Alliance Credit Union Visa Business Card

Key Takeaways

• 0% Intro APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for 18 months.
• 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for 15 months.
• APRs: Alliance Credit Union Visa Business Card has a variable regular purchase APR that ranges from 14.99% up to 23.99%.
• No annual fee. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card , but you don't have to pay an annual fee for the privilege.
• A 3% balance transfer fee. Alliance Credit Union Visa Business Card charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees. The minimum fee is $5.
• Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of up to 3% every time you make a transaction outside the U.S.
• Multiple business credit card benefits. Includes generous credit card perks, such as Auto Rental Collision Damage Waiver, emergency support, extended warranty protection on purchases, identity theft protection, purchase security, travel assistance, and fraud protection.
• Poor credit accepted. This card will consider people who have poor credit.

Pros & Cons of Alliance Credit Union Visa Business Card

What are the relevant APRs?

What fees does it charge?

• There is no annual fee.
• A late payment penalty of up to $39 .
• A returned payment fee of up to $35.

Does it offer a cash back or rewards program?