Capital One® Spark® Cash for Business
in Business Credit Cards from Capital One
Would you recommend Capital One® Spark® Cash for Business to your friends?
| Community Rating |
Rating not yet determined |
| Annual Fee | $95 |
| Purchase APR (Variable APR) | 18.74% |
| Balance Transfer APR (Variable APR) | 18.74% |
| Credit Score Range | 700 - 850 |
| Rewards Rates | Every Purchase |
Capital One® Spark® Cash for Business Review
Who is Capital One® Spark® Cash for Business designed for?
Capital One® Spark® Cash for Business is a credit card issued by Capital One.
This card is designed for businesses with good credit. The minimum credit score to apply is 700.
What are the relevant APRs for Capital One® Spark® Cash for Business?
Capital One® Spark® Cash for Business has a variable purchase APR of 18.74%. The card has a variable balance transfer APR of 18.74% .
It also has a variable cash advance APR of 24.74% . Note that late payments are subject to an APR of 31.15% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.
Does Capital One® Spark® Cash for Business have an introductory APR offer?
No, Capital One® Spark® Cash for Business does not come with an introductory APR offer for balance transfers.
Capital One® Spark® Cash for Business does not offer an introductory rate on new purchases.| Purchase APR | 18.74% |
| Balance Transfer APR | 18.74% |
| Cash Advance APR | 24.74% |
| Penalty APR | 31.15% |
What are the Capital One® Spark® Cash for Business fees?
The following fees apply to Capital One® Spark® Cash for Business:
- An annual fee of $95.
- A late payment penalty of up to $39.
- There is no overlimit fee
Does Capital One® Spark® Cash for Business have a foreign transaction fee?
Capital One® Spark® Cash for Business does not charge foreign transaction fees. If you are a frequent traveler, this can save you hundreds of dollars in credit card fees when you travel out of the country.
| Fees | Amount |
|---|---|
| Annual Fee | $95 |
| Foreign Transaction Fee | 0% |
| Late Payment Fee | $39 |
Is there a Capital One® Spark® Cash for Business cash back or rewards program?
The rewards program allows you to earn cash with every purchase you make. This card offers rewards to businesses that use the card to make purchses in the following categories:
- Every Purchase
What are the Capital One® Spark® Cash for Business benefits?
Capital One® Spark® Cash for Business provides the following benefits:
- Free Credit Score
- Auto Rental Collision Damage Waiver
- Emergency Support
- Extended Warranty Protection
- Fraud Liability
- Travel Accident Insurance
- Travel Assistance
- Reports to major credit bureaus
Does Capital One® Spark® Cash for Business report your account activity to credit bureaus?
Capital One® Spark® Cash for Business reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.
How to apply for Capital One® Spark® Cash for Business
- Visit the Capital One website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
- Check the information is accurate and submit your application.
- If you're denied click here to find out why your application may have been rejected and what you can do about it.
Contact
- Headquarters
-
1680 Capital One Drive
McLean, VA 22102 - Visit Site
Other Services by Capital One
Feature Breakdown
| Every Purchase (Points) | Get unlimited 2% cash back and you could be putting thousands of dollars back into your business |
Capital One® Spark® Cash for Business Community Reviews
Would you recommend Capital One® Spark® Cash for Business to your friends?
Other Business Credit Cards
Capital One Business Credit Cards
Capital One® Spark® Miles Select for Business
Rating not yet determined
Annual Fee
$0
Purchase APR
14.74% - 22.74%
Balance Transfer APR
14.74% - 22.74%
Credit Score Range
700 - 850
- 5% on Car Rentals
- 1.5% on Every Purchase
- 5% on Hotels
Capital One® Spark® Miles for Business
Rating not yet determined
Annual Fee
$95
Purchase APR
18.74%
Balance Transfer APR
18.74%
Credit Score Range
700 - 850
Spark Classic for Business From Capital One
Annual Fee
$0
Purchase APR
24.74%
Balance Transfer APR
24.74%
Credit Score Range
600 - 750
- 1% on Every Purchase
Capital One® Spark® Cash Select for Business
Rating not yet determined
Annual Fee
$0
Purchase APR
14.74% - 22.74%
Balance Transfer APR
14.74% - 22.74%
Credit Score Range
700 - 850
- 1.5% on Every Purchase
Annual Fee
$0
Purchase APR
18.74%
Balance Transfer APR
N/A
Credit Score Range
750 - 850
- Alaska Airlines Business credit card
- Amazon Business Prime American Express Card
- BB&T Bright Business Visa
- Bank of America Business Advantage Cash Rewards
- Delta Reserve Business Card from American Express
- Navy Federal Business Credit Card
- PNC BusinessOptions Visa Signature Credit Card
- PNC Travel Rewards Visa Business Credit Card
- Shell Small Business Card
- Spark Classic for Business From Capital One
- State Farm Bank Business Visa
- Zions Bank AmaZing Rewards® Business Credit Card
