Barclays Bank Wyndham Rewards® EarnerSM Visa Signature Business Credit Card Review

• Business credit card with generous reward rate. You will get a rewards rate of up to 8 reward points per dollar spent.
• 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for up to 6 months , which is shorter than the average 0% APR period of 12 months.
• 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for up to 6 months.
• Signup bonus. Offers a signup bonus of 45000 points after spending $1,000 that can be redeemed for travel, gifts, or other perks.
• Competitive APRs. Barclays Bank Wyndham Rewards® EarnerSM Visa Signature Business Credit Card has a variable purchase APR that ranges from 15.99% up to 24.99%.
• 3% Balance transfer fee. Barclays Bank Wyndham Rewards® EarnerSM Visa Signature Business Credit Card charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees. The minimum fee is $5.
• No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
• Multiple business credit card benefits. Includes generous credit card perks, such as extended warranty protection on purchases, identity theft protection, and fraud protection.
• Fair or better credit required. You will have good approval oods if your credit score is above650.

The Good

The Bad

Lower than average purchase APRs. 0% APR balance transfer intro rate on balance transfers for up to 6 months. 0% APR on new purchases during the first 6 months. Multiple business credit card perks. Extended warranty on purchases. Identity Theft Protection. No foreign transaction fee. Cardholders can earn rewards on their purchases. Barclays Bank Wyndham Rewards® EarnerSM Visa Signature Business Credit Card reports to multiple credit bureaus.

Charges an annual fee of $95 You don't earn rewards on every purchase. Charges a 3% balance transfer fee.

Who is Barclays Wyndham credit card designed for?

This is a credit card issued by Barclays Bank. 

This business card is designed for small businesses with fair credit. The minimum credit score to apply is 650.

What are the relevant APRs?

This business credit card has a variable purchase APR that ranges from 15.99% up to 24.99%. The card has a variable balance transfer APR that ranges from 15.99% up to 24.99%.

It also has a variable cash advance APR of 25.24%.

What fees does it charge?

The following fees apply to this business credit card:

• An annual fee of $95.
• A late payment penalty of up to $39.
• A returned payment fee of up to $39.
• There is no overlimit fee

Does it offer a cash back rewards program?

This business credit card offers a rewards program to its customers. This business card offers rewards to small business owners that use the card to make purchases in the following bonus categories:

• Advertising Services
• Gas stations
• Hotels
• Utilities

Can I get it with just an employer identification number (EIN)?

You can apply for this business credit card with your EIN number, but expect the credit card issuer to also require your Social Security number. This is because, as with most business cards, it requires you to personally guarantee the line of credit.

What are the benefits?

This business credit card provides the following benefits:

• Extended Warranty Protection
• Fraud Liability
• Cellular Telephone Protection
• Reports to major credit bureaus

What is the customer service phone number?

The customer service number for this business card is (888) 710-8756.

What is the support contact email?

The support contact email for this business credit card is online@barclaysus.com.

Does Barclays Bank Wyndham Rewards® EarnerSM Visa Signature Business Credit Card report your account activity to credit bureaus?

Yes, Barclays Bank Wyndham Rewards® EarnerSM Visa Signature Business Credit Card reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply?

• Visit the Barclays Bank .
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
• Check the information is accurate and submit your application.
• If you're denied click here to find out why your application may have been rejected and what you can do about it.