Last Updated: 05/14/2026
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Highlights
Purchase APR (Variable APR)
15.99% - 24.99%(Verified 06/21/2024)
Disclaimer popup with additional information
Balance Transfer APR (Variable APR)
15.99% - 24.99%(Verified 06/21/2024)
Disclaimer popup with additional information
Annual Fee
$95
Credit Score Range
650 - 850
Barclays Bank Wyndham EarnerSM Credit Card Review
This is a rewards card issued by Barclays Bank. If you're wondering whether Barclays Bank Wyndham EarnerSM Credit Card is the right card for you, read on.
Key Takeaways
- Business credit card with generous reward rate. You can get a rewards rate of up to 8 reward points per dollar spent.
- 0% Intro APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for 6 months, which is shorter than the average 0% APR period of 12 months.
- 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for 6 months.
- Welcome offer. Offers a signup bonus of 45000 points that can be redeemed for travel, gifts, or other perks.
- APRs: Barclays Bank Wyndham EarnerSM Credit Card has a variable regular purchase APR that ranges from 15.99% up to 24.99%.
- A 3% balance transfer fee. Barclays Bank Wyndham EarnerSM Credit Card charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees. The minimum fee is $5.
- No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
- Multiple business credit card benefits. Includes generous credit card perks, such as extended warranty protection on purchases, identity theft protection, and fraud protection.
- Fair or better credit required. You will have good approval odds if you have a fair credit score or better.
Pros & Cons of Barclays Wyndham credit card
| The Good | The Bad |
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What are the relevant APRs?
This business credit card has a variable purchase APR that ranges from 15.99% up to 24.99% . The card has a variable balance transfer APR that ranges from 15.99% up to 24.99% .
It also has a variable cash advance APR of 25.24%.
Does it have an introductory APR offer?
Yes, this business card offers an introductory APR rate on balance transfers of 0% for a period of 6 months from account opening.
This business card does offer an introductory APR rate on new purchases of 0% for a period of 6 months.
| Purchase APR | 15.99% - 24.99% |
| Balance Transfer APR | 15.99% - 24.99% |
| Cash Advance APR | 25.24% |
What fees does it charge?
The following fees apply to this business credit card:
- An annual fee of $95 .
- A late payment penalty of up to $39 .
- A returned payment fee of $39.
Does it charge a foreign transaction fee?
This business credit card does not charge foreign transaction fees. If you are a frequent traveler, this can save you hundreds of dollars in credit card fees when you travel out of the country.
| Fees | Amount |
| Annual Fee | $95 |
| Foreign Transaction Fee | 0% |
| Balance Transfer Fee | 3% |
| Minimum Balance Transfer Fee | $5 |
| Returned Payment Fee | $39 |
| Late Payment Fee | $19 to $39 |
Does it offer a cash back or rewards program?
Yes, Barclays Wyndham credit card offers a rewards program to its customers.
This business card offers rewards to small business owners that use the card to make purchases in the following bonus categories:
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Welcome Offer | 45,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Rewards Categories |
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| Rewards Type | Points | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Reward Rates | 1 - 8 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
- Advertising Services
- Gas stations
- Hotels
- Utilities
Does it have a sign up bonus?
This business credit card doesn't offer a cash signup bonus.
However, it does include a 45000 points signup bonus that can be redeemed for travel, gifts, or other perks.
Does it offer an annual loyalty bonus?
This business card doesn't offer a cash loyalty bonus.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
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Other Services by Barclays Bank
Other Business Credit Cards from Barclays Bank
Rating not yet determined
Purchase APR
15.99% - 24.99%
Disclaimer popup with additional information
Balance Transfer APR
15.99% - 24.99%
Disclaimer popup with additional information
Annual Fee
$99
Credit Score Range
650 - 850
300
850
Rating not yet determined
Purchase APR
15.9% - 24.9%
Disclaimer popup with additional information
Balance Transfer APR
15.9% - 24.9%
Disclaimer popup with additional information
Annual Fee
$95
Credit Score Range
650 - 850
300
850
Rating not yet determined
Purchase APR
15.99% - 24.99%
Disclaimer popup with additional information
Balance Transfer APR
15.99% - 24.99%
Disclaimer popup with additional information
Annual Fee
$99
Credit Score Range
700 - 850
300
850
SuperMoney Net Recommendation Score
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