SuperMoney
  Corporate Gold Card

Corporate Gold Card

in Business Credit Cards from American Express National Bank

Claimed

Corporate Gold Card

Claimed

in Business Credit Cards from American Express National Bank

SuperMoney Net Recommendation Score +60

SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly recommended by SuperMoney users with a score of +60, equating to 4.2 on a 5 point rating scale.

+60

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

Strongly recommended

3 users recommend
2 users are unsure
0 users don't recommend
Cast your vote

Would you recommend Corporate Gold Card to your friends?

Thanks for your vote!

You voted: May or may not recommend

Highlights
Community Rating Strongly recommended
Purchase APR  (Variable APR) N/A
Balance Transfer APR  (Variable APR) N/A
Credit Score Range 700 - 850
Annual Fee $250
Number of Reviews 5

Corporate Gold Card Review

Key Takeaways
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 2.5% every time you make a transaction outside the U.S.
  • Multiple business credit card benefits. Includes generous credit card perks, such as emergency support, Global Entry / TSA Precheck Fee Credit, travel accident insurance, travel assistance, and fraud protection.
  • Good or better credit required. You will have low approval odds if your credit score is below 700.
Pros & Cons of American Express Corporate card
The Good The Bad
  • Multiple business credit card perks.
  • Global Entry / TSA Precheck Fee Credit.
  • Travel accident and travel assistance insurance.
  • Corporate Gold Card reports to multiple credit bureaus.
  • Requires good to excellent credit.
  • Charges an annual fee of $250
  • Does not offer a signup bonus.
  • Does not offer rewards or cash back.
  • Charges a foreign transaction fee of 2.5%.
  • You don't earn rewards on every purchase.
American Express Corporate card FAQ

Who is American Express Corporate card designed for?

This is a credit card issued by American Express National Bank. 

This business card is designed for small business owners with good credit. The minimum credit score to apply is 700.

What are the relevant APRs?

Does it have an introductory APR offer?

This business credit card does not offer an introductory rate on new purchases.

American Express Corporate card Rates & Terms

What fees does it charge?

The following fees apply to this business credit card:

  • An annual fee of $250.
  • A late payment penalty of up to $39.

Does it charge a foreign transaction fee?

This business card charges a foreign transaction fee of 2.5%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $50. If you travel abroad you may want to leave this business card at home and apply for one that doesn't charge a foreign transaction fee.

American Express Corporate card Fees
Fees Amount
Annual Fee $250
Foreign Transaction Fee 2.5%
Late Payment Fee $39

Does it offer a cash back rewards program?

No, it does not offer a cash back rewards program.

Can I get it with just an employer identification number (EIN)?

You can apply for this business credit card with your EIN number, but expect the credit card issuer to also require your Social Security number. This is because, as with most business cards, it requires you to personally guarantee the line of credit.

What are the benefits?

This business credit card provides the following benefits:

  • Emergency Support
  • Fraud Liability
  • Travel Accident Insurance
  • Travel Assistance
  • Reports to major credit bureaus

What is the customer service phone number?

The customer service number for this business card is (800) 528-4800.

What is the support contact email?

The support contact email for this business credit card is info@americanexpress.com.

How do people rate the customer service and user experience?

Overall, this business credit card is strongly recommended based on community reviews that rate customer service and user experience.

Does Corporate Gold Card report your account activity to credit bureaus?

Yes, Corporate Gold Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply?

  • Visit the American Express National Bank .
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Feature Breakdown

Every Purchase (Points) 1x
Annual Fee $250
Foreign Currency Transaction Fee 2.5%
Late Fee Amount $39
Returned Payment Fee Starting at $39
Customer Type Business
Minimum Age 18
Credit Score Range 700 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Emergency Support
  • Fraud Liability
  • Travel Accident Insurance
  • Global Entry / TSA Precheck Fee Credit
  • Travel Assistance
Rewards Type Points
Card Network American Express
Card Type
  • Travel

Corporate Gold Card Community Reviews

 

Would you recommend Corporate Gold Card to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
Cancel my vote
(will require moderator approval)

SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly recommended by SuperMoney users with a score of +60, equating to 4.2 on a 5 point rating scale.

+60

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

sorted by

Other Business Credit Cards

American Express National Bank Business Credit Cards

Loading...