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  Coast Central Credit Union Business Platinum Visa Credit Card

Coast Central Credit Union Business Platinum Visa Credit Card

in Business Credit Cards from Coast Central Credit Union

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Coast Central Credit Union Business Platinum Visa Credit Card

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in Business Credit Cards from Coast Central Credit Union

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Highlights
Purchase APR  (Variable APR) Starting at 6.20%
Balance Transfer APR  (Variable APR) Starting at 6.20%
Credit Score Range 600 - 850
Annual Fee $15

Coast Central Credit Union Business Platinum Visa Credit Card Review

Key Takeaways
  • 2% Balance transfer fee. Coast Central Credit Union Business Platinum Visa Credit Card charges a fee of 2% on balance transfers. For example, a balance of $1,000 could cost $20 in transfer fees. The minimum fee is $10.
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
  • Fair or better credit required. You will have good approval odds if your credit score is above 600.
Pros & Cons of Coast Central Credit Union Business Platinum Visa Credit Card
The Good The Bad
  • Lower than average purchase APRs.
  • Offers auto rental collision damage waiver.
  • Travel accident insurance.
  • Considers applicants with fair or poor credit.
  • Cardholders can earn rewards on their purchases.
  • Coast Central Credit Union Business Platinum Visa Credit Card reports to multiple credit bureaus.
  • Charges an annual fee of $15
  • Does not offer a signup bonus.
  • Charges a foreign transaction fee of 1%.
  • You don't earn rewards on every purchase.
  • Charges a 2% balance transfer fee.
Coast Central Credit Union Business Platinum Visa Credit Card FAQ

Who is Coast Central Credit Union Business Platinum Visa Credit Card designed for?

This is a credit card issued by Coast Central Credit Union. 

This business card is designed for small businesses with fair credit. The minimum credit score to apply is 600.

This business card has a credit limit of up to 5000.

What are the relevant APRs?

This business credit card has a variable purchase APR starting at 6.20% . The card has a variable balance transfer APR starting at 6.20% .

It also has a variable cash advance APR starting at 6.20% .

Does it have an introductory APR offer?

No, this business card does not come with an introductory APR offer for balance transfers.

This business credit card does not offer an introductory rate on new purchases.

Coast Central Credit Union Business Platinum Visa Credit Card Rates & Terms
Purchase APR Starting at 6.20%
Balance Transfer APR Starting at 6.20%
Cash Advance APR Starting at 6.20%

What fees does it charge?

The following fees apply to this business credit card:

  • An annual fee of $15.
  • A late payment penalty of up to $10.

Does it charge a foreign transaction fee?

This business card charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this business card at home and apply for one that doesn't charge a foreign transaction fee.

Coast Central Credit Union Business Platinum Visa Credit Card Fees
Fees Amount
Annual Fee $15
Foreign Transaction Fee 1%
Balance Transfer Fee 2%
Minimum Balance Transfer Fee $10
Late Payment Fee $10

Does it offer a cash back rewards program?

This business credit card offers a rewards program to its customers.

Does it have a sign up bonus?

This business credit card doesn't offer a cash signup bonus.

Does it offer an annual loyalty bonus?

This business card doesn't offer a cash loyalty bonus.

Can I get it with just an employer identification number (EIN)?

You can apply for this business credit card with your EIN number, but expect the credit card issuer to also require your Social Security number. This is because, as with most business cards, it requires you to personally guarantee the line of credit.

What are the benefits?

This business credit card provides the following benefits:

  • Auto Rental Collision Damage Waiver
  • Fraud Liability
  • Travel Accident Insurance
  • Reports to major credit bureaus

What is the customer service phone number?

The customer service number for this business card is (707) 445-8801.

What is the support contact email?

The support contact email for this business credit card is support@coastccu.org.

Does Coast Central Credit Union Business Platinum Visa Credit Card report your account activity to credit bureaus?

Yes, Coast Central Credit Union Business Platinum Visa Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply?

  • Visit the Coast Central Credit Union .
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.
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Message From Coast Central Credit Union Business Platinum Visa Credit Card

Give your business the credit it deserves. Enjoy extra benefits like Rewards and Card Control. Qualify for a higher limit starting at $5,000 and enjoy a lower rate and more Rewards. Smart chip technology for extra security. No annual fee. Flexibility to have multiple cards for your employees

Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:30am - 5:30pm
  • Tuesday 9:30am - 5:30pm
  • Wednesday 9:30am - 5:30pm
  • Thursday 9:30am - 5:30pm
  • Friday 9:30am - 5:30pm
  • Saturday Closed

Other Services by Coast Central Credit Union

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View all business credit cards offered by Coast Central Credit Union

Feature Breakdown

Minimum Interest Charge $0
No Foreign Transaction Fee
No Interest Grace Period for Late Payment 25 days
Annual Fee $15
Cash Advance Fee (%) Up to 2%
Cash Advance Fee Minimum $10
Foreign Currency Transaction Fee 1%
Late Fee Amount $10
Minimum Cash Advance Fee ($) Starting at $10
Customer Type Business
Minimum Age 18
Credit Score Range 600 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Auto Rental Collision Damage Waiver
  • Fraud Liability
  • Travel Accident Insurance
Rewards Type Cash Back
Balance Computation Average Daily Balance (including current transactions)
Cash Advance APR (Variable APR) Starting at 6.20%
Credit Limit Starting at $5,000
Purchase APR (Variable APR) Starting at 6.20%
Balance Transfer Fee % 2%
Balance Transfer Fee Minimum $10
Balance Transfer APR (Variable APR) Starting at 6.20%
Card Network Visa
Card Type
  • Rewards
  • Balance Transfer

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