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  Bank of America Business Advantage Cash Rewards

Bank of America Business Advantage Cash Rewards

in Business Credit Cards from Bank of America

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Bank of America Business Advantage Cash Rewards

Unaffiliated

in Business Credit Cards from Bank of America

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Highlights
Highlights
Annual Fee $0
Purchase APR  (Variable APR) 13.49% - 23.49%
Balance Transfer APR  (Variable APR) 13.49% - 23.49%
Credit Score Range 800 - 850

Bank of America Business Advantage Cash Rewards Review

Who is Bank of America Business Advantage Cash Rewards designed for?

What are the relevant APRs for Bank of America Business Advantage Cash Rewards?

Bank of America Business Advantage Cash Rewards is a charge card and therefore doesn't have interest charges. You must pay your balance in full every month.

What are the Bank of America Business Advantage Cash Rewards fees?

The following fees apply to Bank of America Business Advantage Cash Rewards:

  • There is no annual fee.
  • A late payment penalty of up to $49.
  • A returned payment fee of up to $39.

Does Bank of America Business Advantage Cash Rewards have a foreign transaction fee?

Bank of America Business Advantage Cash Rewards charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.
Bank of America Business Advantage Cash Rewards Fees
Fees Amount
Annual Fee $0
Foreign Transaction Fee 3%
Returned Payment Fee up to $39
Late Payment Fee --> $19 - 49%

Is there a Bank of America Business Advantage Cash Rewards cash back or rewards program?

Bank of America Business Advantage Cash Rewards offers a rewards program to its customers. The rewards program allows you to earn cash with every purchase you make. This card offers rewards to businesses that use the card to make purchses in the following categories:

  • Every Purchase
  • Gas
  • Office Supplies
  • Restaurants

Does Bank of America Business Advantage Cash Rewards have a signup bonus?

Yes, Bank of America Business Advantage Cash Rewards offers card users a signup bonus worth up to $200 after spending $500.

Does Bank of America Business Advantage Cash Rewards offer an annual loyalty bonus?

Bank of America Business Advantage Cash Rewards doesn't offer a cash loyalty bonus.

What are the Bank of America Business Advantage Cash Rewards benefits?

Bank of America Business Advantage Cash Rewards provides the following benefits:

  • Free Credit Score
  • Emergency Support
  • Extended Warranty Protection
  • Fraud Liability
  • Travel Accident Insurance
  • Travel Assistance
  • Reports to major credit bureaus

Does Bank of America Business Advantage Cash Rewards report your account activity to credit bureaus?

Bank of America Business Advantage Cash Rewards reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular and on-time payments on a credit card that reports your account activity to credit bureaus will demonstrate that you consistently manage debt well and can help increase your credit scores.

How to apply for Bank of America Business Advantage Cash Rewards

  • Visit the Bank of America .
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.
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Feature Breakdown

Grace Period for Late Payment 25
Annual Fee $0
No Annual Fee  
Returned Payment Fee Up to $39
Minimum Interest Charge $1
Late Fee Amount $19 - $49
Cash Advance Fee ($) Starting at $10
Cash Advance Fee (%) Starting at 4%
Cash Advance Fee Minimum $10
Foreign Currency Transaction Fee 3%
Minimum Age 18
Credit Score Range 800 - 850
Customer Type Business
Car Rental Insurance  
Extended Warranty  
Fraud Liability  
Travel Insurance  
Emergency Support  
Lost Luggage Insurance  
Credit Card Benefits
  • Emergency Support
  • Extended Warranty Protection
  • Fraud Liability
  • Free Credit Score
  • Travel Accident Insurance
  • Travel Assistance
All Other Purchases 1% cash back on purchases
Every Purchase 2% on purchases at restaurants 3% on purchases at gas stations and office supply stores (up to $250,000 in gas station and office supply store purchases annually, 1% after that)
Rewards Categories
  • Every Purchase
  • Gas
  • Office Supplies
  • Restaurants
Signup Bonus $200
Purchase APR (Variable APR) 13.49% - 23.49%
Cash Advance APR (Variable APR) Starting at 26.49%
Penalty APR 0%
Introductory Rate 0%
Balance Transfer APR (Variable APR) 13.49% - 23.49%
Introductory Rate 0%

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Other Business Credit Cards

Bank of America Business Credit Cards

Product

Reviews

Annual Fee

Purchase APR

Balance Transfer APR

Credit Score Range

Bank of America Business Advantage Travel Rewards World Mastercard
Annual Fee $0 Annual Fee
Purchase APR 13.49% - 23.49%
(Variable APR)
    0% 30% Variable APR
Balance Transfer APR 13.49% - 23.49%
(Variable APR)
    12% 27% Variable APR
Credit Score Range 800 - 850     600 850
Cash Rewards for Business Mastercard
Annual Fee $0 Annual Fee
Purchase APR 12.74% - 22.74%
(Variable APR)
    0% 30% Variable APR
Balance Transfer APR 12.74% - 22.74%
(Variable APR)
    12% 27% Variable APR
Credit Score Range N/A Credit Score Range