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  Berkshire Bank Visa® Business Real Rewards Credit Card

Berkshire Bank Visa® Business Real Rewards Credit Card

in Business Credit Cards from Berkshire Bank

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Berkshire Bank Visa® Business Real Rewards Credit Card

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in Business Credit Cards from Berkshire Bank

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Highlights
Purchase APR  (Variable APR) 13.99% - 22.99%
Balance Transfer APR  (Variable APR) 13.99% - 22.99%
Credit Score Range 650 - 850
Annual Fee $0

Berkshire Bank Visa® Business Real Rewards Credit Card Review

Berkshire Bank Visa® Business Real Rewards Credit Card FAQ

Who is Berkshire Bank Visa® Business Real Rewards Credit Card designed for?

Berkshire Bank Visa® Business Real Rewards Credit Card is a credit card issued by Berkshire Bank. 

This card is designed for businesses with fair credit. The minimum credit score to apply is 650.

What are the relevant APRs for Berkshire Bank Visa® Business Real Rewards Credit Card?

Berkshire Bank Visa® Business Real Rewards Credit Card has a variable purchase APR that ranges from 13.99% up to 22.99% . The card has a variable balance transfer APR that ranges from 13.99% up to 22.99% .

It also has a variable cash advance APR that ranges from 7.99% up to 25.99% .

The good news is this card does not charge a penalty APR if you are late on a payment.

Does Berkshire Bank Visa® Business Real Rewards Credit Card have an introductory APR offer?

Yes, Berkshire Bank Visa® Business Real Rewards Credit Card offers an introductory APR rate on balance transfers of 0% for a period of 6 months.

This card does offer an introductory APR rate on new purchases of 0% for a period of 6 months.

Berkshire Bank Visa® Business Real Rewards Credit Card Rates & Terms
Purchase APR 13.99% - 22.99%
Balance Transfer APR 13.99% - 22.99%
Cash Advance APR 7.99% - 25.99%
Penalty APR 0%

What are the Berkshire Bank Visa® Business Real Rewards Credit Card fees?

The following fees apply to Berkshire Bank Visa® Business Real Rewards Credit Card:

  • There is no annual fee.
  • A late payment penalty of up to $40.
  • A returned payment fee of up to $40.
  • There is no overlimit fee

Does Berkshire Bank Visa® Business Real Rewards Credit Card have a foreign transaction fee?

Berkshire Bank Visa® Business Real Rewards Credit Card charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.

Berkshire Bank Visa® Business Real Rewards Credit Card Fees
Fees Amount
Annual Fee $0
Foreign Transaction Fee 3%
Minimum Balance Transfer Fee $5
Returned Payment Fee $0 to $40
Late Payment Fee up to $40

Is there a Berkshire Bank Visa® Business Real Rewards Credit Card cash back or rewards program?

Berkshire Bank Visa® Business Real Rewards Credit Card offers a rewards program to its customers. This card offers rewards to businesses that use the card to make purchses in the following categories:

  • Every Purchase

Does Berkshire Bank Visa® Business Real Rewards Credit Card have a signup bonus?

Yes, Berkshire Bank Visa® Business Real Rewards Credit Card offers card users a signup bonus worth up to $25.

However, it does include a 2500 points signup bonus that can be redeemed for travel, gifts, or other perks.

Does Berkshire Bank Visa® Business Real Rewards Credit Card offer an annual loyalty bonus?

Berkshire Bank Visa® Business Real Rewards Credit Card doesn't offer a cash loyalty bonus.

What are the Berkshire Bank Visa® Business Real Rewards Credit Card benefits?

Berkshire Bank Visa® Business Real Rewards Credit Card provides the following benefits:

  • Fraud Liability
  • Reports to major credit bureaus

Does Berkshire Bank Visa® Business Real Rewards Credit Card report your account activity to credit bureaus?

Yes, Berkshire Bank Visa® Business Real Rewards Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Berkshire Bank Visa® Business Real Rewards Credit Card

  • Visit the Berkshire Bank .
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.
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Contact

  • Headquarters
  •   P.O. Box 9201
    Old Bethpage, NY 11804
  •   Visit Site

Other Services by Berkshire Bank

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Feature Breakdown

Every Purchase (Points) Starting at 1.5
Every Purchase (Points) Earn 1.5 Points for every eligible net $1 you spend.
Introductory Rate 0%
Purchase Intro APR Period (Variable APR) 6 months
Annual Fee $0
Cash Advance Fee Minimum $0
No Annual Fee
No Interest Grace Period for Late Payment 24 days
Over-Limit Fee $0
Cash Advance Fee (%) 0% - 5%
Foreign Currency Transaction Fee 3%
Late Fee Amount Up to $40
Minimum Cash Advance Fee ($) $0 - $10
Minimum Interest Charge $2
Returned Payment Fee $0 - $40
Customer Type Business
Minimum Age 18
Credit Score Range 650 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Fraud Liability
  • Identity Theft Protection
Rewards Categories
  • Every Purchase
Signup Bonus Starting at $25
Signup Bonus (points) 2,500
Balance Computation “Average daily balance (including new purchases)”
Cash Advance APR (Variable APR) 7.99% - 25.99%
Penalty APR (Variable APR) 0%
Purchase APR (Variable APR) 13.99% - 22.99%
Balance Transfer Fee % After Intro Period Starting at 3%
Balance Transfer Fee Minimum $5
Balance Transfer Intro APR Period (Variable APR) 6 months
Balance Transfer Introductory APR (Variable APR) 0%
Balance Transfer APR (Variable APR) 13.99% - 22.99%
Card Network Visa
Card Type
  • Rewards
  • Balance Transfer
  • Bonus Offers
  • Zero Percent

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