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  Andrews FCU Visa® Business Credit Card
Andrews FCU Visa® Business Credit Card
in Business Credit Cards from Andrews Federal Credit Union
Unaffiliated

Andrews FCU Visa® Business Credit Card

Unaffiliated
in Business Credit Cards from Andrews Federal Credit Union
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Highlights
Purchase APR  (Variable APR) N/A
Balance Transfer APR  (Variable APR) N/A
Credit Score Range 650 - 850
Annual Fee $99

Andrews FCU Visa® Business Credit Card Review

Key Takeaways

  • Annual fee waived the first year. Andrews FCU Visa® Business Credit Card gives you the chance to have the card for a year without paying the $99 annual fee.
  • $0 Balance transfer fee. This card does not charge a fee on balance transfers.
  • Fair or better credit required. You will have good approval odds if your credit score is above 650.

Pros & Cons of Andrews Federal Credit Union business credit card

The Good The Bad
  • Has an introductory APR rate on balance transfers of 3.25%.
  • No balance transfer fee.
  • Annual fee waived during the first year.
  • Andrews FCU Visa® Business Credit Card reports to multiple credit bureaus.
  • Charges an annual fee of $99
  • Does not offer a signup bonus.
  • Does not offer rewards or cash back.
  • Does not include many credit card benefits.

Andrews Federal Credit Union business credit card FAQ

Who is Andrews Federal Credit Union business credit card designed for?

This is a credit card issued by Andrews Federal Credit Union. 

This business card is designed for small businesses with fair credit. The minimum credit score to apply is 650.

This business card has a credit limit of up to 1000.

What are the relevant APRs?

Does it have an introductory APR offer?

Yes, this business card offers an introductory APR rate on balance transfers of 3.25% for a period of 12 months from account opening.

This business card does offer an introductory APR rate on new purchases of 3.25% for a period of 12 months.

Andrews Federal Credit Union business credit card Rates & Terms

What fees does it charge?

The following fees apply to this business credit card:

  • An annual fee of $99.
Andrews Federal Credit Union business credit card Fees
Fees Amount
Annual Fee $99
Balance Transfer Fee 0%
Minimum Balance Transfer Fee $0

Does it offer a cash back rewards program?

No, it does not offer a cash back rewards program. This business card offers rewards to small business owners that use the card to make purchases in the following bonus categories:

  • Every Purchase

Can I get it with just an employer identification number (EIN)?

You can apply for this business credit card with your EIN number, but expect the credit card issuer to also require your Social Security number. This is because, as with most business cards, it requires you to personally guarantee the line of credit.

What is the customer service phone number?

The customer service number for this business card is (800) 487-5500.

What is the support contact email?

The support contact email for this business credit card is memberadvocacy@andrewsfcu.org.

Does Andrews FCU Visa® Business Credit Card report your account activity to credit bureaus?

Yes, Andrews FCU Visa® Business Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply?

  • Visit the Andrews Federal Credit Union .
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message From Andrews Federal Credit Union

Extra perks to fuel your entrepreneur spirit. Low introductory rate for first 12 months. Earn and redeem points for every dollar spent. No credit card fees for your first year. The Visa® Business Rewards Card works as hard as your best employee. Whether you use it to fix machinery, address IT issues, wine and dine your clients, or travel to a trade show outside of your typical Washington, D.C., Maryland, Virginia or New Jersey town, it puts in overtime to help you get the job done. Not only does your Visa® Business Rewards Card from Andrews Federal Credit Union save you money with a low interest rate, but it comes with a generous rewards program. Use the credit card points you've earned to boost your bottom line, give yourself a little bonus, or pump up morale among your hard-working crew.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 5:00pm
  • Tuesday 9:00am - 5:00pm
  • Wednesday 9:00am - 5:00pm
  • Thursday 9:00am - 5:00pm
  • Friday 9:00am - 6:00pm
  • Saturday 9:00am - 1:00pm

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Feature Breakdown

Introductory Rate 3.25%
Purchase Intro APR Period (Variable APR) 12 months
Annual Fee $99
Cash Advance Fee (%) Starting at 0%
Cash Advance Fee Minimum $0
Minimum Cash Advance Fee ($) Starting at $0
No Annual Fee First Year
Customer Type Business
Minimum Age 18
Credit Score Range 650 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Rewards Categories
  • Every Purchase
Balance Computation Average daily balance
Credit Limit $1,000 - $50,000
Balance Transfer Fee % 0%
Balance Transfer Fee Minimum $0
Balance Transfer Intro APR Period (Variable APR) 12 months
Balance Transfer Introductory APR (Variable APR) 3.25%
Card Network Visa
Card Type
  • Low Interest

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