Arvest Bank Visa® Purchasing Credit Card

Arvest Bank Visa® Purchasing Credit Card Review

This is a rewards card issued by Arvest Bank. If you're wondering whether Arvest Bank Visa® Purchasing Credit Card is the right card for you, read on.

Key Takeaways

• 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for up to 6 months , which is shorter than the average 0% APR period of 12 months.
• 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for up to 6 months.
• Competitive APRs. Arvest Bank Visa® Purchasing Credit Card has a variable purchase APR that ranges from 10.24% up to 14.24%.
• No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
• $0 Balance transfer fee. This card does not charge a fee on balance transfers. After the introductory period, the fee is 0%.
• Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
• Multiple business credit card benefits. Includes generous credit card perks, such as Auto Rental Collision Damage Waiver, emergency support, identity theft protection, travel accident insurance, and fraud protection.
• Fair or better credit required. You will have good approval odds if your credit score is above 600.

Pros & Cons of Arvest Bank Visa® Purchasing Credit Card

What are the relevant APRs?

This business credit card has a variable purchase APR that ranges from 10.24% up to 14.24%. The card has a variable balance transfer APR that ranges from 10.24% up to 14.24%.

It also has a variable cash advance APR that ranges from 10.24% up to 14.24%.

The good news is this business card does not charge a penalty APR if you are late on a payment.

What fees does it charge?

The following fees apply to this business credit card:

• There is no annual fee.
• A late payment penalty of up to $29.
• A returned payment fee of up to $29.
• An overlimit fee of $29.

Does it offer a cash back or rewards program?

Yes, Arvest Bank Visa® Purchasing Credit Card offers a rewards program to its customers. This business card offers rewards to small business owners that use the card to make purchases in the following bonus categories:

• Every Purchase

What are the benefits?

This business credit card provides the following benefits:

• Auto Rental Collision Damage Waiver
• Emergency Support
• Fraud Liability
• Travel Accident Insurance
• Reports to major credit bureaus

What is the customer service phone number?

The customer service number for this business card is (479) 575-1099.

What is the support contact email?

The support contact email for this business credit card is interact@arvest.com.

Does Arvest Bank Visa® Purchasing Credit Card report your account activity to credit bureaus?

Yes, Arvest Bank Visa® Purchasing Credit Card reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply?

• Visit the Arvest Bank .
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
• Check the information is accurate and submit your application.
• If you're denied click here to find out why your application may have been rejected and what you can do about it.