California CU Platinum Visa® Credit Card
California CU Platinum Visa® Credit Card Unaffiliated

California CU Platinum Visa® Credit Card

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Purchase APR  (Variable APR) N/A
Balance Transfer APR  (Variable APR) N/A
Credit Score Range 600 - 850
Annual Fee $0

California CU Platinum Visa® Credit Card Review

This is a card issued by California Credit Union. If you're wondering whether California Credit Union credit card is the right card for you, read on.

Key Takeaways

  • No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
  • Fair or better credit required. You will have good approval odds if your credit score is above 600.

Pros & Cons of California Credit Union credit card

The Good The Bad
  • No annual fee.
  • Identity Theft Protection.
  • Considers applicants with fair credit.
  • California CU Platinum Visa® Credit Card reports to multiple credit bureaus.
  • Does not offer a signup bonus.
  • Does not offer rewards or cash back.
  • You don't earn rewards on every purchase.
  • Does not include many credit card benefits.

What are the relevant APRs?

Does it have an introductory APR offer?

This business card does not offer an introductory rate on new purchases.

California Credit Union credit card Rates & Terms

What fees does it charge?

The following fees apply to this business credit card:

  • There is no annual fee.
California Credit Union credit card Fees
Fees Amount
Annual Fee $0

Does it offer a cash back or rewards program?

No, it does not offer a cash back rewards program.

What are the benefits?

This business credit card provides the following benefits:

  • Fraud Liability
  • Reports to major credit bureaus

What is the customer service phone number?

The customer service number for this business card is (800) 334-8788.

What is the support contact email?

The support contact email for this business credit card is

Does California CU Platinum Visa® Credit Card report your account activity to credit bureaus?

Yes, California CU Platinum Visa® Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply?

  • Visit the California Credit Union .
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message From California Credit Union credit card

Our Business Credit Cards make business purchases a breeze. Our Visa® Business Credit Card is a smart way for businesses to streamline their day-to-day purchases. This flexible card is a convenient way to handle vendor payments, employee travel expenses, in-store and online purchases, lunches with clients and more, without having to manage checks, petty cash or reimbursements. Cardholders enjoy the convenience of Visa’s unsurpassed acceptance, while businesses benefit from the cash flow advantages that come with being able to make purchases when they are needed and paying for them later – after the statement arrives. Plus, built-in card controls and online reporting allow businesses to control, track and reconcile purchases more easily than they could with checks or cash. No annual fee. Account owners may designate authorized cardholders and establish usage limits. Digital management tools to set up recurring payments, complete transfers and simplify reporting. Tap to Pay where you see the Contactless Symbol at many of your favorite stores. Visa’s zero liability protection. 24/7 account access through Digital Banking. Paperless statement option.


Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 5:00pm
  • Tuesday 9:00am - 5:00pm
  • Wednesday 9:00am - 5:00pm
  • Thursday 9:00am - 5:00pm
  • Friday 9:00am - 6:00pm
  • Saturday 9:00am - 2:00pm

Other Services by California Credit Union

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View all business credit cards offered by California Credit Union

Other Business Credit Cards by California Credit Union


Feature Breakdown

Annual Fee $0
No Annual Fee
Customer Type Business
Minimum Age 18
Credit Score Range 600 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Identity Theft Protection
  • Fraud Liability
Rewards Type No Rewards
APR Type Variable APR
Card Network Visa
Card Type
  • Low Interest

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