ABNB FCU Business VISA Rate Credit Card

ABNB FCU Business VISA Rate Credit Card Review

• Competitive APRs. ABNB FCU Business VISA Rate Credit Card has a variable purchase APR of 7.99%
• No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
• Multiple business credit card benefits. Includes generous credit card perks, such as rental insurance, emergency support, extended warranty protection on purchases, identity theft protection, purchase protection, travel assistance, and fraud protection.
• Fair or better credit required. You will have good approval odds if your credit score is above 600.

The Good	The Bad
Potentially lower than average purchase APRs. No annual fee. Multiple business credit card perks. Offers auto rental collision damage waiver. Extended warranty on purchases. Identity Theft Protection. Travel assistance insurance Considers applicants with fair or poor credit. ABNB FCU Business VISA Rate Credit Card reports to multiple credit bureaus.	Does not offer a signup bonus. Does not offer rewards or cash back. Rewards bonus rate of only 1% on most everyday purchases. Terms apply*. You don't earn rewards on every purchase.

Who is ABNB FCU Business VISA Rate Credit Card designed for?

This is a credit card issued by ABNB Federal Credit Union. 

This business card is designed for small businesses with fair credit. The minimum credit score to apply is 600.

What are the relevant APRs?

This business credit card has a variable purchase APR of 7.99%. The card has a variable balance transfer APR starting at 7.9% .

It also has a variable cash advance APR starting at 7.9% .

What fees does it charge?

The following fees apply to this business credit card:

• There is no annual fee.

Does it offer a cash back rewards program?

No, it does not offer a cash back rewards program. This business card offers rewards to small business owners that use the card to make purchases in the following bonus categories:

Can I get it with just an employer identification number (EIN)?

You can apply for this business credit card with your EIN number, but expect the credit card issuer to also require your Social Security number. This is because, as with most business cards, it requires you to personally guarantee the line of credit.

What are the benefits?

This business credit card provides the following benefits:

• Auto Rental Collision Damage Waiver
• Emergency Support
• Extended Warranty Protection
• Fraud Liability
• Travel Assistance
• Reports to major credit bureaus

What is the support contact email?

The support contact email for this business credit card is ebranch@abnb.org.

Does ABNB FCU Business VISA Rate Credit Card report your account activity to credit bureaus?

Yes, ABNB FCU Business VISA Rate Credit Card reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply?

• Visit the ABNB Federal Credit Union .
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
• Check the information is accurate and submit your application.
• If you're denied click here to find out why your application may have been rejected and what you can do about it.