Bridge City Bank Smart Business Rewards Card Review

Who is Bridge City Bank Smart Business Rewards Card designed for?

Bridge City Bank Smart Business Rewards Card is a credit card issued by Bridge City Bank. 

This card is designed for businesses with fair credit. The minimum credit score to apply is 650.

What are the relevant APRs for Bridge City Bank Smart Business Rewards Card?

Bridge City Bank Smart Business Rewards Card has a variable purchase APR that ranges from 15.99% up to 20.99% . The card has a variable balance transfer APR that ranges from 15.99% up to 20.99% .

It also has a variable cash advance APR of 23.99% . Note that late payments are subject to an APR of 28.99% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

What are the Bridge City Bank Smart Business Rewards Card fees?

The following fees apply to Bridge City Bank Smart Business Rewards Card:

• An annual fee of $95.
• A late payment penalty of up to $39.
• A returned payment fee of up to $35.
• An overlimit fee of $39.

Is there a Bridge City Bank Smart Business Rewards Card cash back or rewards program?

Bridge City Bank Smart Business Rewards Card offers a rewards program to its customers. This card offers rewards to businesses that use the card to make purchses in the following categories:

• Every Purchase

What are the Bridge City Bank Smart Business Rewards Card benefits?

Bridge City Bank Smart Business Rewards Card provides the following benefits:

• Emergency Support
• Fraud Liability
• No blackout dates when redeeming miles
• Reports to major credit bureaus

Does Bridge City Bank Smart Business Rewards Card report your account activity to credit bureaus?

Yes, Bridge City Bank Smart Business Rewards Card reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Bridge City Bank Smart Business Rewards Card

• Visit the Bridge City Bank .
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
• Check the information is accurate and submit your application.
• If you're denied click here to find out why your application may have been rejected and what you can do about it.