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  Citadel Credit Union Business Rewards Mastercard®

Citadel Credit Union Business Rewards Mastercard®

in Business Credit Cards from Citadel CU

Unaffiliated

Citadel Credit Union Business Rewards Mastercard®

Unaffiliated

in Business Credit Cards from Citadel CU

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Highlights
Purchase APR  (Variable APR) 11.24% - 17.99%
Balance Transfer APR  (Variable APR) 11.24% - 17.99%
Credit Score Range 650 - 850
Annual Fee $0

Citadel Credit Union Business Rewards Mastercard® Review

Citadel Credit Union Business Rewards Mastercard® FAQ

Who is Citadel Credit Union Business Rewards Mastercard® designed for?

Citadel Credit Union Business Rewards Mastercard® is a credit card issued by Citadel CU. 

This card is designed for businesses with fair credit. The minimum credit score to apply is 650.

What are the relevant APRs for Citadel Credit Union Business Rewards Mastercard®?

Citadel Credit Union Business Rewards Mastercard® has a variable purchase APR that ranges from 11.24% up to 17.99% . The card has a variable balance transfer APR that ranges from 11.24% up to 17.99% .

It also has a variable cash advance APR that ranges from 11.24% up to 17.99% .

Does Citadel Credit Union Business Rewards Mastercard® have an introductory APR offer?

No, Citadel Credit Union Business Rewards Mastercard® does not come with an introductory APR offer for balance transfers.

Citadel Credit Union Business Rewards Mastercard® does not offer an introductory rate on new purchases.

Citadel Credit Union Business Rewards Mastercard® Rates & Terms
Purchase APR 11.24% - 17.99%
Balance Transfer APR 11.24% - 17.99%
Cash Advance APR 11.24% - 17.99%

What are the Citadel Credit Union Business Rewards Mastercard® fees?

The following fees apply to Citadel Credit Union Business Rewards Mastercard®:

  • There is no annual fee.
  • A late payment penalty of up to $35.
  • A returned payment fee of up to $25.

Does Citadel Credit Union Business Rewards Mastercard® have a foreign transaction fee?

Citadel Credit Union Business Rewards Mastercard® charges a foreign transaction fee of 1.1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $22. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.

Citadel Credit Union Business Rewards Mastercard® Fees
Fees Amount
Annual Fee $0
Foreign Transaction Fee 1.1%
Balance Transfer Fee 0%
Minimum Balance Transfer Fee $0
Returned Payment Fee up to $25
Late Payment Fee up to $35

Is there a Citadel Credit Union Business Rewards Mastercard® cash back or rewards program?

Citadel Credit Union Business Rewards Mastercard® offers a rewards program to its customers. The rewards program allows you to earn cash with every purchase you make. This card offers rewards to businesses that use the card to make purchses in the following categories:

  • Every Purchase
  • Gas
  • Hotels
  • Office Supplies
  • Restaurants

Does Citadel Credit Union Business Rewards Mastercard® have a signup bonus?

Yes, Citadel Credit Union Business Rewards Mastercard® offers card users a signup bonus worth up to $300 after spending $3000.

However, it does include a 30000 points signup bonus after spending $3000 that can be redeemed for travel, gifts, or other perks.

Does Citadel Credit Union Business Rewards Mastercard® offer an annual loyalty bonus?

Citadel Credit Union Business Rewards Mastercard® doesn't offer a cash loyalty bonus.

What are the Citadel Credit Union Business Rewards Mastercard® benefits?

Citadel Credit Union Business Rewards Mastercard® provides the following benefits:

  • Auto Rental Collision Damage Waiver
  • Fraud Liability
  • Cellular Telephone Protection
  • Reports to major credit bureaus

Does Citadel Credit Union Business Rewards Mastercard® report your account activity to credit bureaus?

Yes, Citadel Credit Union Business Rewards Mastercard® reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Citadel Credit Union Business Rewards Mastercard®

  • Visit the Citadel CU .
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

  • Headquarters
  •   520 Eagleview Boulevard
    Exton, PA 19341
  •   Visit Site

Other Services by Citadel CU

Feature Breakdown

Every Purchase (Points) Starting at 1.5
Gas (Points) Starting at 2
Annual Fee $0
No Annual Fee
No Interest Grace Period for Late Payment 25 days
Cash Advance Fee (%) Starting at 5%
Cash Advance Fee Minimum $10
Foreign Currency Transaction Fee 1.1%
Late Fee Amount Up to $35
Minimum Cash Advance Fee ($) Starting at $10
Returned Payment Fee Up to $25
Customer Type Business
Minimum Age 18
Credit Score Range 650 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Identity Theft Protection
  • Auto Rental Collision Damage Waiver
  • Fraud Liability
  • Cellular Telephone Protection
Rewards Rates
  • Gas
  • Hotels
  • Office Supplies
  • Restaurants
  • Every Purchase
Signup Bonus Starting at $300
Signup Bonus (points) 30,000
Balance Computation “Average Daily Balance (including new purchases).”
Cash Advance APR (Variable APR) 11.24% - 17.99%
Purchase APR (Variable APR) 11.24% - 17.99%
Balance Transfer Fee % 0%
Balance Transfer Fee % After Intro Period 0%
Balance Transfer Fee Minimum $0
Balance Transfer APR (Variable APR) 11.24% - 17.99%
Card Network Mastercard
Card Type
  • Rewards
  • Low Interest
  • Cashback
  • Bonus Offers

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