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Capital One® Spark® Cash Select for Business

in Business Credit Cards from Capital One

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Capital One® Spark® Cash Select for Business

Claimed

in Business Credit Cards from Capital One

Net Recommendation Score -100% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

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Community Rating

Rating not yet determined

In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote
Annual Fee $0
Purchase APR  (Variable APR) 14.74% - 22.74%
Balance Transfer APR  (Variable APR) 14.74% - 22.74%
Credit Score Range 700 - 850
Rewards Rates 1.5 on Every Purchase

Capital One® Spark® Cash Select for Business Review

Who is Capital One® Spark® Cash Select for Business designed for?

Capital One® Spark® Cash Select for Business is a credit card issued by Capital One. 

This card is designed for businesses with good credit. The minimum credit score to apply is 700.

What are the relevant APRs for Capital One® Spark® Cash Select for Business?

Capital One® Spark® Cash Select for Business has a variable purchase APR that ranges from 14.74% up to 22.74% . The card has a variable balance transfer APR that ranges from 14.74% up to 22.74% .

It also has a variable cash advance APR of 24.74% . Note that late payments are subject to an APR of 31.15% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

Does Capital One® Spark® Cash Select for Business have an introductory APR offer?

No, Capital One® Spark® Cash Select for Business does not come with an introductory APR offer for balance transfers.

This card does offer an introductory APR rate on new purchases of 0% for a period of months.

Capital One® Spark® Cash Select for Business Rates & Terms
Purchase APR 14.74% - 22.74%
Balance Transfer APR 14.74% - 22.74%
Cash Advance APR 24.74%
Penalty APR 31.15%

What are the Capital One® Spark® Cash Select for Business fees?

The following fees apply to Capital One® Spark® Cash Select for Business:

  • There is no annual fee.
  • A late payment penalty of up to $39.

Does Capital One® Spark® Cash Select for Business have a foreign transaction fee?

Capital One® Spark® Cash Select for Business does not charge foreign transaction fees. If you are a frequent traveler, this can save you hundreds of dollars in credit card fees when you travel out of the country.

Capital One® Spark® Cash Select for Business Fees
Fees Amount
Annual Fee $0
Foreign Transaction Fee 0%
Balance Transfer Fee 0%
Late Payment Fee up to $39

Is there a Capital One® Spark® Cash Select for Business cash back or rewards program?

The rewards program allows you to earn cash with every purchase you make. This card offers rewards to businesses that use the card to make purchses in the following categories:

  • Every Purchase

What are the Capital One® Spark® Cash Select for Business benefits?

Capital One® Spark® Cash Select for Business provides the following benefits:

  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Extended Warranty Protection
  • Fraud Liability
  • Travel Assistance
  • Reports to major credit bureaus

Does Capital One® Spark® Cash Select for Business report your account activity to credit bureaus?

Capital One® Spark® Cash Select for Business reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.

How to apply for Capital One® Spark® Cash Select for Business

  • Visit the Capital One website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.
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Feature Breakdown

Every Purchase (Points) Get 1.5% cash back on every purchase
Annual Fee $0
Balance Transfer Fee % 0%
Foreign Currency Transaction Fee 0%
No Annual Fee  
No Foreign Transaction Fee  
No Interest Grace Period for Late Payment 25
Cash Advance Fee (%) 3%
Cash Advance Fee Minimum $10
Late Fee Amount Up to $39
Customer Type Business
Minimum Age 18
Card Network
  • Visa
Card Type
  • Cashback
  • Zero Percent
Credit Bureau Reporting
  • Equifax
  • Experian
  • TransUnion
Car Rental Insurance  
Credit Card Benefits
  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Extended Warranty Protection
  • Fraud Liability
  • Purchase Protection
  • Travel Assistance
Emergency Support  
Extended Warranty  
Fraud Liability  
Bonus Rewards Earn $200 once you spend $3,000 in the first 3 months from account opening
Rewards Rates
  • 1.5 on Every Purchase
Signup Bonus $200
Cash Advance APR (Variable APR) 24.74%
Purchase APR (Variable APR) 14.74% - 22.74%
Balance Computation average daily balance
Introductory Rate 0%
Penalty APR 31.15%
Balance Transfer APR (Variable APR) 14.74% - 22.74%

Capital One® Spark® Cash Select for Business Community Reviews

 

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