Bank of Stockton Business Visa Credit Card
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| Purchase APR (Variable APR) | 16% |
| Balance Transfer APR (Variable APR) | N/A |
| Credit Score Range | 600 - 850 |
| Annual Fee | $0 |
Bank of Stockton Business Visa Credit Card Review
Key Takeaways
- Competitive APRs. Bank of Stockton Business Visa Credit Card has a variable purchase APR of 16%
- No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
- Fair or better credit required. You will have good approval odds if your credit score is above 600.
Pros & Cons of Bank of Stockton credit card
| The Good | The Bad |
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Bank of Stockton credit card FAQ
Who is Bank of Stockton credit card designed for?
This is a credit card issued by Bank of Stockton.
This business card is designed for small businesses with fair credit. The minimum credit score to apply is 600.
What are the relevant APRs?
This business credit card has a variable purchase APR of 16%.
It also has a variable cash advance APR of 16%.
Does it have an introductory APR offer?
This business card does not offer an introductory rate on new purchases.| Purchase APR | 16% |
| Cash Advance APR | 16% |
What fees does it charge?
The following fees apply to this business credit card:
- There is no annual fee.
- Bank of Stockton credit card does not charge a returned payment fee.
- There is no overlimit fee
Does it charge a foreign transaction fee?
This business card charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this business card at home and apply for one that doesn't charge a foreign transaction fee.
| Fees | Amount |
|---|---|
| Annual Fee | $0 |
| Foreign Transaction Fee | 1% |
| Balance Transfer Fee | 0% |
| Minimum Balance Transfer Fee | $0 |
| Returned Payment Fee | $0 |
Does it offer a cash back or rewards program?
No, it does not offer a cash back rewards program.
What are the benefits?
This business credit card provides the following benefits:
- Fraud Liability
- Reports to major credit bureaus
What is the customer service phone number?
The customer service number for this business card is .
What is the support contact email?
The support contact email for this business credit card is newppploans@bankofstockton.com.
Does Bank of Stockton Business Visa Credit Card report your account activity to credit bureaus?
Yes, Bank of Stockton Business Visa Credit Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply?
- Visit the Bank of Stockton .
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
- Check the information is accurate and submit your application.
- If you're denied click here to find out why your application may have been rejected and what you can do about it.
Message From Bank of Stockton credit card
Contact
- Headquarters
-
301 East Miner Avenue
Stockton, CA 95202 USA - Visit Site
- Email Support
Other Services by Bank of Stockton
Feature Breakdown
| Annual Fee | $0 |
| Cash Advance Fee (%) | Starting at 3% |
| Cash Advance Fee Minimum | $8 |
| Foreign Currency Transaction Fee | 1% |
| Late Fee Amount | Starting at $7 |
| Minimum Cash Advance Fee ($) | Starting at $8 |
| Minimum Interest Charge | $1 |
| No Annual Fee | |
| No Interest Grace Period for Late Payment | 25 days |
| Over-Limit Fee | $0 |
| Returned Payment Fee | $0 |
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