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Spark Cash Select From Capital One

in Business Credit Cards

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Spark Cash Select From Capital One

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in Business Credit Cards

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Overview

Who is this credit card designed for?

Spark Cash Select From Capital One is a credit card issued by Capital One, which is based in Richmond, VA.

Spark Cash Select From Capital One is designed for small business owners with a credit score of 700 to 850. It's perfect for consumers looking for a card without an annual fee. It is also designed for people who want a cashback rewards program. This card allows you to earn cash on the purchases you make. A rewards program is included that allows you to convert your purchases into travel, gifts, and other perks.

What are the relevant APRs?

Spark Cash Select From Capital One has a variable purchase APR that ranges from 14.49% up to 22.49%.

The card has a variable balance transfer APR that ranges from 14.49% up to 22.49%.

It also has a variable cash advance APR starting at 24.49%.

Note that late payments are subject to an APR of 30.9% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

Is an introductory APR offer available?

Yes, Spark Cash Select From Capital One offers an introductory APR rate of 0%.

What are the fees?

The following fees apply to Spark Cash Select From Capital One:

  • A late payment penalty of $39.
  • There are no foreign transaction fees

Is a rewards program offered?

Spark Cash Select From Capital One offers a rewards program to its customers. The rewards program allows you to earn cash with every business purchase you make. This business card features rewards for purchases in the following categories:

  • Every Purchase

Is a signup bonus offered?

Yes, Spark Cash Select From Capital One offers card users a signup bonus worth up to $200 after spending $3000.

Is an annual loyalty bonus offered?

Spark Cash Select From Capital One doesn't offer a cash loyalty bonus.

What additional benefits are offered?

Spark Cash Select From Capital One provides the following benefits:

  • Car rental insurance
  • Emergency support
  • Extended warranty
  • Fraud liability
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Feature Breakdown

No Fees
Grace Period for Late Payment (Days)
25
Annual Fee
$0
Foreign Currency Transaction Fee
0%
No Annual Fee
 
No Foreign Transaction Fee
 
List of Fees
Late Payment Penalty
$39
Minimum Age
18
Credit Score Range
700 - 850
850 300 700
Customer Type
Business
Car Rental Insurance
 
Extended Warranty
 
Fraud Liability
 
Emergency Support
 
Credit Card Benefits
  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Fraud Liability
  • Purchase Protection
  • Travel Assistance
Every Purchase
1.5%
Rewards Categories
  • Every Purchase
Signup Bonus
$200
Percentage
Purchase APR
(Variable APR)
14.49% - 22.49%
    12% 30%
Percentage
Cash Advance APR
(Variable APR)
Starting at
24.49%
Balance Computation
average daily balance
Penalty APR
30.9%
Introductory Rate
0%
Percentage
Balance Transfer APR
(Variable APR)
14.49% - 22.49%
    12% 25%
Introductory Rate
0%

Reviews

 
 

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Balance Transfer APR

Annual Fee

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(Variable APR)
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Balance Transfer APR 14.49% - 22.49%
(Variable APR)
    12% 25% Variable APR
Annual Fee $0 Annual Fee
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