Capital One® Spark® Cash Select for Business Review

Who is Capital One® Spark® Cash Select for Business designed for?

Capital One® Spark® Cash Select for Business is a credit card issued by Capital One. 

This card is designed for businesses with good credit. The minimum credit score to apply is 700.

What are the relevant APRs for Capital One® Spark® Cash Select for Business?

Capital One® Spark® Cash Select for Business has a variable purchase APR that ranges from 13.99% up to 23.99% . The card has a variable balance transfer APR that ranges from 13.99% up to 23.99% .

It also has a variable cash advance APR of 26.99% . Note that late payments are subject to an APR of 29.4% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

What are the Capital One® Spark® Cash Select for Business fees?

The following fees apply to Capital One® Spark® Cash Select for Business:

• There is no annual fee.
• A late payment penalty of up to $39.

Is there a Capital One® Spark® Cash Select for Business cash back or rewards program?

The rewards program allows you to earn cash with every purchase you make. This card offers rewards to businesses that use the card to make purchses in the following categories:

• Every Purchase

What are the Capital One® Spark® Cash Select for Business benefits?

Capital One® Spark® Cash Select for Business provides the following benefits:

• Auto Rental Collision Damage Waiver
• Emergency Support
• Extended Warranty Protection
• Fraud Liability
• Travel Assistance
• Reports to major credit bureaus

Does Capital One® Spark® Cash Select for Business report your account activity to credit bureaus?

Yes, Capital One® Spark® Cash Select for Business reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Capital One® Spark® Cash Select for Business

• Visit the Capital One website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
• Check the information is accurate and submit your application.
• If you're denied click here to find out why your application may have been rejected and what you can do about it.