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  Chase Bank USA United Business Credit Card

Chase Bank USA United Business Credit Card

in Business Credit Cards from Chase Bank

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Chase Bank USA United Business Credit Card

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in Business Credit Cards from Chase Bank

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Highlights
Purchase APR  (Variable APR) 16.49% - 23.49%
Balance Transfer APR  (Variable APR) 16.49% - 23.49%
Credit Score Range 650 - 850
Annual Fee $99

Chase Bank USA United Business Credit Card Review

Chase Bank USA United Business Credit Card FAQ

Who is Chase Bank USA United Business Credit Card designed for?

Chase Bank USA United Business Credit Card is a credit card issued by Chase Bank. 

This card is designed for businesses with fair credit. The minimum credit score to apply is 650.

What are the relevant APRs for Chase Bank USA United Business Credit Card?

Chase Bank USA United Business Credit Card has a variable purchase APR that ranges from 16.49% up to 23.49% . The card has a variable balance transfer APR that ranges from 16.49% up to 23.49% .

It also has a variable cash advance APR of 24.99% . Note that late payments are subject to an APR of 29.99% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

Does Chase Bank USA United Business Credit Card have an introductory APR offer?

No, Chase Bank USA United Business Credit Card does not come with an introductory APR offer for balance transfers.

Chase Bank USA United Business Credit Card does not offer an introductory rate on new purchases.

Chase Bank USA United Business Credit Card Rates & Terms
Purchase APR 16.49% - 23.49%
Balance Transfer APR 16.49% - 23.49%
Cash Advance APR 24.99%
Penalty APR 29.99%

What are the Chase Bank USA United Business Credit Card fees?

The following fees apply to Chase Bank USA United Business Credit Card:

  • An annual fee of $99.
  • A late payment penalty of up to $39.
  • A returned payment fee of up to $39.

Does Chase Bank USA United Business Credit Card have a foreign transaction fee?

Chase Bank USA United Business Credit Card does not charge foreign transaction fees. If you are a frequent traveler, this can save you hundreds of dollars in credit card fees when you travel out of the country.

Chase Bank USA United Business Credit Card Fees
Fees Amount
Annual Fee $99
Foreign Transaction Fee 0%
Balance Transfer Fee 5%
Minimum Balance Transfer Fee $5
Returned Payment Fee up to $39
Late Payment Fee up to $39

Is there a Chase Bank USA United Business Credit Card cash back or rewards program?

No, Chase Bank USA United Business Credit Card does not offer a rewards program. This card offers rewards to businesses that use the card to make purchses in the following categories:

What are the Chase Bank USA United Business Credit Card benefits?

Chase Bank USA United Business Credit Card provides the following benefits:

  • Fraud Liability
  • Reports to major credit bureaus

Does Chase Bank USA United Business Credit Card report your account activity to credit bureaus?

Yes, Chase Bank USA United Business Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How does Chase Bank USA United Business Credit Card compare to other credit cards?

Pros & Cons of Chase Bank USA United Business Credit Card
Pros Cons
  • 75,000 bonus miles after you spend $5,000 on purchases within the first 3 months of account opening.*
  • Free first checked bag – save up to $140 per roundtrip The primary Cardmember and one companion traveling on the same reservation will each receive their first standard checked bag free – calculated as up to a $35 value for the first checked bag, each way, per person – on United-operated flights when purchasing tickets with their United Business Card.*
  • Free first checked bag – save up to $140 per roundtrip The primary Cardmember and one companion traveling on the same reservation will each receive their first standard checked bag free – calculated as up to a $35 value for the first checked bag, each way, per person – on United-operated flights when purchasing tickets with their United Business Card.*
  • How to apply for Chase Bank USA United Business Credit Card

    • Visit the Chase Bank .
    • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
    • Check the information is accurate and submit your application.
    • If you're denied click here to find out why your application may have been rejected and what you can do about it.
    SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
    Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

    Feature Breakdown

    Airfare (Points) Starting at 2
    Every Purchase (Points) • You’ll earn: › 1 mile for each $1 spent. › 2 miles total for each $1 spent (1 additional mile on top of the 1 mile per $1 earned on each purchase) on airline tickets purchased from United, and on the following purchases made from United: seat upgrades; Economy Plus®; inflight food, beverages and Wi-Fi; baggage service charges or other United fees. Other United related purchases, such as United Cruises®, United MileagePlus X, DIRECTV® and Merchandise Awards, are excluded. United tickets booked through some discount travel websites or as part of a third-party travel package will also not qualify. › 2 miles total for each $1 spent (1 additional mile on top of the 1 mile per $1 earned on each purchase) on Inside Access from Chase purchases and in the following rewards categories: restaurants; gas stations; office supply stores; local transit and commuting. › 5,000 bonus miles each account anniversary year if the authorizing officer also has a personal United credit card.
    Every Purchase (Points) 1 - 2
    Gas (Points) Starting at 2
    Restaurants (Points) Starting at 2
    Foreign Currency Transaction Fee 0%
    Minimum Interest Charge $0
    No Annual Fee First Year
    No Foreign Transaction Fee
    No Interest Grace Period for Late Payment 20 days
    Annual Fee $99
    Cash Advance Fee (%) Starting at 5%
    Cash Advance Fee Minimum $15
    Late Fee Amount Up to $39
    Minimum Cash Advance Fee ($) Starting at $15
    Returned Payment Fee Up to $39
    Customer Type Business
    Minimum Age 18
    Credit Score Range 650 - 850
    Credit Bureau Reporting
    • Experian
    • Equifax
    • TransUnion
    Credit Card Benefits
    • Identity Theft Protection
    • Fraud Liability
    Bonus Rewards 75,000 bonus miles after you spend $5,000 on purchases within the first 3 months of account opening. 5,000 better-together anniversary bonus miles when you have the UnitedSM Business Card and a personal United credit card.
    Rewards Categories
    • Travel
    Balance Computation Daily balance method (including new transactions).
    Cash Advance APR (Variable APR) 24.99%
    Penalty APR (Variable APR) 29.99%
    Purchase APR (Variable APR) 16.49% - 23.49%
    Balance Transfer Fee % 5%
    Balance Transfer Fee % After Intro Period Starting at 5%
    Balance Transfer Fee Minimum $5
    Balance Transfer APR (Variable APR) 16.49% - 23.49%
    Card Network Visa
    Card Type
    • Travel
    • Bonus Offers

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