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Is Transcend Credit Union Business Checking Account the right fit for you?
Last Updated: 04/18/2025

Transcend Credit Union Business Checking Account

Last Updated: 04/18/2025
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Monthly Maintenance Fee

$10(Verified 03/19/2025)

ATM Fee: Out-of-Network (within the U.S.)

N/A


Minimum Average Balance to Avoid Monthly Service Fee

$5,000

APY (Annual Percentage Yield)

N/A


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Transcend Credit Union Business Checking Account Review

Transcend Credit Union Business Checking Account is offered by Transcend Credit Union, a credit union founded in 1934 and based in Louisville, KY. Transcend Credit Union Business Checking Account is available in 50 states, 5 US territories, and Washington, DC.

Key Takeaways

  • Waivable monthly maintenance fee. $10 monthly service fee waived with an average daily balance of $5,000 or more per month.
  • Small minimum initial deposit. You only need $5.00 to open an account.
  • No ATM fees. Transcend Credit Union Business Checking Account does not charge fees on ATM transactions.

Transcend Credit Union Business Checking Account Pros & Cons

Transcend Credit Union Business Checking Account FAQ

Are business checking accounts from Transcend Credit Union federally insured?

Yes, your business checking accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

What APY does Transcend Credit Union Business Checking Account offer?

Transcend Credit Union Business Checking Account is not an interest bearing account.

What are the account minimums for Transcend Credit Union Business Checking Account?

Transcend Credit Union Business Checking Account requires a minimum initial deposit of $5.00 to open an account.

What fees does Transcend Credit Union Business Checking Account charge?

This account charges a monthly maintenance fee of $10.00.

What features and perks does Transcend Credit Union Business Checking Account offer?

This account includes the following features:
  • Mobile Banking Services - Transcend Credit Union Business Checking Account allows you to manage your money online. This includes depositing checks in your account with your smartphone.
  • Nationwide ATM network - Conveniently transact at a nearby ATM.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

3740 Bardstown Rd
Louisville, KY 40218

Hours of Operation

SundayClosedMonday8:30AM - 4:00PMTuesday8:30AM - 4:00PMWednesday8:30AM - 4:00PMThursday8:30AM - 4:00PMFriday8:30AM - 6:00PMSaturday9:00AM - 12:00PM

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Other Business Checking Accounts from Transcend Credit Union

Transcend Credit Union logo
Monthly Service Fee
$0
Disclaimer popup with additional information
ATM Fee: Out-of-Network (within the U.S.)

N/A

Minimum Average Balance to Avoid Monthly Service Fee
$0
APY (Annual Percentage Yield)

N/A


Circle check icon

Availability

Available in 50 states, 5 territories, and Washington, D.C.

  • Alabama
  • Alaska
  • American Samoa
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • District of Columbia
  • Florida
  • Georgia
  • Guam
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Northern Mariana Islands
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Puerto Rico
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • U.S. Virgin Islands
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

SuperMoney Net Recommendation Score

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0

-1000+100
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The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

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