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Last Updated: 04/18/2025

America First CU Business Visa Credit Card

in Business Credit Cards from America First Credit Union

Last Updated: 04/18/2025

America First CU Business Visa Credit Card logo
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Purchase APR (Variable APR)

N/A

Balance Transfer APR (Variable APR)

N/A

Annual Fee

$0

Credit Score Range

650 - 850

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America First CU Business Visa Credit Card Review

This is a cashback card issued by America First Credit Union. If you're wondering whether America First CU Business Visa Credit Card is the right card for you, read on.

Key Takeaways

  • No annual fee. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your eligible purchases, but you don't have to pay an annual fee for the privilege.
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of up to 1% every time you make a transaction outside the U.S.
  • Multiple business credit card benefits. Includes generous credit card perks, such as Auto Rental Collision Damage Waiver, emergency support, extended warranty protection on purchases, identity theft protection, travel accident insurance, travel assistance, and fraud protection.
  • Fair or better credit required. You will have good approval odds if you have a fair credit score or better.

Pros & Cons of America First CU Business Visa Credit Card

What are the relevant APRs?

Does it have an introductory APR offer?

This business card does not offer an introductory rate on new purchases.

What fees does it charge?

The following fees apply to this business credit card:
  • There is no annual fee.
  • A returned payment fee of up to $10.

Does it charge a foreign transaction fee?

This business card charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this business card at home and apply for one that doesn't charge a foreign transaction fee.

Does it offer a cash back or rewards program?

No, it does not offer a cash back rewards program. The rewards program allows you to earn cash with every purchase you make.
This business card offers rewards to small business owners that use the card to make purchases in the following bonus categories:
  • Every Purchase
  • Gas stations

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

America First CU Business Visa Credit Card logo

Message from America First CU Business Visa Credit Card

Receive 2% cash back on fuel purchases. Get 1.5% cash back on every other purchase. Personalized Design - Give your Business Visa a professional look by putting your company logo on the card. Visa Business Reporting - This free service can give you a detailed spending analysis of all your Visa purchases. Chip-enabled (EMV) fraud protection and Card Guard for peace of mind. Travel assistance and insurance

Contact

Headquarters

455 E 500 S. Ste 100
Salt Lake City, UT 84111
Visit Site

Hours of Operation

Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
Closed

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