Citadel Credit Union Business Rewards Mastercard®
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| Purchase APR (Variable APR) | 11.24% - 17.99% |
| Balance Transfer APR (Variable APR) | 11.24% - 17.99% |
| Credit Score Range | 650 - 850 |
| Annual Fee | $0 |
Citadel Credit Union Business Rewards Mastercard® Review
Key Takeaways
- Signup bonus. Offers a signup bonus of up to $300 if you spend $3000.
- Signup bonus. Offers a signup bonus of 30000 points after spending $3,000 that can be redeemed for travel, gifts, or other perks.
- Competitive APRs. Citadel Credit Union Business Rewards Mastercard® has a variable purchase APR that ranges from 11.24% up to 17.99%.
- No annual fee*. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your eligible purchases, but you don't have to pay an annual fee for the privilege.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1.1% every time you make a transaction outside the U.S.
- Multiple business credit card benefits. Includes generous credit card perks, such as rental insurance, identity theft protection, and fraud protection.
- Fair or better credit required. You will have good approval odds if your credit score is above 650.
Pros & Cons of Citadel Credit Union business credit card
| The Good | The Bad |
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Citadel Credit Union business credit card FAQ
Who is Citadel Credit Union business credit card designed for?
This is a credit card issued by Citadel CU.
This business card is designed for small businesses with fair credit. The minimum credit score to apply is 650.
What are the relevant APRs?
This business credit card has a variable purchase APR that ranges from 11.24% up to 17.99%. The card has a variable balance transfer APR that ranges from 11.24% up to 17.99%.
It also has a variable cash advance APR that ranges from 11.24% up to 17.99%.
Does it have an introductory APR offer?
No, this business card does not come with an introductory APR offer for balance transfers.
This business card does not offer an introductory rate on new purchases.| Purchase APR | 11.24% - 17.99% |
| Balance Transfer APR | 11.24% - 17.99% |
| Cash Advance APR | 11.24% - 17.99% |
What fees does it charge?
The following fees apply to this business credit card:
- There is no annual fee.
- A late payment penalty of up to $35.
- A returned payment fee of up to $25.
Does it charge a foreign transaction fee?
This business card charges a foreign transaction fee of 1.1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $22. If you travel abroad you may want to leave this business card at home and apply for one that doesn't charge a foreign transaction fee.
| Fees | Amount |
|---|---|
| Annual Fee | $0 |
| Foreign Transaction Fee | 1.1% |
| Balance Transfer Fee | 0% |
| Minimum Balance Transfer Fee | $0 |
| Returned Payment Fee | up to $25 |
| Late Payment Fee | up to $35 |
Does it offer a cash back or rewards program?
Yes, Citadel Credit Union business credit card offers a rewards program to its customers. The rewards program allows you to earn cash with every purchase you make. This business card offers rewards to small business owners that use the card to make purchases in the following bonus categories:
- Every Purchase
- Gas stations
- Hotels
- Office Supply Stores
- Restaurants
Does it have a sign up bonus?
Yes, it offers card users a signup bonus worth up to $300 after you spend $3000.
However, it does include a 30000 points signup bonus after you spend $3000 that can be redeemed for travel, gifts, or other perks.
Does it offer an annual loyalty bonus?
This business card doesn't offer a cash loyalty bonus.
What are the benefits?
This business credit card provides the following benefits:
- Auto Rental Collision Damage Waiver
- Fraud Liability
- Cellular Telephone Protection
- Reports to major credit bureaus
What is the customer service phone number?
The customer service number for this business card is .
What is the support contact email?
The support contact email for this business credit card is info@citadelbanking.com.
Does Citadel Credit Union Business Rewards Mastercard® report your account activity to credit bureaus?
Yes, Citadel Credit Union Business Rewards Mastercard® reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply?
- Visit the Citadel CU .
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
- Check the information is accurate and submit your application.
- If you're denied click here to find out why your application may have been rejected and what you can do about it.
Message From Citadel Credit Union business credit card
Contact
- Headquarters
-
520 Eagleview Boulevard
Exton, PA 19341 USA - Visit Site
- Email Support
Other Services by Citadel CU
Feature Breakdown
| Annual Fee | $0 |
| Cash Advance Fee (%) | Starting at 5% |
| Cash Advance Fee Minimum | $10 |
| Foreign Currency Transaction Fee | 1.1% |
| Late Fee Amount | Up to $35 |
| Minimum Cash Advance Fee ($) | Starting at $10 |
| No Annual Fee | |
| No Interest Grace Period for Late Payment | 25 days |
| Returned Payment Fee | Up to $25 |
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