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Last Updated: 05/14/2026

Columbia CU Visa Business Platinum Credit Card

from Columbia Credit Union

Last Updated: 05/14/2026

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Highlights

Purchase APR (Variable APR)

N/A

Balance Transfer APR (Variable APR)

N/A

Annual Fee

Credit Score Range

650 - 850

Columbia CU Visa Business Platinum Credit Card Review

This is a rewards card issued by Columbia Credit Union. If you're wondering whether Columbia CU Visa Business Platinum Credit Card is the right card for you, read on.

Key Takeaways

Signup bonus. Offers a signup bonus of up to $200.
No annual fee. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases , but you don't have to pay an annual fee for the privilege.
Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of up to 2% every time you make a transaction outside the U.S.
Fair or better credit required. You will have good approval odds if you have a fair credit score or better.

Pros & Cons of Columbia CU Visa Business Platinum Credit Card

The Good

The Bad

No annual fee.
Offers Auto Rental Collision Damage Waiver*.
Identity Theft Protection.
Cardholders can earn rewards on purchases everywhere Columbia CU Visa Business Platinum Credit Card is accepted.
Columbia CU Visa Business Platinum Credit Card reports to multiple credit bureaus.

Charges a foreign transaction fee of up to 2%.

What are the relevant APRs?

Does it have an introductory APR offer?

This business card does not offer an introductory rate on new purchases.

Columbia CU Visa Business Platinum Credit Card Rates & Terms

What fees does it charge?

The following fees apply to this business credit card:

There is no annual fee.

Does it charge a foreign transaction fee?

This business card charges a foreign transaction fee of 2%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $40. If you travel abroad you may want to leave this business card at home and apply for one that doesn't charge a foreign transaction fee.

Columbia CU Visa Business Platinum Credit Card Fees

Fees

Amount

Annual Fee

Foreign Transaction Fee

Balance Transfer Fee

Minimum Balance Transfer Fee

Does it offer a cash back or rewards program?

Yes, Columbia CU Visa Business Platinum Credit Card offers a rewards program to its customers.

Columbia CU Visa Business Platinum Credit Card Rewards

Description

Bonus Rewards

$200 account credit after $3,000 in purchases in first 90 days

Welcome Offer

$200

Rewards Categories

Every Purchase

Rewards Type

Points

Reward Rates

This business card offers rewards to small business owners that use the card to make purchases in the following bonus categories:

Every Purchase

Does it have a sign up bonus?

Yes, it offers card users a signup bonus worth up to $200 .

Does it offer an annual loyalty bonus?

This business card doesn't offer a cash loyalty bonus.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message from Columbia CU Visa Business Platinum Credit Card

Give your business the benefits and rewards of VISA with a Columbia Credit Union credit card. Platinum Rewards Card, $200 after $3,000 in purchases in first 90 days. Rental car collision damage and theft insurance. 1 point per $1 spent. Accepted 24/7 online and at merchants, hotels, and restaurants around the world wherever you see the Visa logo. Your Columbia Credit Union Visa business credit card provides the ability to make purchases, reservations, pay bills, and get emergency cash when you need it most. Equipped with the latest in EMV chip technology, your Columbia Credit Union Visa credit card offers the greatest security available today. Plus, select your own easy-to-remember PIN for secure access to cash advances at participating ATMs nationwide.

Contact

Headquarters

200 SE Park Plaza Dr

Vancouver, WA 98684

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Email Support

Hours of Operation

SundayClosedMonday8:00AM - 5:00PMTuesday8:00AM - 5:00PMWednesday8:00AM - 5:00PMThursday8:00AM - 5:00PMFriday8:00AM - 5:00PMSaturdayClosed

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Columbia CU Business Visa Credit Card

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Purchase APR

N/A

Balance Transfer APR

N/A

Annual Fee

Credit Score Range

600 - 850

300

850

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SuperMoney Net Recommendation Score

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-1000+100

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