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  Bridge City Bank Smart Business Rewards Card

Bridge City Bank Smart Business Rewards Card

in Business Credit Cards from Bridge City Bank

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Bridge City Bank Smart Business Rewards Card

Unaffiliated

in Business Credit Cards from Bridge City Bank

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Highlights
Purchase APR  (Variable APR) 15.99% - 20.99%
Balance Transfer APR  (Variable APR) 15.99% - 20.99%
Credit Score Range 650 - 850
Annual Fee $95

Bridge City Bank Smart Business Rewards Card Review

Bridge City Bank Smart Business Rewards Card FAQ

Who is Bridge City Bank Smart Business Rewards Card designed for?

Bridge City Bank Smart Business Rewards Card is a credit card issued by Bridge City Bank. 

This card is designed for businesses with fair credit. The minimum credit score to apply is 650.

What are the relevant APRs for Bridge City Bank Smart Business Rewards Card?

Bridge City Bank Smart Business Rewards Card has a variable purchase APR that ranges from 15.99% up to 20.99% . The card has a variable balance transfer APR that ranges from 15.99% up to 20.99% .

It also has a variable cash advance APR of 23.99% . Note that late payments are subject to an APR of 28.99% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

Does Bridge City Bank Smart Business Rewards Card have an introductory APR offer?

No, Bridge City Bank Smart Business Rewards Card does not come with an introductory APR offer for balance transfers.

Bridge City Bank Smart Business Rewards Card does not offer an introductory rate on new purchases.

Bridge City Bank Smart Business Rewards Card Rates & Terms
Purchase APR 15.99% - 20.99%
Balance Transfer APR 15.99% - 20.99%
Cash Advance APR 23.99%
Penalty APR 28.99%

What are the Bridge City Bank Smart Business Rewards Card fees?

The following fees apply to Bridge City Bank Smart Business Rewards Card:

  • An annual fee of $95.
  • A late payment penalty of up to $39.
  • A returned payment fee of up to $35.
  • An overlimit fee of $39.

Does Bridge City Bank Smart Business Rewards Card have a foreign transaction fee?

Bridge City Bank Smart Business Rewards Card charges a foreign transaction fee of 2%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $40. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.

Bridge City Bank Smart Business Rewards Card Fees
Fees Amount
Annual Fee $95
Foreign Transaction Fee 2%
Balance Transfer Fee 3%
Minimum Balance Transfer Fee $5
Returned Payment Fee $35
Late Payment Fee $19 to $39

Is there a Bridge City Bank Smart Business Rewards Card cash back or rewards program?

Bridge City Bank Smart Business Rewards Card offers a rewards program to its customers. This card offers rewards to businesses that use the card to make purchses in the following categories:

  • Every Purchase

Does Bridge City Bank Smart Business Rewards Card have a signup bonus?

Bridge City Bank Smart Business Rewards Card doesn't offer a cash signup bonus.

However, it does include a 20000 points signup bonus after spending $500 that can be redeemed for travel, gifts, or other perks.

Does Bridge City Bank Smart Business Rewards Card offer an annual loyalty bonus?

Bridge City Bank Smart Business Rewards Card doesn't offer a cash loyalty bonus.

What are the Bridge City Bank Smart Business Rewards Card benefits?

Bridge City Bank Smart Business Rewards Card provides the following benefits:

  • Emergency Support
  • Fraud Liability
  • No blackout dates when redeeming miles
  • Reports to major credit bureaus

Does Bridge City Bank Smart Business Rewards Card report your account activity to credit bureaus?

Yes, Bridge City Bank Smart Business Rewards Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Bridge City Bank Smart Business Rewards Card

  • Visit the Bridge City Bank .
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Feature Breakdown

Every Purchase (Points) Earn 1 point on all other eligible purchases
Every Purchase (Points) 1
No Annual Fee First Year
No Interest Grace Period for Late Payment 24 days
Annual Fee $95
Cash Advance Fee (%) 4%
Cash Advance Fee Minimum $10
Foreign Currency Transaction Fee 2%
Late Fee Amount $19 - $39
Minimum Cash Advance Fee ($) $10
Minimum Interest Charge $2
Over-Limit Fee $39
Returned Payment Fee $35
Customer Type Business
Minimum Age 18
Credit Score Range 650 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Identity Theft Protection
  • Emergency Support
  • Fraud Liability
All Other Purchases Earn 2 points in your top 2 spend categories each month, automatically.
Bonus Rewards Earn 20,000 bonus rewards points when you spend $500 in the first 90 days of account opening
No Blackout Dates
Rewards Categories
  • Every Purchase
Signup Bonus (points) 20,000
Balance Computation Average daily balance (including new purchases).
Cash Advance APR (Variable APR) 23.99%
Penalty APR (Variable APR) 28.99%
Purchase APR (Variable APR) 15.99% - 20.99%
Balance Transfer Fee % 3%
Balance Transfer Fee % After Intro Period 3%
Balance Transfer Fee Minimum $5
Balance Transfer APR (Variable APR) 15.99% - 20.99%
Card Network Visa
Card Type
  • Rewards

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