SuperMoney
  Central Bank Small Business Mastercard®

Central Bank Small Business Mastercard®

in Business Credit Cards from Central Bank

Unaffiliated

Central Bank Small Business Mastercard®

Unaffiliated

in Business Credit Cards from Central Bank

Not enough votes for recommendation

Not enough votes for recommendation

Cast your vote

Would you recommend Central Bank Small Business Mastercard® to your friends?

Thanks for your vote!

You voted: May or may not recommend

Highlights
Purchase APR  (Variable APR) 12.24
Balance Transfer APR  (Variable APR) 12.24
Credit Score Range 600 - 850
Annual Fee 0

Central Bank Small Business Mastercard® Review

Central Bank Small Business Mastercard® FAQ

Who is Central Bank Small Business Mastercard® designed for?

Central Bank Small Business Mastercard® is a credit card issued by Central Bank. 

This card is designed for businesses with fair credit. The minimum credit score to apply is 600.

What are the relevant APRs for Central Bank Small Business Mastercard®?

Central Bank Small Business Mastercard® has a variable purchase APR of 12.24%. The card has a variable balance transfer APR of 12.24% .

It also has a variable cash advance APR of 24.99% .

Does Central Bank Small Business Mastercard® have an introductory APR offer?

No, Central Bank Small Business Mastercard® does not come with an introductory APR offer for balance transfers.

Central Bank Small Business Mastercard® does not offer an introductory rate on new purchases.

Central Bank Small Business Mastercard® Rates & Terms
Purchase APR 12.24%
Balance Transfer APR 12.24%
Cash Advance APR 24.99%

What are the Central Bank Small Business Mastercard® fees?

The following fees apply to Central Bank Small Business Mastercard®:

  • There is no annual fee.
  • A late payment penalty of up to $35.
  • A returned payment fee of up to $35.
  • There is no overlimit fee

Does Central Bank Small Business Mastercard® have a foreign transaction fee?

Central Bank Small Business Mastercard® charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.

Central Bank Small Business Mastercard® Fees
Fees Amount
Annual Fee $0
Foreign Transaction Fee 3%
Balance Transfer Fee 4%
Minimum Balance Transfer Fee $10
Returned Payment Fee up to $35
Late Payment Fee up to $35

Is there a Central Bank Small Business Mastercard® cash back or rewards program?

Central Bank Small Business Mastercard® offers a rewards program to its customers. The rewards program allows you to earn cash with every purchase you make. This card offers rewards to businesses that use the card to make purchses in the following categories:

  • Every Purchase

Does Central Bank Small Business Mastercard® have a signup bonus?

Central Bank Small Business Mastercard® doesn't offer a cash signup bonus.

Does Central Bank Small Business Mastercard® offer an annual loyalty bonus?

Central Bank Small Business Mastercard® doesn't offer a cash loyalty bonus.

What are the Central Bank Small Business Mastercard® benefits?

Central Bank Small Business Mastercard® provides the following benefits:

  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Fraud Liability
  • Cellular Telephone Protection
  • Travel Assistance
  • Reports to major credit bureaus

Does Central Bank Small Business Mastercard® report your account activity to credit bureaus?

Yes, Central Bank Small Business Mastercard® reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How does Central Bank Small Business Mastercard® compare to other credit cards?

Pros & Cons of Central Bank Small Business Mastercard®
Pros Cons
  • Earn one Reward Point for every dollar you spend using your Rewards Credit Card
  • Earn Bonus Points for every dollar you spend during quarterly promotions
  • How to apply for Central Bank Small Business Mastercard®

    • Visit the Central Bank .
    • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
    • Check the information is accurate and submit your application.
    • If you're denied click here to find out why your application may have been rejected and what you can do about it.
    SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
    Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

    Contact

    Hours of Operation

    • Sunday Closed
    • Monday 8:30am - 4:30pm
    • Tuesday 8:30am - 4:30pm
    • Wednesday 8:30am - 4:30pm
    • Thursday 8:30am - 4:30pm
    • Friday 8:30am - 4:30pm
    • Saturday Closed

    Other Services by Central Bank

    Icon for Business Credit Cards
    View all business credit cards offered by Central Bank

    Feature Breakdown

    Every Purchase (Points) Earn one reward point per dollar spent.
    Every Purchase (Points) Starting at 1
    Annual Fee 0
    No Annual Fee
    No Interest Grace Period for Late Payment 25 days
    Over-Limit Fee 0
    Cash Advance Fee (%) Starting at 4
    Cash Advance Fee Minimum 10
    Foreign Currency Transaction Fee 3
    Late Fee Amount Up to 35
    Minimum Cash Advance Fee ($) Starting at 10
    Minimum Interest Charge 1.50
    Returned Payment Fee Up to 35
    Customer Type Business
    Minimum Age 18
    Credit Score Range 600 - 850
    Credit Bureau Reporting
    • Experian
    • Equifax
    • TransUnion
    Credit Card Benefits
    • Identity Theft Protection
    • Auto Rental Collision Damage Waiver
    • Emergency Support
    • Fraud Liability
    • Cellular Telephone Protection
    • Travel Assistance
    Rewards Categories
    • Every Purchase
    Balance Computation "Average daily balance"
    Cash Advance APR (Variable APR) 24.99
    Purchase APR (Variable APR) 12.24
    Balance Transfer Fee % 4
    Balance Transfer Fee % After Intro Period Starting at 4
    Balance Transfer Fee Minimum 10
    Balance Transfer APR (Variable APR) 12.24
    Card Network Mastercard
    Card Type
    • Rewards
    • Cashback

    Be the first to rate

     

    Would you recommend Central Bank Small Business Mastercard® to your friends?

    Before we publish your vote:

    Please explain your vote by sharing your experience.

    Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

    Please write a review to submit your vote
    Cancel my vote
    (will require moderator approval)

    Other Business Credit Cards

    Central Bank Business Credit Cards

    Loading...