Central Bank Commercial Mastercard Multi Card®
Central Bank Commercial Mastercard Multi Card® Unaffiliated

Central Bank Commercial Mastercard Multi Card®

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Purchase APR  (Variable APR) N/A
Balance Transfer APR  (Variable APR) N/A
Credit Score Range 600 - 850
Annual Fee $0

Central Bank Commercial Mastercard Multi Card® Review

Key Takeaways
  • No annual fee*. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your eligible purchases, but you don't have to pay an annual fee for the privilege.
  • Fair or better credit required. You will have good approval odds if your credit score is above 600.
Pros & Cons of Central Bank Commercial Mastercard Multi Card®
The Good The Bad
  • No annual fee.
  • Identity Theft Protection.
  • Considers applicants with fair or poor credit.
  • Cardholders can earn rewards on their purchases.
  • Central Bank Commercial Mastercard Multi Card® reports to multiple credit bureaus.
  • Does not offer a signup bonus.
  • You don't earn rewards on every purchase.
  • Does not include many credit card benefits.
Central Bank Commercial Mastercard Multi Card® FAQ

Who is Central Bank Commercial Mastercard Multi Card® designed for?

This is a credit card issued by Central Bank. 

This business card is designed for small businesses with fair credit. The minimum credit score to apply is 600.

What are the relevant APRs?

Does it have an introductory APR offer?

This business credit card does not offer an introductory rate on new purchases.

Central Bank Commercial Mastercard Multi Card® Rates & Terms

What fees does it charge?

The following fees apply to this business credit card:

  • There is no annual fee.
Central Bank Commercial Mastercard Multi Card® Fees
Fees Amount
Annual Fee $0

Does it offer a cash back rewards program?

This business credit card offers a rewards program to its customers. The rewards program allows you to earn cash with every purchase you make.

Does it have a sign up bonus?

This business credit card doesn't offer a cash signup bonus.

Does it offer an annual loyalty bonus?

This business card doesn't offer a cash loyalty bonus.

Can I get it with just an employer identification number (EIN)?

You can apply for this business credit card with your EIN number, but expect the credit card issuer to also require your Social Security number. This is because, as with most business cards, it requires you to personally guarantee the line of credit.

What are the benefits?

This business credit card provides the following benefits:

  • Fraud Liability
  • Reports to major credit bureaus

What is the support contact email?

The support contact email for this business credit card is

Does Central Bank Commercial Mastercard Multi Card® report your account activity to credit bureaus?

Yes, Central Bank Commercial Mastercard Multi Card® reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply?

  • Visit the Central Bank .
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message From Central Bank

The Central Bank Commercial Mastercard® Multi Card is a corporate card, purchasing card, and fleet card – three cards all in one. Our Commercial Mastercard Multi Card® consolidates three cards into one, giving you one location to monitor all spending, while making your corporation eligible for revenue sharing. The card administrator has control, allowing them to specify what types of spending categories can be accessed, place specific spending limits, and vendor limits per employee and per spending category. Optimize card spend across multiple expense types with standard and custom reporting, including administrative access to control employee spend and credit limits.


Hours of Operation

  • Sunday Closed
  • Monday 8:30am - 4:30pm
  • Tuesday 8:30am - 4:30pm
  • Wednesday 8:30am - 4:30pm
  • Thursday 8:30am - 4:30pm
  • Friday 8:30am - 4:30pm
  • Saturday Closed

Other Services by Central Bank

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View all business credit cards offered by Central Bank

Feature Breakdown

Annual Fee $0
No Annual Fee
Customer Type Business
Minimum Age 18
Credit Score Range 600 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Identity Theft Protection
  • Fraud Liability
Rewards Type Cash Back
Card Network Mastercard
Card Type
  • Rewards
  • Cashback

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Central Bank Business Credit Cards