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  BMO Harris Bank Business Platinum Mastercard®

BMO Harris Bank Business Platinum Mastercard®

in Business Credit Cards from BMO Harris Bank

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BMO Harris Bank Business Platinum Mastercard®

Unaffiliated

in Business Credit Cards from BMO Harris Bank

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Highlights
Purchase APR  (Variable APR) 11.24% - 20.24%
Balance Transfer APR  (Variable APR) 11.24% - 20.24%
Credit Score Range 600 - 850
Annual Fee $0

BMO Harris Bank Business Platinum Mastercard® Review

BMO Harris Bank Business Platinum Mastercard® FAQ

Who is BMO Harris Bank Business Platinum Mastercard® designed for?

BMO Harris Bank Business Platinum Mastercard® is a credit card issued by BMO Harris Bank. 

This card is designed for businesses with fair credit. The minimum credit score to apply is 600.

What are the relevant APRs for BMO Harris Bank Business Platinum Mastercard®?

BMO Harris Bank Business Platinum Mastercard® has a variable purchase APR that ranges from 11.24% up to 20.24% . The card has a variable balance transfer APR that ranges from 11.24% up to 20.24% .

It also has a variable cash advance APR of 27.24% .

Does BMO Harris Bank Business Platinum Mastercard® have an introductory APR offer?

Yes, BMO Harris Bank Business Platinum Mastercard® offers an introductory APR rate on balance transfers of 0% for a period of 18 months.

This card does offer an introductory APR rate on new purchases of 0% for a period of 18 months.

BMO Harris Bank Business Platinum Mastercard® Rates & Terms
Purchase APR 11.24% - 20.24%
Balance Transfer APR 11.24% - 20.24%
Cash Advance APR 27.24%

What are the BMO Harris Bank Business Platinum Mastercard® fees?

The following fees apply to BMO Harris Bank Business Platinum Mastercard®:

  • There is no annual fee.
  • A late payment penalty of up to $39.
  • A returned payment fee of up to $39.
  • An overlimit fee of $39.

Does BMO Harris Bank Business Platinum Mastercard® have a foreign transaction fee?

BMO Harris Bank Business Platinum Mastercard® charges a foreign transaction fee of 2%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $40. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.

BMO Harris Bank Business Platinum Mastercard® Fees
Fees Amount
Annual Fee $0
Foreign Transaction Fee 2%
Balance Transfer Fee 4%
Minimum Balance Transfer Fee $10
Returned Payment Fee $39
Late Payment Fee $39

Is there a BMO Harris Bank Business Platinum Mastercard® cash back or rewards program?

No, BMO Harris Bank Business Platinum Mastercard® does not offer a rewards program.

What are the BMO Harris Bank Business Platinum Mastercard® benefits?

BMO Harris Bank Business Platinum Mastercard® provides the following benefits:

  • Auto Rental Collision Damage Waiver
  • Extended Warranty Protection
  • Fraud Liability
  • Travel Accident Insurance
  • Travel Assistance
  • Reports to major credit bureaus

Does BMO Harris Bank Business Platinum Mastercard® report your account activity to credit bureaus?

Yes, BMO Harris Bank Business Platinum Mastercard® reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for BMO Harris Bank Business Platinum Mastercard®

  • Visit the BMO Harris Bank .
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Feature Breakdown

Introductory Rate 0%
Purchase Intro APR Period (Variable APR) 18 months
Annual Fee $0
No Annual Fee
Cash Advance Fee (%) Up to 5%
Cash Advance Fee Minimum $10
Foreign Currency Transaction Fee 2%
Late Fee Amount $39
Minimum Cash Advance Fee ($) Starting at $10
Over-Limit Fee $39
Returned Payment Fee $39
Customer Type Business
Minimum Age 18
Credit Score Range 600 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Identity Theft Protection
  • Auto Rental Collision Damage Waiver
  • Extended Warranty Protection
  • Purchase Protection
  • Fraud Liability
  • Travel Accident Insurance
  • Travel Assistance
Rewards Type No Rewards
Cash Advance APR (Variable APR) 27.24%
Purchase APR (Variable APR) 11.24% - 20.24%
Balance Transfer Fee % 4%
Balance Transfer Fee % After Intro Period Starting at 4%
Balance Transfer Fee Minimum $10
Balance Transfer Intro APR Period (Variable APR) 18 months
Balance Transfer Introductory APR (Variable APR) 0%
Balance Transfer APR (Variable APR) 11.24% - 20.24%
Card Network Mastercard
Card Type
  • Balance Transfer
  • Low Interest
  • Zero Percent

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