Corporate Gold Card
Corporate Gold Card Claimed

Corporate Gold Card

SuperMoney Net Recommendation Score +60  


This product is strongly recommended by SuperMoney users with a score of +60, equating to 4.2 on a 5 point rating scale.


Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

Strongly recommended

3 users recommend
2 users are unsure
0 users don't recommend
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Community Rating Strongly recommended
Purchase APR  (Variable APR) N/A
Balance Transfer APR  (Variable APR) N/A
Credit Score Range 700 - 850
Annual Fee $250
Number of Reviews 5

Corporate Gold Card Review

Key Takeaways

  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 2.5% every time you make a transaction outside the U.S.
  • Multiple business credit card benefits. Includes generous credit card perks, such as emergency support, travel accident insurance, travel assistance, and fraud protection.
  • Good or better credit required. You will have low approval odds if your credit score is below 700.

Pros & Cons of American Express Corporate card

The Good The Bad
  • Multiple business credit card perks.
  • Global Entry/TSA Pre✓®.
  • Travel accident and travel assistance insurance.
  • Corporate Gold Card reports to multiple credit bureaus.
  • You need good credit to qualify.
  • Charges an annual fee of $250
  • Does not offer a signup bonus.
  • Does not offer rewards or cash back.
  • Charges a foreign transaction fee of 2.5%.
  • You don't earn rewards on every purchase.

American Express Corporate card FAQ

Who is American Express Corporate card designed for?

This is a credit card issued by American Express National Bank.

This business card is designed for small business owners with good credit. The minimum credit score to apply is 700.

What are the relevant APRs?

Does it have an introductory APR offer?

This business credit card does not offer an introductory rate on new purchases.

American Express Corporate card Rates & Terms

What fees does it charge?

The following fees apply to this business credit card:

  • An annual fee of $250.
  • A late payment penalty of up to $39.

Does it charge a foreign transaction fee?

This business card charges a foreign transaction fee of 2.5%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $50. If you travel abroad you may want to leave this business card at home and apply for one that doesn't charge a foreign transaction fee.

American Express Corporate card Fees
Fees Amount
Annual Fee $250
Foreign Transaction Fee 2.5%
Late Payment Fee $39

Does it offer a cash back or rewards program?

No, it does not offer a cash back rewards program.

What are the benefits?

This business credit card provides the following benefits:

  • Emergency Support
  • Fraud Liability
  • Travel Accident Insurance
  • Travel Assistance
  • Reports to major credit bureaus

What is the customer service phone number?

The customer service number for this business card is (800) 528-4800.

What is the support contact email?

The support contact email for this business credit card is

How do people rate the customer service and user experience?

Overall, this business credit card is strongly recommended based on community reviews that rate customer service and user experience.

Does Corporate Gold Card report your account activity to credit bureaus?

Yes, Corporate Gold Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply?

  • Visit the American Express National Bank .
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message From American Express Corporate card

The American Express Corporate Gold Card equips frequent business travelers with essential tools to manage their travel and entertainment expenses, while providing peace of mind with travel protection. Enjoy complimentary Hilton HonorsTM Silver status with your American Express® Corporate Gold Card. Enrollment is required. As a Silver member, you'll enjoy perks and rewards that make your travel experience easier and more rewarding. With eligible stays at Hilton, you'll earn up to 10 Base Points per $1 spent, plus a 20% bonus on all Base Points earned, getting you to free nights faster. Get rewarded for business rides and meals when you're back on the road. Join Uber Rewards, and you can earn 2x the standard rate of Uber reward points on rides and 3x the standard rate of Uber reward points on Uber Eats orders when you book them through your business profile and charge them to your American Express Corporate Card. Redeem your points for rewards you can use on personal rides, Uber Eats orders, and more.

Enjoy perks while you fly. Feel free to check your bags or enjoy an in-flight meal on us. Select one qualifying airline and then receive up to $100 per calendar year in statement credits when incidental fees are charged by the airline to your Corporate Gold Card account. American Express relies on accurate airline transaction data to identify incidental fee purchases. If you do not see a credit for a qualifying incidental purchase on your eligible Card after 4 weeks, simply call the number on the back of your Card. See terms & conditions for more details. Concierge is a complimentary service, for eligible Card Members. Our Lifestyle concierges provide expertise on what matters to you and can assist you with: Finding the best restaurants for dining in. Help with securing tickets for client entertaining. Arranging transportation for a business trip. American Express provides 24/7 online access to Corporate Card account information. Card Members can view statements, pay bills, submit expense reports, set up and receive account alerts via email or text message1 and dispute charges2. Card Member enrollment required at


Hours of Operation

  • Sunday 7:00am - 12:00pm
  • Monday 7:00am - 12:00pm
  • Tuesday 7:00am - 12:00pm
  • Wednesday 7:00am - 12:00pm
  • Thursday 7:00am - 12:00pm
  • Friday 7:00am - 12:00pm
  • Saturday 7:00am - 12:00pm

Other Services by American Express National Bank

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Feature Breakdown

Annual Fee $250
Foreign Currency Transaction Fee 2.5%
Late Fee Amount $39
Returned Payment Fee Starting at $39
Customer Type Business
Minimum Age 18
Credit Score Range 700 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Emergency Support
  • Fraud Liability
  • Travel Accident Insurance
  • Global Entry / TSA Pre✓®
  • Travel Assistance
Rewards Type Points
APR Type Variable APR
Card Network American Express
Card Type
  • Travel

Corporate Gold Card Community Reviews


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This product is strongly recommended by SuperMoney users with a score of +60, equating to 4.2 on a 5 point rating scale.


Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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