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  Barclays Bank Wyndham Rewards® EarnerSM Visa Signature Business Credit Card

Barclays Bank Wyndham Rewards® EarnerSM Visa Signature Business Credit Card

in Business Credit Cards from Barclays Bank

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Barclays Bank Wyndham Rewards® EarnerSM Visa Signature Business Credit Card

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in Business Credit Cards from Barclays Bank

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Highlights
Purchase APR  (Variable APR) 15.99% - 24.99%
Balance Transfer APR  (Variable APR) 15.99% - 24.99%
Credit Score Range 650 - 850
Annual Fee $95

Barclays Bank Wyndham Rewards® EarnerSM Visa Signature Business Credit Card Review

Key Takeaways
  • Business credit card with generous reward rate. You will get a rewards rate of up to 8 reward points per dollar spent.
  • 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for up to 6 months , which is shorter than the average 0% APR period of 12 months.
  • 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for up to 6 months.
  • Signup bonus. Offers a signup bonus of 45000 points after spending $1,000 that can be redeemed for travel, gifts, or other perks.
  • Competitive APRs. Barclays Bank Wyndham Rewards® EarnerSM Visa Signature Business Credit Card has a variable purchase APR that ranges from 15.99% up to 24.99%.
  • 3% Balance transfer fee. Barclays Bank Wyndham Rewards® EarnerSM Visa Signature Business Credit Card charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees. The minimum fee is $5.
  • No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
  • Multiple business credit card benefits. Includes generous credit card perks, such as extended warranty protection on purchases, identity theft protection, and fraud protection.
  • Fair or better credit required. You will have good approval oods if your credit score is above650.
Pros & Cons of Barclays Wyndham credit card
The Good The Bad
  • Lower than average purchase APRs.
  • 0% APR balance transfer intro rate on balance transfers for up to 6 months.
  • 0% APR on new purchases during the first 6 months.
  • Multiple business credit card perks.
  • Extended warranty on purchases.
  • Identity Theft Protection.
  • No foreign transaction fee.
  • Cardholders can earn rewards on their purchases.
  • Barclays Bank Wyndham Rewards® EarnerSM Visa Signature Business Credit Card reports to multiple credit bureaus.
  • Charges an annual fee of $95
  • You don't earn rewards on every purchase.
  • Charges a 3% balance transfer fee.
Barclays Wyndham credit card FAQ

Who is Barclays Wyndham credit card designed for?

This is a credit card issued by Barclays Bank. 

This business card is designed for small businesses with fair credit. The minimum credit score to apply is 650.

What are the relevant APRs?

This business credit card has a variable purchase APR that ranges from 15.99% up to 24.99%. The card has a variable balance transfer APR that ranges from 15.99% up to 24.99%.

It also has a variable cash advance APR of 25.24%.

Does it have an introductory APR offer?

Yes, this business card offers an introductory APR rate on balance transfers of 0% for a period of 6 months from account opening.

This business card does offer an introductory APR rate on new purchases of 0% for a period of 6 months.

Barclays Wyndham credit card Rates & Terms
Purchase APR 15.99% - 24.99%
Balance Transfer APR 15.99% - 24.99%
Cash Advance APR 25.24%

What fees does it charge?

The following fees apply to this business credit card:

  • An annual fee of $95.
  • A late payment penalty of up to $39.
  • A returned payment fee of up to $39.
  • There is no overlimit fee

Does it charge a foreign transaction fee?

This business credit card does not charge foreign transaction fees. If you are a frequent traveler, this can save you hundreds of dollars in credit card fees when you travel out of the country.

Barclays Wyndham credit card Fees
Fees Amount
Annual Fee $95
Foreign Transaction Fee 0%
Balance Transfer Fee 3%
Minimum Balance Transfer Fee $5
Returned Payment Fee $39
Late Payment Fee $19 to $39

Does it offer a cash back rewards program?

This business credit card offers a rewards program to its customers. This business card offers rewards to small business owners that use the card to make purchases in the following bonus categories:

  • Advertising Services
  • Gas stations
  • Hotels
  • Utilities

Does it have a sign up bonus?

This business credit card doesn't offer a cash signup bonus.

However, it does include a 45000 points signup bonus after you spend $1000 that can be redeemed for travel, gifts, or other perks.

Does it offer an annual loyalty bonus?

This business card doesn't offer a cash loyalty bonus.

However, it does include an annual loyalty bonus of 15000 points that can be redeemed for travel, gifts, and other perks.

Can I get it with just an employer identification number (EIN)?

You can apply for this business credit card with your EIN number, but expect the credit card issuer to also require your Social Security number. This is because, as with most business cards, it requires you to personally guarantee the line of credit.

What are the benefits?

This business credit card provides the following benefits:

  • Extended Warranty Protection
  • Fraud Liability
  • Cellular Telephone Protection
  • Reports to major credit bureaus

What is the customer service phone number?

The customer service number for this business card is (888) 710-8756.

What is the support contact email?

The support contact email for this business credit card is online@barclaysus.com.

Does Barclays Bank Wyndham Rewards® EarnerSM Visa Signature Business Credit Card report your account activity to credit bureaus?

Yes, Barclays Bank Wyndham Rewards® EarnerSM Visa Signature Business Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply?

  • Visit the Barclays Bank .
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday 8:00am - 8:00pm
  • Monday 8:00am - 8:00pm
  • Tuesday 8:00am - 8:00pm
  • Wednesday 8:00am - 8:00pm
  • Thursday 8:00am - 8:00pm
  • Friday 8:00am - 8:00pm
  • Saturday 8:00am - 8:00pm

Other Services by Barclays Bank

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Feature Breakdown

Advertising Services (Points) 5
Every Purchase (Points) 1
Gas (Points) 8
Introductory Rate 0%
Purchase Intro APR Period (Variable APR) 6 months
Foreign Currency Transaction Fee 0%
No Foreign Transaction Fee
No Interest Grace Period for Late Payment 20 days
Over-Limit Fee $0
Annual Fee $95
Cash Advance Fee (%) Starting at 3%
Cash Advance Fee Minimum $10
Late Fee Amount $19 - $39
Minimum Cash Advance Fee ($) Starting at $10
Minimum Interest Charge $1
Returned Payment Fee $39
Customer Type Business
Minimum Age 18
Credit Score Range 650 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Identity Theft Protection
  • Extended Warranty Protection
  • Fraud Liability
  • Cellular Telephone Protection
Annual Loyalty Bonus (points) 15,000
Rewards Categories
  • Advertising Services
  • Gas
  • Hotels
  • Utilities
Signup Bonus (points) 45,000
Balance Computation Average Daily Balance (including new purchases)
Cash Advance APR (Variable APR) 25.24%
Purchase APR (Variable APR) 15.99% - 24.99%
Balance Transfer Fee % 3%
Balance Transfer Fee % After Intro Period Starting at 3%
Balance Transfer Fee Minimum $5
Balance Transfer Intro APR Period (Variable APR) 6 months
Balance Transfer Introductory APR (Variable APR) 0%
Balance Transfer APR (Variable APR) 15.99% - 24.99%
Card Network Visa
Card Type
  • Rewards
  • Bonus Offers

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