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  Bay Federal Credit Union Business Visa Credit Card

Bay Federal Credit Union Business Visa Credit Card

in Business Credit Cards from Bay Federal Credit Union

Unaffiliated

Bay Federal Credit Union Business Visa Credit Card

Unaffiliated

in Business Credit Cards from Bay Federal Credit Union

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Highlights
Purchase APR  (Variable APR) 7.25%
Balance Transfer APR  (Variable APR) 7.25%
Credit Score Range 600 - 850
Annual Fee $0

Bay Federal Credit Union Business Visa Credit Card Review

Bay Federal Credit Union Business Visa Credit Card FAQ

Who is Bay Federal Credit Union Business Visa Credit Card designed for?

Bay Federal Credit Union Business Visa Credit Card is a credit card issued by Bay Federal Credit Union. 

This card is designed for businesses with fair credit. The minimum credit score to apply is 600.

What are the relevant APRs for Bay Federal Credit Union Business Visa Credit Card?

Bay Federal Credit Union Business Visa Credit Card has a variable purchase APR of 7.25%. The card has a variable balance transfer APR of 7.25% .

It also has a variable cash advance APR of 7.25% .

Does Bay Federal Credit Union Business Visa Credit Card have an introductory APR offer?

No, Bay Federal Credit Union Business Visa Credit Card does not come with an introductory APR offer for balance transfers.

Bay Federal Credit Union Business Visa Credit Card does not offer an introductory rate on new purchases.

Bay Federal Credit Union Business Visa Credit Card Rates & Terms
Purchase APR 7.25%
Balance Transfer APR 7.25%
Cash Advance APR 7.25%

What are the Bay Federal Credit Union Business Visa Credit Card fees?

The following fees apply to Bay Federal Credit Union Business Visa Credit Card:

  • There is no annual fee.
  • A late payment penalty of up to $39.
  • A returned payment fee of up to $28.

Does Bay Federal Credit Union Business Visa Credit Card have a foreign transaction fee?

Bay Federal Credit Union Business Visa Credit Card does not charge foreign transaction fees. If you are a frequent traveler, this can save you hundreds of dollars in credit card fees when you travel out of the country.

Bay Federal Credit Union Business Visa Credit Card Fees
Fees Amount
Annual Fee $0
Foreign Transaction Fee 0%
Returned Payment Fee up to $28
Late Payment Fee up to $39

Is there a Bay Federal Credit Union Business Visa Credit Card cash back or rewards program?

No, Bay Federal Credit Union Business Visa Credit Card does not offer a rewards program.

What are the Bay Federal Credit Union Business Visa Credit Card benefits?

Bay Federal Credit Union Business Visa Credit Card provides the following benefits:

  • Emergency Support
  • Extended Warranty Protection
  • Fraud Liability
  • Travel Accident Insurance
  • Travel Assistance
  • Reports to major credit bureaus

Does Bay Federal Credit Union Business Visa Credit Card report your account activity to credit bureaus?

Yes, Bay Federal Credit Union Business Visa Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Bay Federal Credit Union Business Visa Credit Card

  • Visit the Bay Federal Credit Union .
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 5:00pm
  • Tuesday 9:00am - 5:00pm
  • Wednesday 10:00am - 5:00pm
  • Thursday 9:00am - 5:00pm
  • Friday 9:00am - 6:00pm
  • Saturday Closed

Other Services by Bay Federal Credit Union

Feature Breakdown

Annual Fee $0
Foreign Currency Transaction Fee 0%
No Annual Fee
No Foreign Transaction Fee
No Interest Grace Period for Late Payment 21 days
Cash Advance Fee (%) Starting at 2%
Cash Advance Fee Minimum $2
Late Fee Amount Up to $39
Minimum Cash Advance Fee ($) Starting at $2
Returned Payment Fee Up to $28
Customer Type Business
Minimum Age 18
Credit Score Range 600 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Emergency Support
  • Extended Warranty Protection
  • Fraud Liability
  • Identity Theft Protection
  • Purchase Protection
  • Travel Accident Insurance
  • Travel Assistance
Rewards Type No Rewards
Balance Computation “Average Daily Balance (including new purchases).”
Cash Advance APR (Variable APR) 7.25%
Purchase APR (Variable APR) 7.25%
Balance Transfer APR (Variable APR) 7.25%
Card Network Visa
Card Type
  • Low Interest

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SUPERMONEY NET RECOMMENDATION SCORE

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