Spark Cash Select From Capital OneClaimed
Strongly not recommended
Would you recommend Spark Cash Select From Capital One to your friends?
Thanks for your vote!
You voted: May or may not recommend
Who is this credit card designed for?
Spark Cash Select From Capital One is a credit card issued by Capital One, which is based in Richmond, VA.
Spark Cash Select From Capital One is designed for small business owners with a credit score of 700 to 850. It's perfect for consumers looking for a card without an annual fee. It is also designed for people who want a cashback rewards program. This card allows you to earn cash on the purchases you make. A rewards program is included that allows you to convert your purchases into travel, gifts, and other perks.
What are the relevant APRs?
Spark Cash Select From Capital One has a variable purchase APR that ranges from 14.49% up to 22.49%.
The card has a variable balance transfer APR that ranges from 14.49% up to 22.49%.
It also has a variable cash advance APR starting at 24.49%.
Note that late payments are subject to an APR of 30.9% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.
Is an introductory APR offer available?
Yes, Spark Cash Select From Capital One offers an introductory APR rate of 0%.
What are the fees?
The following fees apply to Spark Cash Select From Capital One:
- A late payment penalty of $39.
- There are no foreign transaction fees
Is a rewards program offered?
Spark Cash Select From Capital One offers a rewards program to its customers. The rewards program allows you to earn cash with every business purchase you make. This business card features rewards for purchases in the following categories:
- Every Purchase
Is a signup bonus offered?
Yes, Spark Cash Select From Capital One offers card users a signup bonus worth up to $200 after spending $3000.
Is an annual loyalty bonus offered?
Spark Cash Select From Capital One doesn't offer a cash loyalty bonus.
What additional benefits are offered?
Spark Cash Select From Capital One provides the following benefits:
- Car rental insurance
- Emergency support
- Extended warranty
- Fraud liability
Other Services by Capital One
|Grace Period for Late Payment (Days)||25|
|Foreign Currency Transaction Fee||0%|
|No Annual Fee|
|No Foreign Transaction Fee|
|Late Payment Penalty||$39|
|Credit Score Range||
700 - 850
850 300 700
|Car Rental Insurance|
|Credit Card Benefits||
|Purchase APR (Variable APR)||14.49% - 22.49%|
|Cash Advance APR (Variable APR)||Starting at 24.49%|
|Balance Computation||average daily balance|
|Balance Transfer APR (Variable APR)||14.49% - 22.49%|
Capital One Business Credit Cards
Balance Transfer APR
Credit Score Range