Coast Central Credit Union Business Platinum Visa Credit Card
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| Purchase APR (Variable APR) | Starting at 6.20% |
| Balance Transfer APR (Variable APR) | Starting at 6.20% |
| Credit Score Range | 600 - 850 |
| Annual Fee | $15 |
Coast Central Credit Union Business Platinum Visa Credit Card Review
This is a rewards card issued by Coast Central Credit Union. If you're wondering whether Coast Central Credit Union Business Platinum Visa Credit Card is the right card for you, read on.
Key Takeaways
- 2% Balance transfer fee. Coast Central Credit Union Business Platinum Visa Credit Card charges a fee of 2% on balance transfers. For example, a balance of $1,000 could cost $20 in transfer fees. The minimum fee is $10.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
- Fair or better credit required. You will have good approval odds if your credit score is above 600.
Pros & Cons of Coast Central Credit Union Business Platinum Visa Credit Card
| The Good | The Bad |
|---|---|
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What are the relevant APRs?
This business credit card has a variable purchase APR starting at 6.20% . The card has a variable balance transfer APR starting at 6.20% .
It also has a variable cash advance APR starting at 6.20% .
Does it have an introductory APR offer?
No, this business card does not come with an introductory APR offer for balance transfers.
This business card does not offer an introductory rate on new purchases.| Purchase APR | Starting at 6.20% |
| Balance Transfer APR | Starting at 6.20% |
| Cash Advance APR | Starting at 6.20% |
What fees does it charge?
The following fees apply to this business credit card:
- An annual fee of $15.
- A late payment penalty of up to $10.
Does it charge a foreign transaction fee?
This business card charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this business card at home and apply for one that doesn't charge a foreign transaction fee.
| Fees | Amount |
|---|---|
| Annual Fee | $15 |
| Foreign Transaction Fee | 1% |
| Balance Transfer Fee | 2% |
| Minimum Balance Transfer Fee | $10 |
| Late Payment Fee | $10 |
Does it offer a cash back or rewards program?
Yes, Coast Central Credit Union Business Platinum Visa Credit Card offers a rewards program to its customers.
Does it have a sign up bonus?
This business credit card doesn't offer a cash signup bonus.
Does it offer an annual loyalty bonus?
This business card doesn't offer a cash loyalty bonus.
What are the benefits?
This business credit card provides the following benefits:
- Auto Rental Collision Damage Waiver
- Fraud Liability
- Travel Accident Insurance
- Reports to major credit bureaus
What is the customer service phone number?
The customer service number for this business card is (707) 445-8801.
What is the support contact email?
The support contact email for this business credit card is support@coastccu.org.
Does Coast Central Credit Union Business Platinum Visa Credit Card report your account activity to credit bureaus?
Yes, Coast Central Credit Union Business Platinum Visa Credit Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply?
- Visit the Coast Central Credit Union .
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
- Check the information is accurate and submit your application.
- If you're denied click here to find out why your application may have been rejected and what you can do about it.
Message From Coast Central Credit Union Business Platinum Visa Credit Card
Contact
- Headquarters
-
2650 Harrison Avenue Eureka
Eureka, CA 95501 USA - (707) 445-8801
- Visit Site
- Email Support
Other Services by Coast Central Credit Union
Other Business Credit Cards by Coast Central Credit Union
Feature Breakdown
| Annual Fee | $15 |
| Cash Advance Fee (%) | Up to 2% |
| Cash Advance Fee Minimum | $10 |
| Foreign Currency Transaction Fee | 1% |
| Late Fee Amount | $10 |
| Minimum Cash Advance Fee ($) | Starting at $10 |
| Minimum Interest Charge | $0 |
| No Foreign Transaction Fee | |
| No Interest Grace Period for Late Payment | 25 days |
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