Andrews Federal Credit Union Visa® Business Rewards Credit Card Review

• Annual fee waived the first year. Andrews Federal Credit Union Visa® Business Rewards Credit Card gives you the chance to have the card for a year without paying the $99 annual fee.
• $0 Balance transfer fee. This card does not charge a fee on balance transfers.
• Fair or better credit required. You will have good approval odds if your credit score is above 650.

The Good	The Bad
Has an introductory APR rate on balance transfers of 3.25%. No balance transfer fee. Annual fee waived during the first year. Andrews Federal Credit Union Visa® Business Rewards Credit Card reports to multiple credit bureaus.	Charges an annual fee of $99 Does not offer a signup bonus. Does not offer rewards or cash back. Does not include many credit card benefits.

Who is Andrews Federal Credit Union business credit card designed for?

This is a credit card issued by Andrews Federal Credit Union. 

This business card is designed for small businesses with fair credit. The minimum credit score to apply is 650.

This business card has a credit limit of up to 1000.

What are the relevant APRs?

What fees does it charge?

The following fees apply to this business credit card:

• An annual fee of $99.

Does it offer a cash back rewards program?

No, it does not offer a cash back rewards program. This business card offers rewards to small business owners that use the card to make purchases in the following bonus categories:

• Every Purchase

Can I get it with just an employer identification number (EIN)?

You can apply for this business credit card with your EIN number, but expect the credit card issuer to also require your Social Security number. This is because, as with most business cards, it requires you to personally guarantee the line of credit.

What is the customer service phone number?

The customer service number for this business card is (800) 487-5500.

What is the support contact email?

The support contact email for this business credit card is memberadvocacy@andrewsfcu.org.

Does Andrews Federal Credit Union Visa® Business Rewards Credit Card report your account activity to credit bureaus?

Yes, Andrews Federal Credit Union Visa® Business Rewards Credit Card reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply?

• Visit the Andrews Federal Credit Union .
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
• Check the information is accurate and submit your application.
• If you're denied click here to find out why your application may have been rejected and what you can do about it.