Last Updated: 03/13/2026
Capital One Spark Cash Select
Claimed
in Business Credit Cards from Capital One
Last Updated: 03/13/2026
SuperMoney User Recommendation Score +75
Explore a similar product
Try this top product in Business Credit Cards
Ink Business Preferred® Credit Card
Community Recommended Products
View All
Compare All Business Credit Cards
Filter & compare all your options in one place.
Highlights
Community Rating
Purchase APR (Variable APR)
Balance Transfer APR (Variable APR)
Annual Fee
Credit Score Range
Number of Reviews
Capital One Spark Cash Select Review
Key Takeaways
- All information about this card has been collected independently. This card is no longer available through SuperMoney.
- 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for 9 months.
- $750 Cash Back once you spend $6,000 on purchases within the first 3 months from account opening
- APR: This is not a great card for people who carry a balance. It has a variable regular purchase APR that ranges from 17.24% up to 23.24%.
- No annual fee. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your eligible purchases, but you don't have to pay an annual fee for the privilege.
- No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
- Multiple business credit card benefits. Includes generous credit card perks, such as Auto Rental Collision Damage Waiver, emergency support, extended warranty protection on purchases, purchase security, travel assistance, and fraud protection.
- Good or excellent credit required. You will have low approval odds if your credit score is below good.
Pros & Cons of Capital One Spark Cash Select
| The Good | The Bad |
|
|
What are the relevant APRs?
Does it have an introductory APR offer?
| Purchase APR | 17.24% - 23.24% |
| Cash Advance APR | 30.99% |
| Penalty APR | 33.40% |
What fees does it charge?
- There is no annual fee.
- A late payment penalty of up to $39 .
Does it charge a foreign transaction fee?
| Fees | Amount |
| Annual Fee | $0 |
| Foreign Transaction Fee | 0% |
| Late Payment Fee | up to $39 |
Does it offer a cash back or rewards program?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Welcome Offer | $750 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Rewards Categories |
| ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Rewards Type | Cash Back | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Bonus Offer | $750 Cash Back once you spend $6,000 on purchases within the first 3 months from account opening | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
- Car Rentals
- Every Purchase
- Hotels
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Message from Capital One Spark Cash Select
Hours of Operation
Other Services by Capital One
Be the first to rate
Be the first to rate
41 Reviews
Be the first to rate
Rating not yet determined (1 Review)
Other Business Credit Cards from Capital One
Purchase APR
Balance Transfer APR
Annual Fee
Credit Score Range
300
850
Purchase APR
Balance Transfer APR
Annual Fee
Credit Score Range
300
850
Purchase APR
Balance Transfer APR
Annual Fee
Credit Score Range
300
850
Purchase APR
Balance Transfer APR
Annual Fee
Credit Score Range
300
850
Purchase APR
Balance Transfer APR
Annual Fee
Credit Score Range
300
850
Purchase APR
Balance Transfer APR
Annual Fee
Credit Score Range
Purchase APR
N/A
Balance Transfer APR
N/A
Annual Fee
Credit Score Range
300
850
Community Recommended Products
View AllSuperMoney Net Recommendation Score
SuperMoney users strongly recommend this product, giving it a user recommendation score of +75, or 4.5 on a 5-point rating scale.
+75
Capital One Spark Cash Select Community Reviews
Would you recommend Capital One Spark Cash Select to your friends?
Keana C.
Nov 30, 2022
May or may not recommend
Nolan B.
Nov 29, 2022
May or may not recommend
Jonathan S.
May 25, 2022
May or may not recommend
Sara S.
Mar 7, 2022
May or may not recommend
Ian G.
Feb 22, 2022
May or may not recommend
Bamidele S.
Nov 24, 2021
May or may not recommend
Cedric D.
Aug 20, 2021
May or may not recommend
Anonymous
Aug 2, 2015
May or may not recommend
Showing 8 of 8 reviews
You might also like
SuperMoney
Audrey Henderson
Chonce Maddox
Jessica Walrack