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  BrightStar Credit Union Business Elite Rewards Credit Card

BrightStar Credit Union Business Elite Rewards Credit Card

in Business Credit Cards from BrightStar Credit Union

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BrightStar Credit Union Business Elite Rewards Credit Card

Unaffiliated

in Business Credit Cards from BrightStar Credit Union

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Highlights
Purchase APR  (Variable APR) Starting at 10.99%
Balance Transfer APR  (Variable APR) Starting at 10.99%
Credit Score Range 650 - 850
Annual Fee $0

BrightStar Credit Union Business Elite Rewards Credit Card Review

BrightStar Credit Union Business Elite Rewards Credit Card FAQ

Who is BrightStar Credit Union Business Elite Rewards Credit Card designed for?

BrightStar Credit Union Business Elite Rewards Credit Card is a credit card issued by BrightStar Credit Union. 

This card is designed for businesses with fair credit. The minimum credit score to apply is 650.

What are the relevant APRs for BrightStar Credit Union Business Elite Rewards Credit Card?

BrightStar Credit Union Business Elite Rewards Credit Card has a variable purchase APR starting at 10.99% . The card has a variable balance transfer APR starting at 10.99% .

The good news is this card does not charge a penalty APR if you are late on a payment.

Does BrightStar Credit Union Business Elite Rewards Credit Card have an introductory APR offer?

Yes, BrightStar Credit Union Business Elite Rewards Credit Card offers an introductory APR rate on balance transfers of 3.99% for a period of 12 months.

This card does offer an introductory APR rate on new purchases of 0% for a period of 12 months.

BrightStar Credit Union Business Elite Rewards Credit Card Rates & Terms
Purchase APR Starting at 10.99%
Balance Transfer APR Starting at 10.99%
Penalty APR 0%

What are the BrightStar Credit Union Business Elite Rewards Credit Card fees?

The following fees apply to BrightStar Credit Union Business Elite Rewards Credit Card:

  • There is no annual fee.
  • A late payment penalty of up to $35.
  • A returned payment fee of up to $35.

Does BrightStar Credit Union Business Elite Rewards Credit Card have a foreign transaction fee?

BrightStar Credit Union Business Elite Rewards Credit Card charges a foreign transaction fee of 0.8%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $16. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.

BrightStar Credit Union Business Elite Rewards Credit Card Fees
Fees Amount
Annual Fee $0
Foreign Transaction Fee 0.8%
Balance Transfer Fee 0%
Minimum Balance Transfer Fee $0
Returned Payment Fee up to $35
Late Payment Fee up to $35

Is there a BrightStar Credit Union Business Elite Rewards Credit Card cash back or rewards program?

BrightStar Credit Union Business Elite Rewards Credit Card offers a rewards program to its customers. The rewards program allows you to earn cash with every purchase you make. This card offers rewards to businesses that use the card to make purchses in the following categories:

Does BrightStar Credit Union Business Elite Rewards Credit Card have a signup bonus?

BrightStar Credit Union Business Elite Rewards Credit Card doesn't offer a cash signup bonus.

Does BrightStar Credit Union Business Elite Rewards Credit Card offer an annual loyalty bonus?

BrightStar Credit Union Business Elite Rewards Credit Card doesn't offer a cash loyalty bonus.

What are the BrightStar Credit Union Business Elite Rewards Credit Card benefits?

BrightStar Credit Union Business Elite Rewards Credit Card provides the following benefits:

  • Extended Warranty Protection
  • Fraud Liability
  • Travel Accident Insurance
  • Reports to major credit bureaus

Does BrightStar Credit Union Business Elite Rewards Credit Card report your account activity to credit bureaus?

Yes, BrightStar Credit Union Business Elite Rewards Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for BrightStar Credit Union Business Elite Rewards Credit Card

  • Visit the BrightStar Credit Union .
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 5:00pm
  • Tuesday 9:00am - 5:00pm
  • Wednesday 9:00am - 5:00pm
  • Thursday 9:00am - 5:00pm
  • Friday 9:00am - 7:00pm
  • Saturday Closed

Other Services by BrightStar Credit Union

Feature Breakdown

Introductory Rate 0%
Purchase Intro APR Period (Variable APR) 12 months
Annual Fee $0
No Annual Fee
No Interest Grace Period for Late Payment 25 days
Foreign Currency Transaction Fee 0.8%
Late Fee Amount Up to $35
Returned Payment Fee Up to $35
Customer Type Business
Minimum Age 18
Credit Score Range 650 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Identity Theft Protection
  • Extended Warranty Protection
  • Purchase Protection
  • Fraud Liability
  • Travel Accident Insurance
Rewards Categories
  • Travel
Balance Computation “Average daily balance (including new purchases)”.
Credit Limit Up to $50,000
Penalty APR (Variable APR) 0%
Purchase APR (Variable APR) Starting at 10.99%
Balance Transfer Fee % 0%
Balance Transfer Fee % After Intro Period 0%
Balance Transfer Fee Minimum $0
Balance Transfer Intro APR Period (Variable APR) 12 months
Balance Transfer Introductory APR (Variable APR) 3.99%
Balance Transfer APR (Variable APR) Starting at 10.99%
Card Network Visa
Card Type
  • Rewards
  • Balance Transfer
  • Cashback
  • Zero Percent

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