Members 1st Credit Union Business Checking
in
Business Checking Accounts from Members 1st Credit Union
· Insured by NCUA
Unaffiliated
Members 1st Credit Union Business Checking
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| Monthly Fee | $5 |
| ATM Fee: Out-of-Network | Starting at $0 |
| Minimum Balance to Avoid Monthly Fee | Starting at $2,500 |
| APY (Annual Percentage Yield) | 0% |
Members 1st Credit Union Business Checking Review
Members 1st Credit Union Business Checking is offered by Members 1st Credit Union, a credit union founded in 1936 and based in Redding, CA. Members 1st Credit Union Business Checking is available in 1 state across the USA.
Key Takeaways
- 0% APY. As with most checking accounts, Members 1st Credit Union Business Checking does not pay interest.
- Charges a monthly fee. This account charges a monthly service fee of $5, but the fee is waived if you keep a minimum balance of $2,500.
- No ATM fees. Members 1st Credit Union Business Checking does not charge fees on ATM transactions.
- Bill pay. Pay your bills to practically anyone in the United States through Members 1st Credit Union.
Members 1st Credit Union Business Checking Pros & Cons
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Members 1st Credit Union Business Checking FAQ
Are business checking accounts from Members 1st Credit Union federally insured?
Yes, your Members 1st Credit Union business checking accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.
What APY does Members 1st Credit Union Business Checking offer?
Members 1st Credit Union Business Checking is not an interest-bearing account.
What are the account minimums for Members 1st Credit Union Business Checking?
Members 1st Credit Union Business Checking requires a minimum initial deposit of $25 to open an account.
| Description | Amount |
|---|---|
| Minimum Initial Deposit | $25 |
| Minimum Balance to Avoid Monthly Fee | $2,500 |
What fees does Members 1st Credit Union Business Checking charge?
This account charges a monthly maintenance fee of $5.
| Description | |
|---|---|
| ATM Fee: In-Network | $0 |
| ATM Fee: Out-of-Network | Starting at $0 |
| Check Cashing Fee | $5 |
| Check Copy | $5 |
| Debit Card Replacement Fee | $5 |
| Early Account Closure | $10 |
| Monthly Fee | $5 |
| NSF Fee | $29 |
| Online Bill Pay Fee | $0 |
| Paper Statement Fee | $5 |
| Returned Deposit Fee (Domestic) | $26 |
| Returned Deposit Fee (International) | $26 |
| Stop Payment Fee | $26 |
| Wire Transfer Fee - Domestic (Incoming) | $10 |
| Wire Transfer Fee - Domestic (Outgoing) | $35 |
| Wire Transfer Fee - International (Incoming) | $35 |
| Wire Transfer Fee - International (Outgoing) | $35 |
What features and perks does Members 1st Credit Union Business Checking offer?
This account includes the following features:
- Fraud monitoring - Members 1st Credit Union Business Checking monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
- Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - Members 1st Credit Union Business Checking allows you to manage your money online. This includes depositing checks in your account with your smartphone.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
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Contact
- Headquarters
-
P.O. Box 492395
Redding, CA 96049 USA - Visit Site
- Email Support
Other Services by Members 1st Credit Union
Availability
Available in 1 state
California
Availabile in all of California
Feature Breakdown
| Minimum Balance to Avoid Monthly Fee | Starting at $2,500 |
| Minimum Balance to Earn APY | $0 |
| Minimum Opening Deposit | Starting at $25 |
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