SuperMoney
  Gate City Bank Business Analysis Checking
Gate City Bank Business Analysis Checking Unaffiliated

Gate City Bank Business Analysis Checking

Unaffiliated
Not enough votes for recommendation

Not enough votes for recommendation

Explore a similar product
Try this top product in Business Checking Accounts.
NorthOne Business Checking Account
NorthOne Business Checking Account

Rating not yet determined  

3 reviews
Highlights
Monthly Fee $15
ATM Fee: Out-of-Network Starting at $0
Minimum Balance to Avoid Monthly Fee N/A
APY (Annual Percentage Yield) 0.30%

Gate City Bank Business Analysis Checking Review

Gate City Bank Business Analysis Checking is offered by Gate City Bank, founded in 1923 and based in Fargo, ND. Gate City Bank Business Analysis Checking is available in 2 states across the USA.

Key Takeaways
  • Higher than average APY. Gate City Bank Business Analysis Checking has an annual percentage yield of up to 0.30%, which is higher than the national average interest rate on savings accounts.
  • Charges a monthly fee. This account charges a monthly service fee of $15.
Gate City Bank Business Analysis Checking Pros & Cons
Pros Cons
  • Interest-yielding account.
  • No signup bonus.
  • Does not offer mobile check deposits.
  • Does not provide access to a nationwide ATM network.
  • Does not come with a debit card
  • Not FDIC-insured.
  • Only available in 2 states.
  • Monthly service charge.
Gate City Bank Business Analysis Checking FAQ

Are business checking accounts from Gate City Bank federally insured?

No, your Gate City Bank business checking accounts are not insured by a federal insurance agency. This means that if Gate City Bank were to fall into financial difficulties, your deposits are not covered by a government backed insurance fund like the FDIC or NCUSIF.

What APY does Gate City Bank Business Analysis Checking offer?

Gate City Bank Business Analysis Checking Rates & Terms
Description
APY (Annual Percentage Yield) 0.30%

Gate City Bank Business Analysis Checking offers an APY of 0.30% (APY stands for annual percentage yield, rates may change).

What are the account minimums for Gate City Bank Business Analysis Checking?

Gate City Bank Business Analysis Checking requires a minimum initial deposit of $50 to open an account.

Gate City Bank Business Analysis Checking Account Minimums
Description Amount
Minimum Initial Deposit $50

What fees does Gate City Bank Business Analysis Checking charge?

This account charges a monthly maintenance fee of $15.

Gate City Bank Business Analysis Checking Fees
Description
ATM Fee: In-Network $0
ATM Fee: Out-of-Network Starting at $0
Foreign Transaction Fee (Debit Card) 3%
Monthly Fee $15
NSF Fee $32
Online Bill Pay Fee $0
Overdraft Item Fee $32
Paper Statement Fee $0.12
Returned Deposit Fee (Domestic) $13
Returned Deposit Fee (International) $13
Stop Payment Fee $27
Wire Transfer Fee - Domestic (Incoming) $10
Wire Transfer Fee - International (Incoming) $22

What features and perks does Gate City Bank Business Analysis Checking offer?

This account includes the following features:

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message From Gate City Bank

Business Analysis Checking meets the banking needs of larger businesses with higher account activity. Meets the complex banking needs of businesses.

Availability

  Available in 2 states
  • Minnesota
  • North Dakota

Feature Breakdown

Minimum Opening Deposit Starting at $50
ATM Fee: In-Network $0
ATM Fee: Out-of-Network Starting at $0
Online Bill Pay Fee $0
Paper Statement Fee $0.12
Foreign Transaction Fee (Debit Card) 3%
Monthly Fee $15
NSF Fee $32
Overdraft Item Fee $32
Returned Deposit Fee (Domestic) $13
Returned Deposit Fee (International) $13
Stop Payment Fee $27
Wire Transfer Fee - Domestic (Incoming) $10
Wire Transfer Fee - International (Incoming) $22
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Verification Documents Required
  • Driver License (or other photo ID)
  • Proof of Identity
  • Business Formation Documents
  • Government Issued Photo ID
  • U.S. Tax Identification Number
  • Social Security Number
  • Business Tax Return
  • Employer Identification Number
Account Features
  • No ATM Fees
  • Free Bill Pay
  • Mobile Check Deposit
  • Interest Bearing Account
  • ATM Reimbursement
  • Nationwide ATM Network
  • Mobile Banking
  • Fraud Monitoring
  • Debit Card Lock/Unlock
  • Fraud Protection
  • Debit Card
  • Branch Access
  • Member FDIC
APY (Annual Percentage Yield) 0.30%

Be the first to rate

 

Would you recommend Gate City Bank Business Analysis Checking to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
(will require moderator approval)

Gate City Bank Business Checking Accounts

Loading...