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Last Updated: 05/14/2026

Alliance CU Visa Business Real Rewards Card

from Alliance Credit Union

Last Updated: 05/14/2026

Alliance CU Visa Business Real Rewards Card logo
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Highlights

Purchase APR (Variable APR)

16.99% - 25.99%(Verified 06/21/2024)
Disclaimer popup with additional information

Balance Transfer APR (Variable APR)

16.99% - 25.99%(Verified 06/21/2024)
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Annual Fee

$0

Credit Score Range

650 - 850

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Alliance CU Visa Business Real Rewards Card Review

This is a rewards card issued by Alliance Credit Union. If you're wondering whether Alliance CU Visa Business Real Rewards Card is the right card for you, read on.

Key Takeaways

  • 0% Intro APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for 6 months, which is shorter than the average 0% APR period of 12 months.
  • 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for 6 months.
  • Welcome offer. Offers a signup bonus of 2500 points that can be redeemed for travel, gifts, or other perks.
  • APRs: Alliance CU Visa Business Real Rewards Card has a variable regular purchase APR that ranges from 16.99% up to 25.99%.
  • No annual fee. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases , but you don't have to pay an annual fee for the privilege.
  • A 3% balance transfer fee. Alliance CU Visa Business Real Rewards Card charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees. The minimum fee is $5.
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of up to 3% every time you make a transaction outside the U.S.
  • Multiple business credit card benefits. Includes generous credit card perks, such as Auto Rental Collision Damage Waiver, emergency support, extended warranty protection on purchases, purchase security, travel assistance, and fraud protection.
  • Fair or better credit required. You will have good approval odds if you have a fair credit score or better.

Pros & Cons of Alliance CU Visa Business Real Rewards Card

What are the relevant APRs?

This business credit card has a variable purchase APR that ranges from 16.99% up to 25.99% . The card has a variable balance transfer APR that ranges from 16.99% up to 25.99% .
It also has a variable cash advance APR of 28.99%. Note that late payments are subject to an APR of 30.24% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

Does it have an introductory APR offer?

Yes, this business card offers an introductory APR rate on balance transfers of 0% for a period of 6 months from account opening.
This business card does offer an introductory APR rate on new purchases of 0% for a period of 6 months.

What fees does it charge?

The following fees apply to this business credit card:
  • There is no annual fee.
  • A late payment penalty of up to $39 .
  • A returned payment fee of up to $35.

Does it charge a foreign transaction fee?

This business card charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this business card at home and apply for one that doesn't charge a foreign transaction fee.

Does it offer a cash back or rewards program?

Yes, Alliance CU Visa Business Real Rewards Card offers a rewards program to its customers.
This business card offers rewards to small business owners that use the card to make purchases in the following bonus categories:
  • Every Purchase

Does it have a sign up bonus?

This business credit card doesn't offer a cash signup bonus.
However, it does include a 2500 points signup bonus that can be redeemed for travel, gifts, or other perks.

Does it offer an annual loyalty bonus?

This business card doesn't offer a cash loyalty bonus.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Alliance CU Visa Business Real Rewards Card logo

Message from Alliance CU Visa Business Real Rewards Card

Intro APR* for Purchases and Balance Transfers: 0% introductory APR for the first 6 billing cycles. After that, Signature Real Rewards: 14.49% to 23.49% based on your creditworthiness when you open your account. Platinum Real Rewards: 14.49% to 23.49% based on your creditworthiness when you open your account. This APR will vary with the market based on the Prime Rate. See terms & conditions.

Contact

Headquarters

1280 South Highway Drive
Fenton, MO 63026
(800) 714-3319
Visit Site

Hours of Operation

Sunday
Closed
Monday
9:00AM - Invalid DateTime
Tuesday
9:00AM - Invalid DateTime
Wednesday
9:00AM - Invalid DateTime
Thursday
9:00AM - Invalid DateTime
Friday
9:00AM - Invalid DateTime
Saturday
9:00AM - 12:00PM

Other Services by Alliance Credit Union

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Alliance Credit Union Visa Business Card logo
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Purchase APR

14.99% - 23.99%
Disclaimer popup with additional information

Balance Transfer APR

14.99% - 23.99%
Disclaimer popup with additional information

Annual Fee

$0

Credit Score Range

600 - 850

300

850

Visit Site

Alliance Credit Union Visa Business Cash Preferred Card logo

Purchase APR

16.99% - 25.99%
Disclaimer popup with additional information

Balance Transfer APR

16.99% - 25.99%
Disclaimer popup with additional information

Annual Fee

$0

Credit Score Range

650 - 850

300

850


Alliance CU Visa Smart Business Rewards Card logo

Purchase APR

18.99% - 23.99%
Disclaimer popup with additional information

Balance Transfer APR

18.99% - 23.99%
Disclaimer popup with additional information

Annual Fee

$0 - $95

Credit Score Range

700 - 850

300

850


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SuperMoney Net Recommendation Score

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No one recommends
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The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

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