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Last Updated: 04/18/2025

Commerce Bank Business Visa Credit Card

in Business Credit Cards from Commerce Bank

Last Updated: 04/18/2025

Commerce Bank Business Visa Credit Card logo
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Purchase APR (Variable APR)

14.9%(Verified 06/21/2024)
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Balance Transfer APR (Variable APR)

N/A

Annual Fee

$0

Credit Score Range

650 - 850
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Commerce Bank Business Visa Credit Card Review

This is a cashback card issued by Commerce Bank. If you're wondering whether Commerce Bank Business Visa Credit Card is the right card for you, read on.

Key Takeaways

  • APRs: Commerce Bank Business Visa Credit Card has a variable regular purchase APR of 14.9%
  • No annual fee. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your eligible purchases, but you don't have to pay an annual fee for the privilege.
  • Fair or better credit required. You will have good approval odds if you have a fair credit score or better.

Pros & Cons of Commerce Bank business credit card

What are the relevant APRs?

This business credit card has a variable purchase APR of 14.9%.
It also has a variable cash advance APR of 19.9%.

Does it have an introductory APR offer?

This business card does not offer an introductory rate on new purchases.

What fees does it charge?

The following fees apply to this business credit card:
  • There is no annual fee.
  • A late payment penalty of $29 .

Does it offer a cash back or rewards program?

Yes, Commerce Bank business credit card offers a rewards program to its customers. The rewards program allows you to earn cash with every purchase you make.

    Does it have a sign up bonus?

    This business credit card doesn't offer a cash signup bonus.

    Does it offer an annual loyalty bonus?

    This business card doesn't offer a cash loyalty bonus.

    SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

    Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

    Commerce Bank Business Visa Credit Card logo

    Message from Commerce Bank business credit card

    Streamline your small business payments through a card program with big business advantages. As a small business owner, you have plenty on your plate. Consequently, every dollar you save is a dollar that falls to your bottom line. That’s where Commerce Bank can help. Whether you are looking for a rewards card or simply an alternative to petty cash funds, we likely have a solution for you. Let Commerce help you reduce the time you spend managing your budget so you can focus more on your customers. Earning rewards while managing
    your finances has never been easier. From 1% cash back* to airline travel to gift cards, this card offers some of the most competitive
    redemption options in the industry. No annual fee. Individual credit lines for employees. Earn 2x and 3x points in select merchant categories when you activate Quarterly Bonus Points. Set individual credit limits per employee. Emergency Card Replacement. Revolving payments or paying in full options. Watch your points add up! Ask a Commerce Bank branch representative about all the included Commerce and Visa® credit card benefits.

    Contact

    Headquarters

    1000 Walnut Street
    Kansas City, MO 64106
    Visit Site
    Email Support

    Hours of Operation

    Sunday
    Closed
    Monday
    8:00AM - 8:00PM
    Tuesday
    8:00AM - 8:00PM
    Wednesday
    8:00AM - 8:00PM
    Thursday
    8:00AM - 8:00PM
    Friday
    8:00AM - 8:00PM
    Saturday
    8:00AM - 4:00PM

    Other Services by Commerce Bank