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  Associated Bank Visa® Business Real Rewards Card
Associated Bank Visa® Business Real Rewards Card Unaffiliated

Associated Bank Visa® Business Real Rewards Card

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Highlights
Purchase APR  (Variable APR) 16.99% - 25.99%
(Verified 09/23/2022)
Balance Transfer APR  (Variable APR) 16.99% - 25.99%
(Verified 09/23/2022)
Credit Score Range 650 - 850
Annual Fee $0

Associated Bank Visa® Business Real Rewards Card Review

Key Takeaways

  • 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for up to 6 months , which is shorter than the average 0% APR period of 12 months.
  • Competitive APRs. Associated Bank Visa® Business Real Rewards Card has a variable purchase APR that ranges from 16.99% up to 25.99%.
  • No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
  • 3% Balance transfer fee. Associated Bank Visa® Business Real Rewards Card charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees. The minimum fee is $5.
  • Fair or better credit required. You will have good approval odds if your credit score is above 650.

Pros & Cons of Associated Bank Business Reward

The Good The Bad
  • 0% APR balance transfer intro rate on balance transfers for up to 6 months.
  • No annual fee.
  • Cardholders can earn rewards on their purchases.
  • Does not offer a signup bonus.
  • You don't earn rewards on every purchase.
  • Does not report to credit bureaus.
  • Charges a 3% balance transfer fee.
  • Does not include many credit card benefits.

Associated Bank Business Reward FAQ

Who is Associated Bank Business Reward designed for?

This is a credit card issued by Associated Bank, N.A..

This business card is designed for small businesses with fair credit. The minimum credit score to apply is 650.

What are the relevant APRs?

This business credit card has a variable purchase APR that ranges from 16.99% up to 25.99%. The card has a variable balance transfer APR that ranges from 16.99% up to 25.99%.

It also has a variable cash advance APR of 28.99%. Note that late payments are subject to an APR of 28.99% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

Does it have an introductory APR offer?

Yes, this business card offers an introductory APR rate on balance transfers of 0% for a period of 6 months from account opening.

This business card does not offer an introductory rate on new purchases.

Associated Bank Business Reward Rates & Terms
Purchase APR 16.99% - 25.99%
Balance Transfer APR 16.99% - 25.99%
Cash Advance APR 28.99%
Penalty APR 28.99%

What fees does it charge?

The following fees apply to this business credit card:

  • There is no annual fee.
  • A late payment penalty of up to $39.
  • A returned payment fee of up to $35.
  • An overlimit fee of $39.
Associated Bank Business Reward Fees
Fees Amount
Annual Fee $0
Balance Transfer Fee 3%
Minimum Balance Transfer Fee $5
Returned Payment Fee $35
Late Payment Fee $19 to $39

Does it offer a cash back or rewards program?

Yes, Associated Bank Business Reward offers a rewards program to its customers.

Does it have a sign up bonus?

This business credit card doesn't offer a cash signup bonus.

Does it offer an annual loyalty bonus?

This business card doesn't offer a cash loyalty bonus.

What is the customer service phone number?

The customer service number for this business card is (800) 685-6895.

What is the support contact email?

The support contact email for this business credit card is wecare@associatedbank.com..

How to apply?

  • Visit the Associated Bank, N.A. .
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 6:00am - 10:00pm
  • Tuesday 6:00am - 10:00pm
  • Wednesday 6:00am - 10:00pm
  • Thursday 6:00am - 10:00pm
  • Friday 6:00am - 10:00pm
  • Saturday 8:00am - 7:00pm

Other Services by Associated Bank, N.A.

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View all business credit cards offered by Associated Bank, N.A.

Availability

  Available in 50 states and Washington, D.C.
  • Alaska
  • Alabama
  • Arkansas
  • Arizona
  • California
  • Colorado
  • Connecticut
  • Washington, DC
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Iowa
  • Idaho
  • Illinois
  • Indiana
  • Kansas
  • Kentucky
  • Louisiana
  • Massachusetts
  • Maryland
  • Maine
  • Michigan
  • Minnesota
  • Missouri
  • Mississippi
  • Montana
  • North Carolina
  • North Dakota
  • Nebraska
  • New Hampshire
  • New Jersey
  • New Mexico
  • Nevada
  • New York
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Vermont
  • Washington
  • Wisconsin
  • West Virginia
  • Wyoming

Feature Breakdown

Annual Fee $0
Cash Advance Fee (%) 4%
Cash Advance Fee Minimum $10
Late Fee Amount $19 - $39
Minimum Cash Advance Fee ($) $10
Minimum Interest Charge $1
No Interest Grace Period for Late Payment 24 days
Over-Limit Fee $39
Returned Payment Fee $35
Customer Type Business
Credit Score Range 650 - 850
Bonus Rewards Earn 2,500 bonus rewards points after your first purchase.
APR Type Variable APR
Cash Advance APR (Variable APR) 28.99%
Penalty APR (Variable APR) 28.99%
Purchase APR (Variable APR) 16.99% - 25.99%
(Verified 09/23/2022)
Balance Transfer Fee % 3%
Balance Transfer Fee Minimum $5
Balance Transfer Intro APR Period (Variable APR) 6 months
Balance Transfer Introductory APR (Variable APR) 0%
Balance Transfer APR (Variable APR) 16.99% - 25.99%
(Verified 09/23/2022)
Card Network Visa
Card Type
  • Rewards

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