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  Arvest Bank Premier Business VISA Credit Card
Arvest Bank Premier Business VISA Credit Card Unaffiliated

Arvest Bank Premier Business VISA Credit Card

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Highlights
Purchase APR  (Variable APR) 14.24%
Balance Transfer APR  (Variable APR) 14.24%
Credit Score Range 600 - 850
Annual Fee $0

Arvest Bank Premier Business VISA Credit Card Review

This is a cashback card issued by Arvest Bank. If you're wondering whether Arvest Bank Premier Business VISA Credit Card is the right card for you, read on.

Key Takeaways

  • 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for up to 6 months , which is shorter than the average 0% APR period of 12 months.
  • 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for up to 6 months.
  • Competitive APRs. Arvest Bank Premier Business VISA Credit Card has a variable purchase APR of 14.24%
  • No annual fee*. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your eligible purchases, but you don't have to pay an annual fee for the privilege.
  • $0 Balance transfer fee. This card does not charge a fee on balance transfers. After the introductory period, the fee is 0%.
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
  • Multiple business credit card benefits. Includes generous credit card perks, such as rental insurance, emergency support, identity theft protection, travel accident insurance, and fraud protection.
  • Fair or better credit required. You will have good approval odds if your credit score is above 600.

Pros & Cons of Arvest Bank Premier Business VISA Credit Card

The Good The Bad
  • Potentially lower than average purchase APRs.
  • 0% APR balance transfer intro rate on balance transfers for up to 6 months.
  • No balance transfer fee.
  • 0% APR on new purchases during the first 6 months. There is then a variable purchase APR of 14.24%.
  • No annual fee.
  • Multiple business credit card perks.
  • Offers auto rental collision damage waiver.
  • Identity Theft Protection.
  • Travel accident insurance.
  • Considers applicants with fair credit.
  • Cardholders can earn rewards on purchases everywhere Arvest Bank Premier Business VISA Credit Card is accepted.
  • Arvest Bank Premier Business VISA Credit Card reports to multiple credit bureaus.
  • Does not offer a signup bonus.
  • Charges a foreign transaction fee of 1%.

What are the relevant APRs?

This business credit card has a variable purchase APR of 14.24%. The card has a variable balance transfer APR of 14.24% .

It also has a variable cash advance APR of 14.24%.

The good news is this business card does not charge a penalty APR if you are late on a payment.

Does it have an introductory APR offer?

Yes, this business card offers an introductory APR rate on balance transfers of 0% for a period of 6 months from account opening.

This business card does offer an introductory APR rate on new purchases of 0% for a period of 6 months.

Arvest Bank Premier Business VISA Credit Card Rates & Terms
Purchase APR 14.24%
Balance Transfer APR 14.24%
Cash Advance APR 14.24%
Penalty APR 0%

What fees does it charge?

The following fees apply to this business credit card:

  • There is no annual fee.
  • A late payment penalty of up to $29.
  • A returned payment fee of up to $29.
  • An overlimit fee of $29.

Does it charge a foreign transaction fee?

This business card charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this business card at home and apply for one that doesn't charge a foreign transaction fee.

Arvest Bank Premier Business VISA Credit Card Fees
Fees Amount
Annual Fee $0
Foreign Transaction Fee 1%
Balance Transfer Fee 0%
Minimum Balance Transfer Fee $0
Returned Payment Fee $29
Late Payment Fee $29

Does it offer a cash back or rewards program?

Yes, Arvest Bank Premier Business VISA Credit Card offers a rewards program to its customers. The rewards program allows you to earn cash with every purchase you make. This business card offers rewards to small business owners that use the card to make purchases in the following bonus categories:

  • Every Purchase

Does it have a sign up bonus?

This business credit card doesn't offer a cash signup bonus.

Does it offer an annual loyalty bonus?

This business card doesn't offer a cash loyalty bonus.

What are the benefits?

This business credit card provides the following benefits:

  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Fraud Liability
  • Travel Accident Insurance
  • Reports to major credit bureaus

What is the customer service phone number?

The customer service number for this business card is (479) 575-1099.

What is the support contact email?

The support contact email for this business credit card is interact@arvest.com.

Does Arvest Bank Premier Business VISA Credit Card report your account activity to credit bureaus?

Yes, Arvest Bank Premier Business VISA Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply?

  • Visit the Arvest Bank .
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message From Arvest Bank Premier Business VISA Credit Card

A flexible and easy way to manage business credit cards—perfect for businesses needing a small number of cards and moderate reporting needs. Generous credit line available upon approval.

Feature Breakdown

Introductory Rate 0%
Purchase Intro APR Period (Variable APR) 6 months
Annual Fee $0
Cash Advance Fee (%) 4%
Cash Advance Fee Minimum $4
Foreign Currency Transaction Fee 1%
Late Fee Amount $29
Minimum Cash Advance Fee ($) $4
Minimum Interest Charge $0
No Annual Fee
No Interest Grace Period for Late Payment 25 days
Over-Limit Fee $29
Returned Payment Fee $29
Customer Type Business
Minimum Age 18
Credit Score Range 600 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Identity Theft Protection
  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Fraud Liability
  • Travel Accident Insurance
Rewards Categories
  • Every Purchase
APR Type Variable APR
Balance Computation Average daily balance (including new purchases).
Cash Advance APR (Variable APR) 14.24%
Penalty APR (Variable APR) 0%
Purchase APR (Variable APR) 14.24%
Balance Transfer Fee % 0%
Balance Transfer Fee % After Intro Period 0%
Balance Transfer Fee Minimum $0
Balance Transfer Intro APR Period (Variable APR) 6 months
Balance Transfer Introductory APR (Variable APR) 0%
Balance Transfer APR (Variable APR) 14.24%
Card Network Visa
Card Type
  • Rewards
  • Balance Transfer
  • Cashback
  • Zero Percent

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