Spark Cash for Business From Capital One
in Business Credit Cards from Capital One
Unaffiliated Apply NowSpark Cash for Business From Capital One
in Business Credit Cards from Capital One
Would you recommend Spark Cash for Business From Capital One to your friends?
| Community Rating | Mostly recommended |
| Annual Fee | $95 |
| Purchase APR (Variable APR) | Starting at 18.49% |
| Balance Transfer APR (Variable APR) | Starting at 18.49% |
| Credit Score Range | 700 - 850 |
Overview
Who is this credit card designed for?
Spark Cash for Business From Capital One is a credit card issued by Capital One, which is based in Richmond, VA.
Spark Cash for Business From Capital One is designed for small business owners with a credit score of 700 to 850. This card charges an annual fee but the fee is waived the first year. This makes a good fit for people who are willing to pay an annual fee for a card with the right benefits but want to test it before agreeing to pay a fee. It is also designed for people who want a cashback rewards program. This card allows you to earn cash on the purchases you make. A rewards program is included that allows you to convert your purchases into travel, gifts, and other perks.
What are the relevant APRs?
Spark Cash for Business From Capital One has a variable purchase APR starting at 18.49%.
The card has a variable balance transfer APR starting at 18.49%.
It also has a variable cash advance APR starting at 24.49%.
Note that late payments are subject to an APR of 30.9% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.
Is an introductory APR offer available?
No, Spark Cash for Business From Capital One does not come with an introductory APR offer.
What are the fees?
The following fees apply to Spark Cash for Business From Capital One:
- A late payment penalty of up to $39.
- There are no foreign transaction fees
Is a rewards program offered?
Spark Cash for Business From Capital One offers a rewards program to its customers. The rewards program allows you to earn cash with every business purchase you make. This business card features rewards for purchases in the following categories:
- Every Purchase
Is a signup bonus offered?
Yes, Spark Cash for Business From Capital One offers card users a signup bonus worth up to $500 after spending $4500.
Is an annual loyalty bonus offered?
Spark Cash for Business From Capital One doesn't offer a cash loyalty bonus.
What additional benefits are offered?
Spark Cash for Business From Capital One provides the following benefits:
- Car rental insurance
- Emergency support
- Extended warranty
- Flight insurance
- Fraud liability
- Lost luggage insurance
- Travel insurance
Contact
- Headquarters
-
15000 Capital One Dr
Richmond, VA 23238 USA - Visit Site
Other Services by Capital One
Feature Breakdown
| Grace Period for Late Payment (Days) | 25 |
| Foreign Currency Transaction Fee | 0% |
| No Annual Fee First Year | |
| No Foreign Transaction Fee | |
| Annual Fee | $95 |
| Late Fee Amount | $39 |
Reviews
Would you recommend Spark Cash for Business From Capital One to your friends?
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