Barclay's AAdvantage Aviator Mastercard
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| Community Rating |
Rating not yet determined |
| Purchase APR (Variable APR) | 15.9% - 24.9% |
| Balance Transfer APR (Variable APR) | 15.9% - 24.9% |
| Credit Score Range | 650 - 850 |
| Annual Fee | $95 |
Barclay's AAdvantage Aviator Mastercard Review
- Signup bonus. Offers a signup bonus of 60000 points after spending $1,000 that can be redeemed for travel, gifts, or other perks.
- Competitive APRs. Barclay's AAdvantage Aviator Mastercard has a variable purchase APR that ranges from 15.9% up to 24.9%.
- 3% Balance transfer fee. Barclay's AAdvantage Aviator Mastercard charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees. The minimum fee is $5.
- No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
- Multiple business credit card benefits. Includes generous credit card perks, such as rental insurance, emergency support, extended warranty protection on purchases, travel assistance, and fraud protection.
- Fair or better credit required. You will have good approval odds if your credit score is above 650.
| The Good | The Bad |
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Who is AAdvantage Barclaycard designed for?
This is a credit card issued by Barclays Bank.
This business card is designed for small businesses with fair credit. The minimum credit score to apply is 650.
What are the relevant APRs?
This business credit card has a variable purchase APR that ranges from 15.9% up to 24.9%. The card has a variable balance transfer APR that ranges from 15.9% up to 24.9%.
It also has a variable cash advance APR starting at 25.24% .
Does it have an introductory APR offer?
No, this business card does not come with an introductory APR offer for balance transfers.
This business credit card does not offer an introductory rate on new purchases.| Purchase APR | 15.9% - 24.9% |
| Balance Transfer APR | 15.9% - 24.9% |
| Cash Advance APR | Starting at 25.24% |
What fees does it charge?
The following fees apply to this business credit card:
- An annual fee of $95.
- A late payment penalty of up to $39.
- A returned payment fee of up to $39.
- There is no overlimit fee
Does it charge a foreign transaction fee?
This business credit card does not charge foreign transaction fees. If you are a frequent traveler, this can save you hundreds of dollars in credit card fees when you travel out of the country.
| Fees | Amount |
|---|---|
| Annual Fee | $95 |
| Foreign Transaction Fee | 0% |
| Balance Transfer Fee | 3% |
| Minimum Balance Transfer Fee | $5 |
| Returned Payment Fee | $39 |
| Late Payment Fee | $19 to $39 |
Does it offer a cash back rewards program?
This business credit card offers a rewards program to its customers. This business card offers rewards to small business owners that use the card to make purchases in the following bonus categories:
- Airfare
- Car Rentals
- Internet, Cable and Phone Services
- Every Purchase
- Office Supply Stores
Does it have a sign up bonus?
This business credit card doesn't offer a cash signup bonus.
However, it does include a 60000 points signup bonus after you spend $1000 that can be redeemed for travel, gifts, or other perks.
Does it offer an annual loyalty bonus?
This business card doesn't offer a cash loyalty bonus.
Can I get it with just an employer identification number (EIN)?
You can apply for this business credit card with your EIN number, but expect the credit card issuer to also require your Social Security number. This is because, as with most business cards, it requires you to personally guarantee the line of credit.What are the benefits?
This business credit card provides the following benefits:
- Auto Rental Collision Damage Waiver
- Emergency Support
- Extended Warranty Protection
- Fraud Liability
- Travel Assistance
- Reports to major credit bureaus
What is the support contact email?
The support contact email for this business credit card is online@barclaysus.com.
How do people rate the customer service and user experience?
Overall, this business credit card is strongly not recommended based on community reviews that rate customer service and user experience.
Does Barclay's AAdvantage Aviator Mastercard report your account activity to credit bureaus?
Yes, Barclay's AAdvantage Aviator Mastercard reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply?
- Visit the Barclays Bank .
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
- Check the information is accurate and submit your application.
- If you're denied click here to find out why your application may have been rejected and what you can do about it.
Message From Barclays Bank
Contact
- Headquarters
-
125 South West Street
Wilmington, DE 19801 - Visit Site
- Email Support
Other Services by Barclays Bank
Feature Breakdown
| Foreign Currency Transaction Fee | 0% |
| No Foreign Transaction Fee | |
| No Interest Grace Period for Late Payment | 20 days |
| Over-Limit Fee | $0 |
| Annual Fee | $95 |
| Cash Advance Fee (%) | Starting at 3% |
| Cash Advance Fee Minimum | $10 |
| Late Fee Amount | $19 - $39 |
| Minimum Cash Advance Fee ($) | Starting at $10 |
| Minimum Interest Charge | $1 |
| Returned Payment Fee | $39 |
Barclay's AAdvantage Aviator Mastercard Community Reviews
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