$1,000.
  • $100 minimum opening deposit. This is a typical minimum initial deposit.

Crescent Bank Business Checking Account Pros & Cons

Crescent Bank Business Checking Account FAQ

Are business checking accounts from Crescent Bank federally insured?

Yes, your Crescent Bank business checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #33492). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does Crescent Bank Business Checking Account offer?

Crescent Bank Business Checking Account offers an APY of 1.40% (APY stands for annual percentage yield, rates may change). This is higher than the typical APY for online-only checking accounts, which is around 1% APY. However, to earn interest you must keep a minimum balance of $999.99.

What are the account minimums for Crescent Bank Business Checking Account?

Crescent Bank Business Checking Account requires a minimum initial deposit of $100 to open an account.

What fees does Crescent Bank Business Checking Account charge?

This account charges a monthly maintenance fee of up to $10.

What features and perks does Crescent Bank Business Checking Account offer?

This account includes the following features:
  • Mobile Banking Services - Crescent Bank Business Checking Account allows you to manage your money online.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

2121 Airline Dr Suite 400
Metairie, LA 70001

Hours of Operation

SundayClosedMonday8:00AM - 4:00PMTuesday8:00AM - 4:00PMWednesday8:00AM - 4:00PMThursday8:00AM - 4:00PMFriday8:00AM - 4:00PMSaturdayClosed

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Availability

Available in 50 states and Washington, D.C.

  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • District of Columbia
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

SuperMoney Net Recommendation Score

This product has no reviews yet. Help others by sharing your thoughts.

0

-1000+100
No one recommends
Everyone recommends
The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

Crescent Bank Business Checking Account Community Reviews

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