Bay Federal Credit Union Business Visa Credit Card

This Bay Federal Credit Union Business Visa Credit Card Agreement (“Agreement”) governs the use of your Bay Federal Credit Union Business Credit Card Account (“Account”). In this Agreement, the words “you” and “your” mean the business on whose behalf the related Bay Federal Credit Union Business Visa Credit Application and Agreement or other written document (including an electronic record) that you signed or otherwise submitted for this Account (your “Application”) was submitted and each and every person who signed the Application. The words “we”, “us” and “our” mean Bay Federal Credit Union and its successor(s) and assign(s). The word “Card” refers to the credit card that we issue to you or on your behalf. The use of your Account number to obtain advances will be  onsidered a use of your Card. Your Application, the Business Visa Credit Card Approval Letter (“Letter”) received by you prior to this Agreement, your Card and the card carrier that we send with your Card, your signature (including any electronic or digital signature) on any Application, sales slip or other evidence of indebtedness on your Account and any other documents required by us now or in the future in connection with this Agreement and your Account (such as any personal guarantees or security agreements) are hereby incorporated into and made a part of this Agreement. The word “Guarantor” means each person identified in your Application as a personal or corporate guarantor.