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  Spark Cash for Business From Capital One

Spark Cash for Business From Capital One

in Business Credit Cards from Capital One

Claimed

Spark Cash for Business From Capital One

Claimed

in Business Credit Cards from Capital One

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Community Rating

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In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote
Annual Fee $95
Purchase APR  (Variable APR) 18.74%
Balance Transfer APR  (Variable APR) 18.74%
Credit Score Range 700 - 850

Spark Cash for Business From Capital One Review

Who is Spark Cash for Business From Capital One designed for?

Spark Cash for Business From Capital One is a credit card issued by Capital One. 

This card is designed for businesses with good credit. The minimum credit score to apply is 700.

What are the relevant APRs for Spark Cash for Business From Capital One?

Spark Cash for Business From Capital One has a variable purchase APR of 18.74%. The card has a variable balance transfer APR of 18.74% .

It also has a variable cash advance APR of 24.74% . Note that late payments are subject to an APR of 31.15% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

Does Spark Cash for Business From Capital One have an introductory APR offer?

No, Spark Cash for Business From Capital One does not come with an introductory APR offer for balance transfers.

Spark Cash for Business From Capital One does not offer an introductory rate on new purchases.

Spark Cash for Business From Capital One Rates & Terms
Purchase APR 18.74%
Balance Transfer APR 18.74%
Cash Advance APR 24.74%
Penalty APR 31.15%

What are the Spark Cash for Business From Capital One fees?

The following fees apply to Spark Cash for Business From Capital One:

  • An annual fee of $95.
  • A late payment penalty of up to $39.

Does Spark Cash for Business From Capital One have a foreign transaction fee?

Spark Cash for Business From Capital One does not charge foreign transaction fees. If you are a frequent traveler, this can save you hundreds of dollars in credit card fees when you travel out of the country.

Spark Cash for Business From Capital One Fees
Fees Amount
Annual Fee $95
Foreign Transaction Fee 0%
Late Payment Fee up to $39

Is there a Spark Cash for Business From Capital One cash back or rewards program?

The rewards program allows you to earn cash with every purchase you make. This card offers rewards to businesses that use the card to make purchses in the following categories:

  • Every Purchase

What are the Spark Cash for Business From Capital One benefits?

Spark Cash for Business From Capital One provides the following benefits:

  • Free Credit Score
  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Extended Warranty Protection
  • Fraud Liability
  • Travel Accident Insurance
  • Travel Assistance
  • Reports to major credit bureaus

Does Spark Cash for Business From Capital One report your account activity to credit bureaus?

Spark Cash for Business From Capital One reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.

How to apply for Spark Cash for Business From Capital One

  • Visit the Capital One .
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.
SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Feature Breakdown

No Interest Grace Period for Late Payment 25
Foreign Currency Transaction Fee 0%
No Annual Fee First Year  
No Foreign Transaction Fee  
Annual Fee $95
Late Fee Amount Up to $39
Cash Advance Fee (%) 3%
Cash Advance Fee Minimum $10
Minimum Age 18
Credit Score Range 700 - 850
Customer Type Business
Card Type
  • Cashback
Credit Bureau Reporting
  • Equifax
  • Experian
  • TransUnion
Card Network
  • Visa
Car Rental Insurance  
Extended Warranty  
Fraud Liability  
Travel Insurance  
Emergency Support  
Flight Insurance  
Lost Luggage Insurance  
Credit Card Benefits
  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Extended Warranty Protection
  • Fraud Liability
  • Free Credit Score
  • Purchase Protection
  • Travel Accident Insurance
  • Travel Assistance
Rewards Categories
  • Every Purchase
Bonus Rewards Earn a one-time $500 cash bonus once you spend $4,500 on purchases within the first 3 months from account openingfootnote
Every Purchase Get unlimited 2% cash back and you could be putting thousands of dollars back into your business
Signup Bonus $500
Purchase APR (Variable APR) 18.74%
Cash Advance APR (Variable APR) 24.74%
Balance Computation average daily balance (including new transactions)
Penalty APR 31.15%
Balance Transfer APR (Variable APR) 18.74%

Spark Cash for Business From Capital One Community Reviews

 

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