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  Alliance Credit Union Visa Business Card

Alliance Credit Union Visa Business Card

in Business Credit Cards from Alliance Credit Union

Unaffiliated

Alliance Credit Union Visa Business Card

Unaffiliated

in Business Credit Cards from Alliance Credit Union

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Highlights
Highlights
Annual Fee $0
Purchase APR  (Variable APR) 13.74% - 22.74%
Balance Transfer APR  (Variable APR) 13.74% - 22.74%
Credit Score Range 700 - 850

Alliance Credit Union Visa Business Card Review

Who is Alliance Credit Union Visa Business Card designed for?

Alliance Credit Union Visa Business Card is a credit card issued by Alliance Credit Union. 

This card is designed for businesses with good credit. The minimum credit score to apply is 700.

What are the relevant APRs for Alliance Credit Union Visa Business Card?

Alliance Credit Union Visa Business Card has a variable purchase APR that ranges from 13.74% up to 22.74% . The card has a variable balance transfer APR that ranges from 13.74% up to 22.74% .

It also has a variable cash advance APR of 25.74% . Note that late payments are subject to an APR of 28.99% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

Does Alliance Credit Union Visa Business Card have an introductory APR offer?

Yes, Alliance Credit Union Visa Business Card offers an introductory APR rate on balance transfers of 0% for a period of 15 months.

This card does offer an introductory APR rate on new purchases of 0% for a period of 15 months.

Alliance Credit Union Visa Business Card Rates & Terms
Purchase APR 13.74% - 22.74%
Balance Transfer APR 13.74% - 22.74%
Cash Advance APR 25.74%
Penalty APR 28.99%

What are the Alliance Credit Union Visa Business Card fees?

The following fees apply to Alliance Credit Union Visa Business Card:

  • There is no annual fee.
  • A late payment penalty of up to $39.
  • A returned payment fee of up to $35.
  • An overlimit fee of $39.

Does Alliance Credit Union Visa Business Card have a foreign transaction fee?

Alliance Credit Union Visa Business Card charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.

Alliance Credit Union Visa Business Card Fees
Fees Amount
Annual Fee $0
Foreign Transaction Fee 3%
Balance Transfer Fee 3%
Minimum Balance Transfer Fee $5
Returned Payment Fee up to $35
Late Payment Fee $19 to $39

Is there a Alliance Credit Union Visa Business Card cash back or rewards program?

No, Alliance Credit Union Visa Business Card does not offer a rewards program.

What are the Alliance Credit Union Visa Business Card benefits?

Alliance Credit Union Visa Business Card provides the following benefits:

  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Extended Warranty Protection
  • Fraud Liability
  • Travel Assistance
  • ID Theft Protection
  • Reports to major credit bureaus

Does Alliance Credit Union Visa Business Card report your account activity to credit bureaus?

Alliance Credit Union Visa Business Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.

How to apply for Alliance Credit Union Visa Business Card

  • Visit the Alliance Credit Union .
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.
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Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 5:30pm
  • Tuesday 9:00am - 5:30pm
  • Wednesday 9:00am - 5:30pm
  • Thursday 9:00am - 5:30pm
  • Friday 9:00am - 5:30pm
  • Saturday 9:00am - 12:00pm

Other Services by Alliance Credit Union

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View all business credit cards offered by Alliance Credit Union

Feature Breakdown

Introductory Rate 0%
Purchase Intro APR Period (Variable APR) 15 months
Annual Fee $0
No Annual Fee  
No Interest Grace Period for Late Payment 24 days
Cash Advance Fee (%) Up to 4%
Cash Advance Fee Minimum $10
Foreign Currency Transaction Fee 3%
Late Fee Amount $19 - $39
Minimum Cash Advance Fee ($) Starting at $10
Minimum Interest Charge $2
Over-Limit Fee $39
Returned Payment Fee Up to $35
Customer Type Business
Minimum Age 18
Credit Score Range 700 - 850
Card Network Visa
Card Type Low Interest
Credit Bureau Reporting
  • Equifax
  • Experian
  • TransUnion
Car Rental Insurance  
Credit Card Benefits
  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Extended Warranty Protection
  • Fraud Liability
  • Identity Theft Protection
  • Purchase Protection
  • Travel Assistance
Emergency Support  
Extended Warranty  
Fraud Liability  
Rewards Type No Rewards
Balance Computation average daily balance (including new purchases)'
Cash Advance APR (Variable APR) 25.74%
Penalty APR (Variable APR) 28.99%
Purchase APR (Variable APR) 13.74% - 22.74%
Balance Transfer Fee % 3%
Balance Transfer Fee Minimum $5
Balance Transfer Intro APR Period (Variable APR) 15 months
Balance Transfer Introductory APR (Variable APR) 0%
Balance Transfer APR (Variable APR) 13.74% - 22.74%

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Alliance Credit Union Business Credit Cards

Product

Reviews

Annual Fee

Purchase APR

Balance Transfer APR

Credit Score Range

Alliance Credit Union Visa Business Real Rewards Card
Annual Fee $0 Annual Fee
Purchase APR 15.74% - 24.74%
(Variable APR)
    0% 28% Variable APR
Balance Transfer APR 15.74% - 24.74%
(Variable APR)
    10% 27% Variable APR
Credit Score Range 700 - 850     500 850
Alliance Credit Union Visa Business Rewards Plus Card
Annual Fee $99 Annual Fee
Purchase APR 15.74% - 24.74%
(Variable APR)
    0% 28% Variable APR
Balance Transfer APR 15.74% - 24.74%
(Variable APR)
    10% 27% Variable APR
Credit Score Range 700 - 850     500 850
Alliance Credit Union Visa Business Cash Card
Annual Fee $0 Annual Fee
Purchase APR 15.74% - 24.74%
(Variable APR)
    0% 28% Variable APR
Balance Transfer APR 15.74% - 24.74%
(Variable APR)
    10% 27% Variable APR
Credit Score Range 700 - 850     500 850