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  Barclay's AAdvantage Aviator Mastercard

Barclay's AAdvantage Aviator Mastercard

in Business Credit Cards from Barclays Bank

Claimed

Barclay's AAdvantage Aviator Mastercard

Claimed

in Business Credit Cards from Barclays Bank

Net Recommendation Score -100

SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly not recommended by SuperMoney users with a score of -100, equating to 1 on a 5 point rating scale.

-100

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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Highlights
Community Rating

Rating not yet determined  

Purchase APR  (Variable APR) 15.9% - 24.9%
Balance Transfer APR  (Variable APR) 15.9% - 24.9%
Credit Score Range 650 - 850
Annual Fee $95

Barclay's AAdvantage Aviator Mastercard Review

Key Takeaways
  • Signup bonus. Offers a signup bonus of 60000 points after spending $1,000 that can be redeemed for travel, gifts, or other perks.
  • Competitive APRs. Barclay's AAdvantage Aviator Mastercard has a variable purchase APR that ranges from 15.9% up to 24.9%.
  • 3% Balance transfer fee. Barclay's AAdvantage Aviator Mastercard charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees. The minimum fee is $5.
  • No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
  • Multiple business credit card benefits. Includes generous credit card perks, such as rental insurance, emergency support, extended warranty protection on purchases, travel assistance, and fraud protection.
  • Fair or better credit required. You will have good approval oods if your credit score is above650.
Pros & Cons of AAdvantage Barclaycard
The Good The Bad
  • Lower than average purchase APRs.
  • Multiple business credit card perks.
  • Offers auto rental collision damage waiver.
  • Extended warranty on purchases.
  • Travel assistance insurance
  • No foreign transaction fee.
  • Cardholders can earn rewards on purchases everywhere Barclay's AAdvantage Aviator Mastercard is accepted.
  • Barclay's AAdvantage Aviator Mastercard reports to multiple credit bureaus.
  • Charges an annual fee of $95
  • Charges a 3% balance transfer fee.
AAdvantage Barclaycard FAQ

Who is AAdvantage Barclaycard designed for?

This is a credit card issued by Barclays Bank. 

This business card is designed for small businesses with fair credit. The minimum credit score to apply is 650.

What are the relevant APRs?

This business credit card has a variable purchase APR that ranges from 15.9% up to 24.9%. The card has a variable balance transfer APR that ranges from 15.9% up to 24.9%.

It also has a variable cash advance APR starting at 25.24% .

Does it have an introductory APR offer?

No, this business card does not come with an introductory APR offer for balance transfers.

This business credit card does not offer an introductory rate on new purchases.

AAdvantage Barclaycard Rates & Terms
Purchase APR 15.9% - 24.9%
Balance Transfer APR 15.9% - 24.9%
Cash Advance APR Starting at 25.24%

What fees does it charge?

The following fees apply to this business credit card:

  • An annual fee of $95.
  • A late payment penalty of up to $39.
  • A returned payment fee of up to $39.
  • There is no overlimit fee

Does it charge a foreign transaction fee?

This business credit card does not charge foreign transaction fees. If you are a frequent traveler, this can save you hundreds of dollars in credit card fees when you travel out of the country.

AAdvantage Barclaycard Fees
Fees Amount
Annual Fee $95
Foreign Transaction Fee 0%
Balance Transfer Fee 3%
Minimum Balance Transfer Fee $5
Returned Payment Fee $39
Late Payment Fee $19 to $39

Does it offer a cash back rewards program?

This business credit card offers a rewards program to its customers. This business card offers rewards to small business owners that use the card to make purchases in the following bonus categories:

  • Airfare
  • Car Rentals
  • Internet, Cable and Phone Services
  • Every Purchase
  • Office Supply Stores

Does it have a sign up bonus?

This business credit card doesn't offer a cash signup bonus.

However, it does include a 60000 points signup bonus after you spend $1000 that can be redeemed for travel, gifts, or other perks.

Does it offer an annual loyalty bonus?

This business card doesn't offer a cash loyalty bonus.

Can I get it with just an employer identification number (EIN)?

You can apply for this business credit card with your EIN number, but expect the credit card issuer to also require your Social Security number. This is because, as with most business cards, it requires you to personally guarantee the line of credit.

What are the benefits?

This business credit card provides the following benefits:

  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Extended Warranty Protection
  • Fraud Liability
  • Travel Assistance
  • Reports to major credit bureaus

What is the customer service phone number?

The customer service number for this business card is (888) 710-8756.

What is the support contact email?

The support contact email for this business credit card is online@barclaysus.com.

How do people rate the customer service and user experience?

Overall, this business credit card is strongly not recommended based on community reviews that rate customer service and user experience.

Does Barclay's AAdvantage Aviator Mastercard report your account activity to credit bureaus?

Yes, Barclay's AAdvantage Aviator Mastercard reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply?

  • Visit the Barclays Bank .
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message From Barclay's AAdvantage Aviator Mastercard

AAdvantage® Aviator® World Elite Business Mastercard®, First checked bag free for you and up to 4 companions on eligible bags when traveling on domestic itineraries operated by American Airlines. Companion Certificate good for 1 guest at $99, issued each year after your account anniversary if you spend $30,000 or more on eligible purchases (taxes and fees apply). Preferred boarding for you and up to 4 companions on your reservation when traveling on itineraries operated by American Airlines. Earn $3,000 Elite Qualifying Dollars if you spend $25,000 on purchases each calendar year. Receive 25% inflight savings as a statement credit on food and beverages when you use your card on American Airlines operated flights. No foreign transaction fees on international purchases. Complimentary employee cards help you earn miles faster and control business spending. $0 Fraud Liability protection means you're not responsible for charges you did not authorize.

Feature Breakdown

Foreign Currency Transaction Fee 0%
No Foreign Transaction Fee
No Interest Grace Period for Late Payment 20 days
Over-Limit Fee $0
Annual Fee $95
Cash Advance Fee (%) Starting at 3%
Cash Advance Fee Minimum $10
Late Fee Amount $19 - $39
Minimum Cash Advance Fee ($) Starting at $10
Minimum Interest Charge $1
Returned Payment Fee $39
Customer Type Business
Minimum Age 18
Credit Score Range 650 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Auto Rental Collision Damage Waiver
  • Extended Warranty Protection
  • Emergency Support
  • Fraud Liability
  • Travel Assistance
Bonus Rewards Receive 60,000 bonus miles after spending $1000 on purchases within the first 90 days. 5% mileage bonus earned every year after your account anniversary date based on the total number of miles earned using your card.
Rewards Rates
  • Airfare
  • Car Rentals
  • Internet / Cable / Phone Services
  • Office Supplies
  • Every Purchase
Signup Bonus (points) 60,000
Balance Computation Average Daily Balance (including new purchases)
Cash Advance APR (Variable APR) Starting at 25.24%
Purchase APR (Variable APR) 15.9% - 24.9%
Balance Transfer Fee % 3
Balance Transfer Fee % After Intro Period Starting at 3
Balance Transfer Fee Minimum 5
Balance Transfer APR (Variable APR) 15.9% - 24.9%
Card Network Mastercard
Card Type
  • Rewards
  • Balance Transfer
  • Travel
  • Airline
  • Bonus Offers

Barclay's AAdvantage Aviator Mastercard Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly not recommended by SuperMoney users with a score of -100, equating to 1 on a 5 point rating scale.

-100

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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