
BrightStar Credit Union Business Elite Rewards Credit Card
Not enough votes for recommendation
Explore a similar product
Try this top product in Business Credit Cards.
Purchase APR (Variable APR) | Starting at 10.99% |
Balance Transfer APR (Variable APR) | Starting at 10.99% |
Credit Score Range | 650 - 850 |
Annual Fee | $0 |
BrightStar Credit Union Business Elite Rewards Credit Card Review
- 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for up to 12 months.
- No annual fee*. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your eligible purchases, but you don't have to pay an annual fee for the privilege.
- $0 Balance transfer fee. This card does not charge a fee on balance transfers. After the introductory period, the fee is 0%.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
- Multiple business credit card benefits. Includes generous credit card perks, such as extended warranty protection on purchases, identity theft protection, purchase protection, travel accident insurance, and fraud protection.
- Fair or better credit required. You will have good approval odds if your credit score is above 650.
The Good | The Bad |
---|---|
|
|
Who is BrightStar Credit Union Business Elite Rewards Credit Card designed for?
This is a credit card issued by BrightStar Credit Union.
This business card is designed for small businesses with fair credit. The minimum credit score to apply is 650.
What are the relevant APRs?
This business credit card has a variable purchase APR starting at 10.99% . The card has a variable balance transfer APR starting at 10.99% .
The good news is this business card does not charge a penalty APR if you are late on a payment.
Does it have an introductory APR offer?
Yes, this business card offers an introductory APR rate on balance transfers of 3.99% for a period of 12 months from account opening.
This business card does offer an introductory APR rate on new purchases of 0% for a period of 12 months.
Purchase APR | Starting at 10.99% |
Balance Transfer APR | Starting at 10.99% |
Penalty APR | 0% |
What fees does it charge?
The following fees apply to this business credit card:
- There is no annual fee.
- A late payment penalty of up to $25.
- A returned payment fee of up to $25.
Does it charge a foreign transaction fee?
This business card charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this business card at home and apply for one that doesn't charge a foreign transaction fee.
Fees | Amount |
---|---|
Annual Fee | $0 |
Foreign Transaction Fee | 1% |
Balance Transfer Fee | 0% |
Minimum Balance Transfer Fee | $0 |
Returned Payment Fee | up to $25 |
Late Payment Fee | up to $25 |
Does it offer a cash back rewards program?
This business credit card offers a rewards program to its customers. The rewards program allows you to earn cash with every purchase you make. This business card offers rewards to small business owners that use the card to make purchases in the following bonus categories:
Does it have a sign up bonus?
This business credit card doesn't offer a cash signup bonus.
Does it offer an annual loyalty bonus?
This business card doesn't offer a cash loyalty bonus.
Can I get it with just an employer identification number (EIN)?
You can apply for this business credit card with your EIN number, but expect the credit card issuer to also require your Social Security number. This is because, as with most business cards, it requires you to personally guarantee the line of credit.What are the benefits?
This business credit card provides the following benefits:
- Extended Warranty Protection
- Fraud Liability
- Travel Accident Insurance
- Reports to major credit bureaus
Does BrightStar Credit Union Business Elite Rewards Credit Card report your account activity to credit bureaus?
Yes, BrightStar Credit Union Business Elite Rewards Credit Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply?
- Visit the BrightStar Credit Union .
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
- Check the information is accurate and submit your application.
- If you're denied click here to find out why your application may have been rejected and what you can do about it.
Message From BrightStar Credit Union
Contact
- Headquarters
-
PO Box 8966
Ft. Lauderdale, FL 33310 - Visit Site
Other Services by BrightStar Credit Union
Feature Breakdown
Introductory Rate | 0% |
Purchase Intro APR Period (Variable APR) | 12 months |
Be the first to rate
Would you recommend BrightStar Credit Union Business Elite Rewards Credit Card to your friends?
- AENB Lowe's Business Rewards Credit Card
- Affinity FCU Business FirstSM Visa® Credit Card
- America First CU Business Visa Credit Card
- America's First Federal Credit Union Business Credit Cards
- Associated CU Texas Business MasterCard
- Associated CU Texas Secured Business MasterCard
- Bank of America Business Advantage Cash Rewards
- BayPort CU Mastercard® Business Credit Card
- CAP COM Federal Credit Union Visa Business Credit Card
- Commerce Bank Business Visa Credit Card
- Divvy Business Credit Card
- Nevada State Bank Business Visa Credit Card