Last Updated: 04/18/2025
Coastal FCU Business Visa Credit Card
Unaffiliated
Last Updated: 04/18/2025
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Highlights
Purchase APR (Fixed APR)
Balance Transfer APR (Fixed APR)
Annual Fee
Credit Score Range
Coastal FCU Business Visa Credit Card Review
Key Takeaways
- APRs: Coastal FCU Business Visa Credit Card has a fixed purchase APR of 14.75%
- No annual fee. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card , but you don't have to pay an annual fee for the privilege.
- A 3% balance transfer fee. Coastal FCU Business Visa Credit Card charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees. The minimum fee is $5.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of up to 1% every time you make a transaction outside the U.S.
- Multiple business credit card benefits. Includes generous credit card perks, such as Auto Rental Collision Damage Waiver, emergency support, extended warranty protection on purchases, purchase security, travel assistance, and fraud protection.
- Poor credit accepted. This card will consider people who have poor credit.
Pros & Cons of Coastal Federal Credit Union business credit card
| The Good | The Bad |
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What are the relevant APRs?
Does it have an introductory APR offer?
| Purchase APR | 14.75% |
| Balance Transfer APR | Starting at 14.75% |
| Cash Advance APR | 16.75% |
| Penalty APR | 0% |
What fees does it charge?
- There is no annual fee.
- A late payment penalty of $25 .
- A returned payment fee of $25.
Does it charge a foreign transaction fee?
| Fees | Amount |
| Annual Fee | $0 |
| Foreign Transaction Fee | 1% |
| Balance Transfer Fee | 3% |
| Minimum Balance Transfer Fee | $5 |
| Returned Payment Fee | $25 |
| Late Payment Fee | $25 |
Does it offer a cash back or rewards program?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Rewards Type | No Rewards | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
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