Coast Central Credit Union Business Platinum Visa Credit Card Review

• 2% Balance transfer fee. Coast Central Credit Union Business Platinum Visa Credit Card charges a fee of 2% on balance transfers. For example, a balance of $1,000 could cost $20 in transfer fees. The minimum fee is $10.
• Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
• Fair or better credit required. You will have good approval odds if your credit score is above 600.

The Good	The Bad
Lower than average purchase APRs. Offers auto rental collision damage waiver. Travel accident insurance. Considers applicants with fair or poor credit. Cardholders can earn rewards on their purchases. Coast Central Credit Union Business Platinum Visa Credit Card reports to multiple credit bureaus.	Charges an annual fee of $15 Does not offer a signup bonus. Charges a foreign transaction fee of 1%. You don't earn rewards on every purchase. Charges a 2% balance transfer fee.

Who is Coast Central Credit Union Business Platinum Visa Credit Card designed for?

This is a credit card issued by Coast Central Credit Union. 

This business card is designed for small businesses with fair credit. The minimum credit score to apply is 600.

This business card has a credit limit of up to 5000.

What are the relevant APRs?

This business credit card has a variable purchase APR starting at 6.20% . The card has a variable balance transfer APR starting at 6.20% .

It also has a variable cash advance APR starting at 6.20% .

What fees does it charge?

The following fees apply to this business credit card:

• An annual fee of $15.
• A late payment penalty of up to $10.

Does it offer a cash back rewards program?

This business credit card offers a rewards program to its customers.

Can I get it with just an employer identification number (EIN)?

You can apply for this business credit card with your EIN number, but expect the credit card issuer to also require your Social Security number. This is because, as with most business cards, it requires you to personally guarantee the line of credit.

What are the benefits?

This business credit card provides the following benefits:

• Auto Rental Collision Damage Waiver
• Fraud Liability
• Travel Accident Insurance
• Reports to major credit bureaus

What is the customer service phone number?

The customer service number for this business card is (707) 445-8801.

What is the support contact email?

The support contact email for this business credit card is support@coastccu.org.

Does Coast Central Credit Union Business Platinum Visa Credit Card report your account activity to credit bureaus?

Yes, Coast Central Credit Union Business Platinum Visa Credit Card reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply?

• Visit the Coast Central Credit Union .
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
• Check the information is accurate and submit your application.
• If you're denied click here to find out why your application may have been rejected and what you can do about it.