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  Columbia CU Visa Business Platinum Credit Card
Columbia CU Visa Business Platinum Credit Card Unaffiliated

Columbia CU Visa Business Platinum Credit Card

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Highlights
Purchase APR  (Variable APR) N/A
Balance Transfer APR  (Variable APR) N/A
Credit Score Range 650 - 850
Annual Fee $0

Columbia CU Visa Business Platinum Credit Card Review

Key Takeaways
  • Signup bonus. Offers a signup bonus of $200 if you spend $3000.
  • No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 2% every time you make a transaction outside the U.S.
  • Fair or better credit required. You will have good approval odds if your credit score is above 650.
Pros & Cons of Columbia CU Visa Business Platinum Credit Card
The Good The Bad
  • No annual fee.
  • Offers auto rental collision damage waiver.
  • Identity Theft Protection.
  • Cardholders can earn rewards on purchases everywhere Columbia CU Visa Business Platinum Credit Card is accepted.
  • Columbia CU Visa Business Platinum Credit Card reports to multiple credit bureaus.
  • Charges a foreign transaction fee of 2%.
Columbia CU Visa Business Platinum Credit Card FAQ

Who is Columbia CU Visa Business Platinum Credit Card designed for?

This is a credit card issued by Columbia Credit Union. 

This business card is designed for small businesses with fair credit. The minimum credit score to apply is 650.

This business card has a credit limit of up to 5000.

What are the relevant APRs?

Does it have an introductory APR offer?

This business credit card does not offer an introductory rate on new purchases.

Columbia CU Visa Business Platinum Credit Card Rates & Terms

What fees does it charge?

The following fees apply to this business credit card:

  • There is no annual fee.

Does it charge a foreign transaction fee?

This business card charges a foreign transaction fee of 2%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $40. If you travel abroad you may want to leave this business card at home and apply for one that doesn't charge a foreign transaction fee.

Columbia CU Visa Business Platinum Credit Card Fees
Fees Amount
Annual Fee $0
Foreign Transaction Fee 2%
Balance Transfer Fee 0%
Minimum Balance Transfer Fee $0

Does it offer a cash back rewards program?

Yes, Columbia CU Visa Business Platinum Credit Card offers a rewards program to its customers. This business card offers rewards to small business owners that use the card to make purchases in the following bonus categories:

  • Every Purchase

Does it have a sign up bonus?

Yes, it offers card users a signup bonus worth up to $200 after you spend $3000.

Does it offer an annual loyalty bonus?

This business card doesn't offer a cash loyalty bonus.

Can I get it with just an employer identification number (EIN)?

You can apply for this business credit card with your EIN number, but expect the credit card issuer to also require your Social Security number. This is because, as with most business cards, it requires you to personally guarantee the line of credit.

What are the benefits?

This business credit card provides the following benefits:

  • Auto Rental Collision Damage Waiver
  • Fraud Liability
  • Reports to major credit bureaus

What is the support contact email?

The support contact email for this business credit card is info@columbiacu.org.

Does Columbia CU Visa Business Platinum Credit Card report your account activity to credit bureaus?

Yes, Columbia CU Visa Business Platinum Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply?

  • Visit the Columbia Credit Union .
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message From Columbia Credit Union

Give your business the benefits and rewards of VISA with a Columbia Credit Union credit card. Platinum Rewards Card, $200 after $3,000 in purchases in first 90 days. Rental car collision damage and theft insurance. 1 point per $1 spent. Accepted 24/7 online and at merchants, hotels, and restaurants around the world wherever you see the Visa logo. Your Columbia Credit Union Visa business credit card provides the ability to make purchases, reservations, pay bills, and get emergency cash when you need it most. Equipped with the latest in EMV chip technology, your Columbia Credit Union Visa credit card offers the greatest security available today. Plus, select your own easy-to-remember PIN for secure access to cash advances at participating ATMs nationwide.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 8:00am - 5:00pm
  • Tuesday 8:00am - 5:00pm
  • Wednesday 8:00am - 5:00pm
  • Thursday 8:00am - 5:00pm
  • Friday 8:00am - 5:00pm
  • Saturday Closed

Other Services by Columbia Credit Union

Icon for Business Credit Cards
View all business credit cards offered by Columbia Credit Union

Feature Breakdown

Annual Fee $0
Cash Advance Fee (%) 0%
Cash Advance Fee Minimum $0
Minimum Cash Advance Fee ($) $0
No Annual Fee
Foreign Currency Transaction Fee 2%
Customer Type Business
Minimum Age 18
Credit Score Range 650 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Identity Theft Protection
  • Auto Rental Collision Damage Waiver
  • Fraud Liability
Bonus Rewards $200 account credit after $3,000 in purchases in first 90 days
Rewards Categories
  • Every Purchase
Signup Bonus $200
Credit Limit Starting at $5,000
Balance Transfer Fee % 0%
Balance Transfer Fee Minimum $0
Card Network Visa
Card Type
  • Rewards
  • Low Interest

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Columbia Credit Union Business Credit Cards

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