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  Berkshire Bank Visa® Business Platinum Credit Card

Berkshire Bank Visa® Business Platinum Credit Card

in Business Credit Cards from Berkshire Bank

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Berkshire Bank Visa® Business Platinum Credit Card

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in Business Credit Cards from Berkshire Bank

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Highlights
Purchase APR  (Variable APR) 11.99% - 20.99%
Balance Transfer APR  (Variable APR) 11.99% - 20.99%
Credit Score Range 600 - 850
Annual Fee $0

Berkshire Bank Visa® Business Platinum Credit Card Review

Berkshire Bank Visa® Business Platinum Credit Card FAQ

Who is Berkshire Bank Visa® Business Platinum Credit Card designed for?

Berkshire Bank Visa® Business Platinum Credit Card is a credit card issued by Berkshire Bank. 

This card is designed for businesses with fair credit. The minimum credit score to apply is 600.

What are the relevant APRs for Berkshire Bank Visa® Business Platinum Credit Card?

Berkshire Bank Visa® Business Platinum Credit Card has a variable purchase APR that ranges from 11.99% up to 20.99% . The card has a variable balance transfer APR that ranges from 11.99% up to 20.99% .

It also has a variable cash advance APR that ranges from 7.99% up to 25.99% .

The good news is this card does not charge a penalty APR if you are late on a payment.

Does Berkshire Bank Visa® Business Platinum Credit Card have an introductory APR offer?

Yes, Berkshire Bank Visa® Business Platinum Credit Card offers an introductory APR rate on balance transfers of 0%

This card does offer an introductory APR rate on new purchases of 0%

Berkshire Bank Visa® Business Platinum Credit Card Rates & Terms
Purchase APR 11.99% - 20.99%
Balance Transfer APR 11.99% - 20.99%
Cash Advance APR 7.99% - 25.99%
Penalty APR 0%

What are the Berkshire Bank Visa® Business Platinum Credit Card fees?

The following fees apply to Berkshire Bank Visa® Business Platinum Credit Card:

  • There is no annual fee.
  • A late payment penalty of up to $40.
  • A returned payment fee of up to $40.
  • There is no overlimit fee

Does Berkshire Bank Visa® Business Platinum Credit Card have a foreign transaction fee?

Berkshire Bank Visa® Business Platinum Credit Card charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.

Berkshire Bank Visa® Business Platinum Credit Card Fees
Fees Amount
Annual Fee $0
Foreign Transaction Fee 3%
Returned Payment Fee up to $40
Late Payment Fee up to $40

Is there a Berkshire Bank Visa® Business Platinum Credit Card cash back or rewards program?

No, Berkshire Bank Visa® Business Platinum Credit Card does not offer a rewards program.

What are the Berkshire Bank Visa® Business Platinum Credit Card benefits?

Berkshire Bank Visa® Business Platinum Credit Card provides the following benefits:

  • Fraud Liability
  • Reports to major credit bureaus

Does Berkshire Bank Visa® Business Platinum Credit Card report your account activity to credit bureaus?

Yes, Berkshire Bank Visa® Business Platinum Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Berkshire Bank Visa® Business Platinum Credit Card

  • Visit the Berkshire Bank .
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

  • Headquarters
  •   P.O. Box 9201
    Old Bethpage, NY 11804
  •   Visit Site

Other Services by Berkshire Bank

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Feature Breakdown

Annual Fee $0
Cash Advance Fee Minimum $0
No Annual Fee
No Interest Grace Period for Late Payment 24 days
Over-Limit Fee $0
Cash Advance Fee (%) 0% - 5%
Foreign Currency Transaction Fee 3%
Late Fee Amount Up to $40
Minimum Cash Advance Fee ($) $0 - $10
Minimum Interest Charge $2
Returned Payment Fee Up to $40
Customer Type Business
Minimum Age 18
Credit Score Range 600 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Fraud Liability
  • Identity Theft Protection
Rewards Type No Rewards
Balance Computation “Average daily balance (including new purchases)”.
Cash Advance APR (Variable APR) 7.99% - 25.99%
Penalty APR (Variable APR) 0%
Purchase APR (Variable APR) 11.99% - 20.99%
Balance Transfer Introductory APR (Variable APR) 0%
Balance Transfer APR (Variable APR) 11.99% - 20.99%
Card Network Visa
Card Type
  • Balance Transfer
  • Low Interest
  • Zero Percent

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