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Business Checking Accounts
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Last Updated: 01/16/2026

North One Business Checking Account

in Business Checking Accounts from North One

Last Updated: 01/16/2026

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Mostly recommended5 total votes
3 users recommend
2 users don't recommend
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Highlights

Community Rating

Mostly recommended

Monthly Service Fee

Starting at $0(Verified 03/19/2025)
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ATM Fee: Out-of-Network (within the U.S.)

N/A

Minimum Average Balance to Avoid Monthly Service Fee

N/A

APY (Annual Percentage Yield)

2.50% - 3.0%(Verified 02/12/2025)
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Number of Reviews

5

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North One Business Checking Account Review

North One Business Checking Account is offered by North One, a business banking platform (that integrates sales, payments, and budgeting) founded in 2017 and based in New York, NY. North One is available in 50 states and Washington D.C.

Key Takeaways

  • Up to 3.0% annual percentage yield (APY). This account offers an annual percentage yield of up to 3.0%, which is much higher than the average for the checking accounts that we track
  • No minimum initial deposit. There is no minimum balance required to open an account online.
  • Bill pay. Pay your bills to practically anyone in the United States when you enroll in North One mobile or online banking.

North One Business Checking Account Pros & Cons

North One Business Checking Account FAQ

Are business checking accounts from North One federally insured?

Yes, your deposits are insured by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does North One Business Checking Account offer?

North One Business Checking Account offers an APY starting at 2.50% and ranging up to 3.0% (APY stands for annual percentage yield, rates may change). This is higher than the typical APY for online-only checking accounts, which is around 1% APY.

What are the account minimums for North One Business Checking Account?

North One Business Checking Account does not require a minimum initial deposit.

What fees does North One Business Checking Account charge?

What features and perks does North One Business Checking Account offer?

This account includes the following features:
  • Check images with statement - Reconciling your accounts and complying with document retention standards is easier when you have access to a copy of your checks.
  • Fraud monitoring - North One Business Checking Account monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - North One Business Checking Account allows you to manage your money online. This includes depositing checks in your account with your smartphone.
  • Nationwide ATM network - Conveniently transact at a nearby ATM.

North One Business Checking Account Disclosure: *The Annual Percentage Yield ("APY") for your Standard or Plus Plan is variable and may change at any time. 2.50% APY applies to Standard Accounts, and 3.00% APY applies to Plus Accounts on balances of $250,000 or less if eligibility requirements are met, including but not limited to a cumulative monthly card spend of at least $500.00, and if the account balance is greater than $0.00. For Accounts with balances over $250,000 the APY will range from 3.00% to 2.14% for Plus Plans and 2.50% to 1.78% for Standard Plans. The disclosed APY is effective as of December 18, 2024, please see your APY Program Terms & Conditions for details.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

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Message from NorthOne

Open a North One Business Check Account and get everything you need to run your business. Get started for free today.

Contact

Headquarters

18 West 18th Street
New York, NY 10011
Visit Site

Hours of Operation

Sunday
8:00AM - 1:00AM
Monday
8:00AM - 1:00AM
Tuesday
8:00AM - 1:00AM
Wednesday
8:00AM - 1:00AM
Thursday
8:00AM - 1:00AM
Friday
8:00AM - 1:00AM
Saturday
8:00AM - 1:00AM

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