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  1st Summit Bank Business VISA® Credit Card

1st Summit Bank Business VISA® Credit Card

in Business Credit Cards from 1st Summit Bank

Unaffiliated

1st Summit Bank Business VISA® Credit Card

Unaffiliated

in Business Credit Cards from 1st Summit Bank

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Highlights
Highlights
Annual Fee $15
Purchase APR  (Variable APR) 9.5%
Balance Transfer APR  (Variable APR) 9.5%
Credit Score Range 700 - 850

1st Summit Bank Business VISA® Credit Card Review

Who is 1st Summit Bank Business VISA® Credit Card designed for?

1st Summit Bank Business VISA® Credit Card is a credit card issued by 1st Summit Bank. 

This card is designed for businesses with good credit. The minimum credit score to apply is 700.

What are the relevant APRs for 1st Summit Bank Business VISA® Credit Card?

1st Summit Bank Business VISA® Credit Card has a variable purchase APR of 9.5%. The card has a variable balance transfer APR of 9.5% .

Does 1st Summit Bank Business VISA® Credit Card have an introductory APR offer?

No, 1st Summit Bank Business VISA® Credit Card does not come with an introductory APR offer for balance transfers.

1st Summit Bank Business VISA® Credit Card does not offer an introductory rate on new purchases.

1st Summit Bank Business VISA® Credit Card Rates & Terms
Purchase APR 9.5%
Balance Transfer APR 9.5%

What are the 1st Summit Bank Business VISA® Credit Card fees?

The following fees apply to 1st Summit Bank Business VISA® Credit Card:

  • An annual fee of $15.
  • A late payment penalty of up to $25.
  • An overlimit fee of $10.

Does 1st Summit Bank Business VISA® Credit Card have a foreign transaction fee?

1st Summit Bank Business VISA® Credit Card charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.

1st Summit Bank Business VISA® Credit Card Fees
Fees Amount
Annual Fee $15
Foreign Transaction Fee 1%
Late Payment Fee up to $25

Is there a 1st Summit Bank Business VISA® Credit Card cash back or rewards program?

No, 1st Summit Bank Business VISA® Credit Card does not offer a rewards program.

What are the 1st Summit Bank Business VISA® Credit Card benefits?

1st Summit Bank Business VISA® Credit Card provides the following benefits:

  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Fraud Liability
  • Price Protection
  • Travel Accident Insurance
  • Travel Assistance
  • Reports to major credit bureaus

Does 1st Summit Bank Business VISA® Credit Card report your account activity to credit bureaus?

1st Summit Bank Business VISA® Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.

How to apply for 1st Summit Bank Business VISA® Credit Card

  • Visit the 1st Summit Bank .
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.
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Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 5:00pm
  • Tuesday 9:00am - 5:00pm
  • Wednesday 9:00am - 5:00pm
  • Thursday 9:00am - 5:00pm
  • Friday 9:00am - 6:00pm
  • Saturday 9:00am - 12:00pm

Other Services by 1st Summit Bank

Feature Breakdown

No Interest Grace Period for Late Payment 25
Annual Fee $15
Cash Advance Fee Minimum $2
Foreign Currency Transaction Fee 1%
Late Fee Amount Up to $25
Over-Limit Fee $10
Customer Type Business
Minimum Age 18
Credit Score Range 700 - 850
Card Network
  • Visa
Card Type
  • Low Interest
Credit Bureau Reporting
  • Equifax
  • Experian
  • TransUnion
Car Rental Insurance  
Credit Card Benefits
  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Fraud Liability
  • Price Protection
  • Purchase Protection
  • Travel Accident Insurance
  • Travel Assistance
Emergency Support  
Fraud Liability  
Lost Luggage Insurance  
Travel Insurance  
Purchase APR (Variable APR) 9.5%
Balance Computation average daily balance (including new purchases)
Balance Transfer APR (Variable APR) 9.5%

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