Bremer Bank Visa Signature Business Company Card Review

• 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers.
• 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases.
• Competitive APRs. Bremer Bank Visa Signature Business Company Card has a variable purchase APR that ranges from 14.24% up to 28.24%.
• No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
• 3% Balance transfer fee. Bremer Bank Visa Signature Business Company Card charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees. The minimum fee is $5.
• Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 3% every time you make a transaction outside the U.S.
• Multiple business credit card benefits. Includes generous credit card perks, such as rental insurance, emergency support, extended warranty protection on purchases, purchase protection, travel assistance, and fraud protection.
• Very good credit required. Applicants will typically need a credit score of at least 780 to have good approval odds.

The Good

The Bad

Potentially lower than average purchase APRs. 0% APR balance transfer intro rate on balance transfers . 0% APR on new purchases . No annual fee. Multiple business credit card perks. Offers auto rental collision damage waiver. Extended warranty on purchases. No Personal Guarantee Required. Travel assistance insurance Bremer Bank Visa Signature Business Company Card reports to multiple credit bureaus.

Requires good to excellent credit. Does not offer a signup bonus. Does not offer rewards or cash back. Charges a foreign transaction fee of 3%. You don't earn rewards on every purchase. Charges a 3% balance transfer fee.

Who is Bremer Bank Visa Signature business company card designed for?

This is a credit card issued by Bremer Bank. 

This business card is for small businesses with very good credit. You need a credit score of at least 780 to apply.

What are the relevant APRs?

This business credit card has a variable purchase APR that ranges from 14.24% up to 28.24%. The card has a variable balance transfer APR that ranges from 14.24% up to 23.24%.

It also has a variable cash advance APR starting at 26.24% .

The good news is this business card does not charge a penalty APR if you are late on a payment.

What fees does it charge?

The following fees apply to this business credit card:

• There is no annual fee.
• A late payment penalty of up to $39.
• A returned payment fee of up to $35.

Does it offer a cash back rewards program?

No, it does not offer a cash back rewards program.

Can I get it with just an employer identification number (EIN)?

You can apply for this business credit card with your EIN number, but expect the credit card issuer to also require your Social Security number. This is because, as with most business cards, it requires you to personally guarantee the line of credit.

What are the benefits?

This business credit card provides the following benefits:

• Auto Rental Collision Damage Waiver
• Emergency Support
• Extended Warranty Protection
• Fraud Liability
• Travel Assistance
• Reports to major credit bureaus

What is the support contact email?

The support contact email for this business credit card is info@bremer.com.

How do people rate the customer service and user experience?

Overall, this business credit card is strongly recommended based on community reviews that rate customer service and user experience.

Does Bremer Bank Visa Signature Business Company Card report your account activity to credit bureaus?

Yes, Bremer Bank Visa Signature Business Company Card reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply?

• Visit the Bremer Bank .
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
• Check the information is accurate and submit your application.
• If you're denied click here to find out why your application may have been rejected and what you can do about it.