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Last Updated: 04/18/2025

Bridge City Bank Business Real Rewards Card

in Business Credit Cards from Bridge City Bank

Last Updated: 04/18/2025

Bridge City Bank Business Real Rewards Card logo
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Highlights

Purchase APR (Variable APR)

13.99% - 22.99%(Verified 06/21/2024)
Disclaimer popup with additional information

Balance Transfer APR (Variable APR)

13.99% - 22.99%(Verified 06/21/2024)
Disclaimer popup with additional information

Annual Fee

$0

Credit Score Range

650 - 850

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Bridge City Bank Business Real Rewards Card Review

This is a cashback card issued by Bridge City Bank. If you're wondering whether Bridge City Bank Business Real Rewards Card is the right card for you, read on.

Key Takeaways

  • 0% Intro APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for 6 months, which is shorter than the average 0% APR period of 12 months.
  • 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for 6 months.
  • Welcome offer. Offers a signup bonus of 2500 points that can be redeemed for travel, gifts, or other perks.
  • APRs: Bridge City Bank Business Real Rewards Card has a variable regular purchase APR that ranges from 13.99% up to 22.99%.
  • No annual fee. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your eligible purchases, but you don't have to pay an annual fee for the privilege.
  • A 3% balance transfer fee. Bridge City Bank Business Real Rewards Card charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees. The minimum fee is $5.
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of up to 2% every time you make a transaction outside the U.S.
  • Fair or better credit required. You will have good approval odds if you have a fair credit score or better.

Pros & Cons of Bridge City Bank Business Real Rewards Card

What are the relevant APRs?

This business credit card has a variable purchase APR that ranges from 13.99% up to 22.99% . The card has a variable balance transfer APR that ranges from 13.99% up to 22.99% .
It also has a variable cash advance APR of 23.99%. Note that late payments are subject to an APR of 28.99% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

Does it have an introductory APR offer?

Yes, this business card offers an introductory APR rate on balance transfers of 0% for a period of 6 months from account opening.
This business card does offer an introductory APR rate on new purchases of 0% for a period of 6 months.

What fees does it charge?

The following fees apply to this business credit card:
  • There is no annual fee.
  • A late payment penalty of up to $39 .
  • A returned payment fee of $35.

Does it charge a foreign transaction fee?

This business card charges a foreign transaction fee of 2%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $40. If you travel abroad you may want to leave this business card at home and apply for one that doesn't charge a foreign transaction fee.

Does it offer a cash back or rewards program?

No, it does not offer a cash back rewards program. The rewards program allows you to earn cash with every purchase you make.
This business card offers rewards to small business owners that use the card to make purchases in the following bonus categories:
  • Every Purchase

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Bridge City Bank Business Real Rewards Card logo

Message from Bridge City Bank Business Real Rewards Card

Choose from our popular business credit card options such as low rate, cash back or flexible rewards to find the one that works best for your business. No matter which card you choose, your business will benefit from important features like: Free online expense reporting tools. No fee for additional employee cards. Mobile payment capability for added convenience. Zero Fraud Liability. You won’t be liable for fraudulent purchases when your card is lost or stolen. Cardmember Service available 24 hours a day/365 days per year.

Contact

Headquarters

701 W. Roundbunch
Bridge City, TX 77611
Visit Site
Email Support

Hours of Operation

Sunday
Closed
Monday
9:00AM - 4:00PM
Tuesday
9:00AM - 4:00PM
Wednesday
9:00AM - 4:00PM
Thursday
9:00AM - Invalid DateTime
Friday
9:00AM - 4:00PM
Saturday
Closed

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Other Business Credit Cards from Bridge City Bank

Bridge City Bank Business Card logo
Rating not yet determined
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Purchase APR

11.99% - 20.99%
Disclaimer popup with additional information

Balance Transfer APR

11.99% - 20.99%
Disclaimer popup with additional information

Annual Fee

$0

Credit Score Range

650 - 850

300

850

Visit Site

Bridge City Bank Business Cash Card logo

Purchase APR

13.99% - 22.99%
Disclaimer popup with additional information

Balance Transfer APR

13.99% - 22.99%
Disclaimer popup with additional information

Annual Fee

$0

Credit Score Range

650 - 850

300

850


Bridge City Bank Smart Business Rewards Card logo

Purchase APR

15.99% - 20.99%
Disclaimer popup with additional information

Balance Transfer APR

15.99% - 20.99%
Disclaimer popup with additional information

Annual Fee

$95

Credit Score Range

650 - 850

300

850


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SuperMoney Net Recommendation Score

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0

-1000+100
No one recommends
Everyone recommends
The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

Bridge City Bank Business Real Rewards Card Community Reviews

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