SuperMoney
  TIAA Bank Business Analysis Checking

TIAA Bank Business Analysis Checking

in Business Checking Accounts from TIAA Bank · fdic

Unaffiliated

TIAA Bank Business Analysis Checking

Unaffiliated

in Business Checking Accounts from TIAA Bank · Member FDIC

Not enough votes for recommendation

Not enough votes for recommendation

Cast your vote

Would you recommend TIAA Bank Business Analysis Checking to your friends?

Thanks for your vote!

You voted: May or may not recommend

Highlights
Monthly Fee $0
ATM Fee: Out-of-Network N/A
Minimum Balance to Avoid Monthly Fee N/A
APY (Annual Percentage Yield) 0.05%

TIAA Bank Business Analysis Checking Review

TIAA Bank Business Analysis Checking is offered by TIAA Bank, a bank founded in 1918 and based in New York, NY. TIAA Bank Business Analysis Checking is available in 50 states (and Washington, DC).

Key Takeaways
  • Higher than average APY. TIAA Bank Business Analysis Checking has an annual percentage yield of up to 0.05%, which is higher than the national average interest rate on savings accounts.
  • Large minimum initial deposit. You need a minimum deposit of $1,500 to open an account. This is a relatively large minimum initial deposit when compared to the other accounts that we track.
  • Bill pay. Pay your bills to practically anyone in the United States through TIAA Bank.
TIAA Bank Business Analysis Checking Pros & Cons
Pros Cons
  • Available in all 50 states.
  • Interest-yielding account.
  • Access to physical branches.
  • Free debit card and the option to lock/unlock the card if lost or stolen
  • Access to a nationwide network of ATMs.
  • No signup bonus.
  • Higher than average wire transfer fees.
TIAA Bank Business Analysis Checking FAQ

Are business checking accounts from TIAA Bank federally insured?

Yes, your TIAA Bank business checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does TIAA Bank Business Analysis Checking offer?

TIAA Bank Business Analysis Checking Rates & Terms
Description
APY (Annual Percentage Yield) 0.05%

TIAA Bank Business Analysis Checking offers an APY of 0.05% (APY stands for annual percentage yield, rates may change).

What are the account minimums for TIAA Bank Business Analysis Checking?

TIAA Bank Business Analysis Checking requires a minimum initial deposit of $1,500 to open an account.

TIAA Bank Business Analysis Checking Account Minimums
Description Amount
Minimum Initial Deposit $1500

What fees does TIAA Bank Business Analysis Checking charge?

This account charges a monthly maintenance fee of $0.

TIAA Bank Business Analysis Checking Fees
Description
ATM Fee: In-Network 0
Check Copy 5
Debit Card Replacement Fee $0
Foreign Transaction Fee (Debit Card) 2%
Monthly Fee $0
NSF Fee 30
Online Bill Pay Fee $0.50
Paper Statement Fee 5
Returned Deposit Fee (Domestic) $10
Returned Deposit Fee (International) $10
Stop Payment Fee $25
Wire Transfer Fee - Domestic (Incoming) $6
Wire Transfer Fee - Domestic (Outgoing) 15
Wire Transfer Fee - International (Incoming) $8
Wire Transfer Fee - International (Outgoing) 30

What features and perks does TIAA Bank Business Analysis Checking offer?

This account includes the following features:

  • Check images with statement - Reconciling your accounts and complying with document retention standards is easier when you have access to a copy of your checks.
  • Fraud monitoring - TIAA Bank Business Analysis Checking monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - TIAA Bank Business Analysis Checking allows you to manage your money online. This includes depositing checks in your account with your smartphone.
  • Nationwide ATM network - Conveniently transact at a nearby ATM.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message From TIAA Bank Business Analysis Checking

Break from the commercial banking norms with insights, service and rates that will move your business ahead. if offsetting transaction and service-related fees is your priority, look to our Business Analysis Checking Account for a highly competitive earnings credit rate. Choice of overdraft protection available.

Availability

  Available in 50 states and Washington, D.C.
  • Alaska
  • Alabama
  • Arkansas
  • Arizona
  • California
  • Colorado
  • Connecticut
  • Washington, DC
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Iowa
  • Idaho
  • Illinois
  • Indiana
  • Kansas
  • Kentucky
  • Louisiana
  • Massachusetts
  • Maryland
  • Maine
  • Michigan
  • Minnesota
  • Missouri
  • Mississippi
  • Montana
  • North Carolina
  • North Dakota
  • Nebraska
  • New Hampshire
  • New Jersey
  • New Mexico
  • Nevada
  • New York
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Vermont
  • Washington
  • Wisconsin
  • West Virginia
  • Wyoming

Feature Breakdown

Minimum Opening Deposit Starting at $1,500
ATM Fee: In-Network 0
Debit Card Replacement Fee $0
Monthly Fee $0
Check Copy 5
Foreign Transaction Fee (Debit Card) 2%
NSF Fee 30
Online Bill Pay Fee $0.50
Paper Statement Fee 5
Returned Deposit Fee (Domestic) $10
Returned Deposit Fee (International) $10
Stop Payment Fee $25
Wire Transfer Fee - Domestic (Incoming) $6
Wire Transfer Fee - Domestic (Outgoing) 15
Wire Transfer Fee - International (Incoming) $8
Wire Transfer Fee - International (Outgoing) 30
Account Features
  • Free Bill Pay
  • Mobile Check Deposit
  • Interest Bearing Account
  • Nationwide ATM Network
  • Check Images with Statement
  • Mobile Banking
  • Fraud Monitoring
  • Debit Card Lock/Unlock
  • Fraud Protection
  • Debit Card
  • Branch Access
  • Member FDIC
  • Expense Management
APY (Annual Percentage Yield) 0.05%

Be the first to rate

 

Would you recommend TIAA Bank Business Analysis Checking to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
(will require moderator approval)

Other Business Checking Accounts

TIAA Bank Business Checking Accounts

Loading...