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  City National Bank Preferred Points Card

City National Bank Preferred Points Card

in Business Credit Cards from City National Bank of Texas

Unaffiliated

City National Bank Preferred Points Card

Unaffiliated

in Business Credit Cards from City National Bank of Texas

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Highlights
Purchase APR  (Variable APR) 16.49%
Balance Transfer APR  (Variable APR) 16.49%
Credit Score Range 650 - 850
Annual Fee $49

City National Bank Preferred Points Card Review

City National Bank Preferred Points Card FAQ

Who is City National Bank Preferred Points Card designed for?

City National Bank Preferred Points Card is a credit card issued by City National Bank of Texas. 

This card is designed for businesses with fair credit. The minimum credit score to apply is 650.

What are the relevant APRs for City National Bank Preferred Points Card?

City National Bank Preferred Points Card has a variable purchase APR of 16.49%. The card has a variable balance transfer APR of 16.49% .

It also has a variable cash advance APR of 16.49% . Note that late payments are subject to an APR of 21% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

Does City National Bank Preferred Points Card have an introductory APR offer?

No, City National Bank Preferred Points Card does not come with an introductory APR offer for balance transfers.

City National Bank Preferred Points Card does not offer an introductory rate on new purchases.

City National Bank Preferred Points Card Rates & Terms
Purchase APR 16.49%
Balance Transfer APR 16.49%
Cash Advance APR 16.49%
Penalty APR 21%

What are the City National Bank Preferred Points Card fees?

The following fees apply to City National Bank Preferred Points Card:

  • An annual fee of $49.
  • A late payment penalty of up to $25.
  • A returned payment fee of up to $25.

Does City National Bank Preferred Points Card have a foreign transaction fee?

City National Bank Preferred Points Card charges a foreign transaction fee of 2%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $40. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.

City National Bank Preferred Points Card Fees
Fees Amount
Annual Fee $49
Foreign Transaction Fee 2%
Minimum Balance Transfer Fee $10
Returned Payment Fee up to $25
Late Payment Fee up to $25

Is there a City National Bank Preferred Points Card cash back or rewards program?

City National Bank Preferred Points Card offers a rewards program to its customers. This card offers rewards to businesses that use the card to make purchses in the following categories:

  • Every Purchase

Does City National Bank Preferred Points Card have a signup bonus?

City National Bank Preferred Points Card doesn't offer a cash signup bonus.

Does City National Bank Preferred Points Card offer an annual loyalty bonus?

City National Bank Preferred Points Card doesn't offer a cash loyalty bonus.

What are the City National Bank Preferred Points Card benefits?

City National Bank Preferred Points Card provides the following benefits:

  • ID Theft Protection
  • Reports to major credit bureaus

Does City National Bank Preferred Points Card report your account activity to credit bureaus?

Yes, City National Bank Preferred Points Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for City National Bank Preferred Points Card

  • Visit the City National Bank of Texas .
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Feature Breakdown

Every Purchase (Points) 1
No Interest Grace Period for Late Payment 25 days
Annual Fee $49
Cash Advance Fee (%) Up to 3%
Cash Advance Fee Minimum $10
Foreign Currency Transaction Fee 2%
Late Fee Amount Up to $25
Minimum Cash Advance Fee ($) Starting at $10
Returned Payment Fee Up to $25
Customer Type Business
Minimum Age 18
Credit Score Range 650 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Fraud Liability
  • Identity Theft Protection
Rewards Categories Every Purchase
Balance Computation Average daily balance (including new purchases).
Cash Advance APR (Variable APR) 16.49%
Penalty APR (Variable APR) 21%
Purchase APR (Variable APR) 16.49%
Balance Transfer Fee % After Intro Period 3%
Balance Transfer Fee Minimum $10
Balance Transfer APR (Variable APR) 16.49%
Card Network Mastercard
Card Type Rewards

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