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Last Updated: 05/14/2026

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Chase Ink Business Plus Card

from Chase Bank

Last Updated: 05/14/2026

Chase Ink Business Plus Card logo
Rating not yet determined1 total votes
1 users are unsure

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Purchase APR (Variable APR)

Starting at 15.24%(Verified 06/21/2024)
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Balance Transfer APR (Variable APR)

Starting at 15.24%(Verified 06/21/2024)
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Annual Fee

$0

Credit Score Range

N/A

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Chase Ink Business Plus Card Review

Who is Chase's Ink Plus Business Credit Card Designed For?

The Chase's Ink Plus Business Credit Card is designed for small and medium-sized business owners with excellent credit who travel regularly and want to earn rewards on their business purchases. Its generous rewards program, killer signup bonus, and travel perks make it the best business credit card available in 2015.

What are the Rates for Chase's Ink Plus Business Credit Card?

The Chase's Ink Plus Business Credit Card has a 15.24% APR on purchases and balance transfers, and a 24.99% APR on cash advances. Cardholders who are late on their payments will trigger a 29.99% APR penalty rate.

What Are the Fees for Chase's Ink Plus Business Credit Card?

- The Chase's Ink Plus Business Credit Card has a $95 annual fee that is not waived the first year. It also has a $5 or 3% (whichever is greater) fee on balance transfers and $15 or 5% fee on cash advances. However, there is no foreign transaction fee.
Late payments come with a $15 to $39 fee, depending on the balance on the credit card. All returned payments incur a $39 fee.

What Is Chase's Ink Plus Business Credit Card's Rewards Program Like?

Chase's Ink Plus Business Credit Card gives cardholders 5 points for every $1 spent on office supply stores, cellular phones, landline, internet and cable TV services up to $50,000 every year. Gas and hotel purchases earn double points on the first $50,000. The hotel purchases only earn double points when the rooms are purchased directly with the hotel. All other purchases earn 1 point for every $1 spent. Once business reach $50,000 in purchases for a category the rewards rate drops to 1 point for every $1.
Rewards don't expire and there is no limit on the total amount of points you can earn. Cardholders can redeem points directly through Chase's rewards program or transfer points at a 1:1 point transfer ratio to leading frequent travel programs, such as IHG Rewards Club, Southwest Rapid Rewards, British Airways Executive Club and Marriot Rewards. Chase even allows users to redeem points for cash back at a 1:1 ratio. In other words, 2,000 points is the equivalent of $20 (2,000 cents).

What about Chase's Ink Plus Business Credit Card's Signup Bonus?

Chase's Ink Plus Business Credit Card has an eye-popping 60,000-point signup bonus for cardholders who spend $5,000 on purchases within the first three months. If you redeem the points through Chase's Ultimate Rewards program, you receive a 25% bonus, which gives the signup bonus a value of $750.

Does Chase's Ink Plus Business Credit Card Have Any Other Benefits?

Chase's Ink Plus Business credit card is packed with all the shopping and travel rewards you expect from a prime travel credit card. These include trip cancellation insurance, travel accident insurance, roadside dispatch, auto rental collision damage waiver, baggage insurance, purchase protection, extended warranty protection, price protection and return protection. It also includes free additional cards for employees and allows you to choose your due date.

How Is Chase's Ink Plus Business Credit Card Better Than Other Credit Cards?

The Ink Plus Business Credit Cards has the most generous and flexible rewards program available in 2015 and it is loaded with useful travel and shopping benefits. It has a reasonable rate, particularly for a travel rewards credit card and it doesn't charge foreign transaction fees. It does have a $95 annual fee and high penalty rate; but the signup bonus alone pays for 7 years of annual fees, and the penalty rate is not an issue as long as you make your payments on time.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

270 Park Avenue
New York, NY 10017
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Hours of Operation

Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 6:00PM
Saturday
9:00AM - 1:00PM

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SuperMoney Net Recommendation Score

Not enough SuperMoney users have reviewed this product to provide a recommendation score or rating.

0

-1000+100
No one recommends
Everyone recommends
The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

Chase Ink Business Plus Card Community Reviews

Would you recommend Chase Ink Business Plus Card to your friends?

U

Anonymous

Aug 2, 2015

May or may not recommend

This card has a lot going for it and a couple of not-so-good features. First, the rewards program is outstanding and rewards never expire. There are also no foreign transaction fees which is great if you travel abroad on business. But the annual fee is on the high side and the penalty APR is punishing. On the other hand, if you're good about paying on time, the penalty reward is ...Show More

Showing 1 of 1 reviews

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