Last Updated: 04/18/2025
1st Summit Bank Business VISA® Credit Card
Unaffiliated
in Business Credit Cards from 1st Summit Bank
Last Updated: 04/18/2025
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Highlights
Purchase APR (Variable APR)
Balance Transfer APR (Variable APR)
Annual Fee
Credit Score Range
1st Summit Bank Business VISA® Credit Card Review
Key Takeaways
- APRs: 1st Summit Bank Business VISA® Credit Card has a variable regular purchase APR of 9.5%
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of up to 1% every time you make a transaction outside the U.S.
- Multiple business credit card benefits. Includes generous credit card perks, such as Auto Rental Collision Damage Waiver, emergency support, price protection, purchase security, travel accident insurance, travel assistance, and fraud protection.
- Good or excellent credit required. You will have low approval odds if your credit score is below good.
Pros & Cons of 1st Summit Bank business credit card
| The Good | The Bad |
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What are the relevant APRs?
Does it have an introductory APR offer?
| Purchase APR | 9.5% |
| Balance Transfer APR | 9.5% |
What fees does it charge?
- An annual fee of $15 .
- A late payment penalty of up to $25 .
Does it charge a foreign transaction fee?
| Fees | Amount |
| Annual Fee | $15 |
| Foreign Transaction Fee | 1% |
| Late Payment Fee | up to $25 |
Does it offer a cash back or rewards program?
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