Last Updated: 04/18/2025
Coastal FCU Business Visa Credit Card
Unaffiliated
Last Updated: 04/18/2025
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Highlights
Purchase APR (Fixed APR)
14.75%(Verified 06/21/2024)
Disclaimer popup with additional information
Balance Transfer APR (Fixed APR)
Starting at 14.75%(Verified 06/21/2024)
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Annual Fee
$0
Credit Score Range
600 - 850
Coastal FCU Business Visa Credit Card Review
This is a card issued by Coastal Federal Credit Union. If you're wondering whether Coastal FCU Business Visa Credit Card is the right card for you, read on.
Key Takeaways
- APRs: Coastal FCU Business Visa Credit Card has a fixed purchase APR of 14.75%
- No annual fee. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card , but you don't have to pay an annual fee for the privilege.
- A 3% balance transfer fee. Coastal FCU Business Visa Credit Card charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees. The minimum fee is $5.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of up to 1% every time you make a transaction outside the U.S.
- Multiple business credit card benefits. Includes generous credit card perks, such as Auto Rental Collision Damage Waiver, emergency support, extended warranty protection on purchases, purchase security, travel assistance, and fraud protection.
- Poor credit accepted. This card will consider people who have poor credit.
Pros & Cons of Coastal Federal Credit Union business credit card
| The Good | The Bad |
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What are the relevant APRs?
This business credit card has a fixed purchase APR of 14.75%. The card has a fixed balance transfer APR starting at 14.75% .
It also has a fixed cash advance APR of 16.75%.
The good news is this business card does not charge a penalty APR if you are late on a payment.
Does it have an introductory APR offer?
No, this business card does not come with an introductory APR offer for balance transfers.
This business card does not offer an introductory rate on new purchases.| Purchase APR | 14.75% |
| Balance Transfer APR | Starting at 14.75% |
| Cash Advance APR | 16.75% |
| Penalty APR | 0% |
What fees does it charge?
The following fees apply to this business credit card:
- There is no annual fee.
- A late payment penalty of $25 .
- A returned payment fee of $25.
Does it charge a foreign transaction fee?
This business card charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this business card at home and apply for one that doesn't charge a foreign transaction fee.
| Fees | Amount |
| Annual Fee | $0 |
| Foreign Transaction Fee | 1% |
| Balance Transfer Fee | 3% |
| Minimum Balance Transfer Fee | $5 |
| Returned Payment Fee | $25 |
| Late Payment Fee | $25 |
Does it offer a cash back or rewards program?
No, it does not offer a cash back rewards program.
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| Rewards Type | No Rewards | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
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Message from Coastal Federal Credit Union business credit card
Hours of Operation
Sunday
Closed
Monday
7:00AM - 7:00PM
Tuesday
7:00AM - 7:00PM
Wednesday
7:00AM - 7:00PM
Thursday
7:00AM - 7:00PM
Friday
7:00AM - 7:00PM
Saturday
7:00AM - 7:00PM