Divvy Business Credit Card
Divvy Business Credit Card
in Business Credit Cards from Divvy

Divvy Business Credit Card

in Business Credit Cards from Divvy
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Purchase APR N/A
Balance Transfer APR N/A
Credit Score Range N/A
Annual Fee $0

Divvy Business Credit Card Review

Key Takeaways

  • No annual fee*. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your eligible purchases, but you don't have to pay an annual fee for the privilege.
  • Annual fee waived the first year. Divvy Business Credit Card gives you the chance to have the card for a year without paying the $0 annual fee.

Pros & Cons of Divvy Business Credit Card

The Good The Bad
  • No annual fee.
  • Annual fee waived during the first year.
  • Offers auto rental collision damage waiver.
  • Cardholders can earn rewards on their purchases.
  • Divvy Business Credit Card reports to multiple credit bureaus.
  • Does not offer a signup bonus.
  • Does not include many credit card benefits.

Divvy Business Credit Card FAQ

Who is Divvy Business Credit Card designed for?

This is a credit card issued by Divvy. It is built for businesses of all sizes, from startups to large enterprises.

What are the relevant APRs?

Does it have an introductory APR offer?

This business card does not offer an introductory rate on new purchases.

Divvy Business Credit Card Rates & Terms

What fees does it charge?

The following fees apply to this business credit card:

  • There is no annual fee.
Divvy Business Credit Card Fees
Fees Amount
Annual Fee $0

Does it offer a cash back or rewards program?

Yes, Divvy Business Credit Card offers a rewards program to its customers. The rewards program allows you to earn cash with every purchase you make.

  • Advertising Services
  • Airfare
  • Car Rentals
  • Internet, Cable and Phone Services
  • Drug Stores
  • Education
  • Every Purchase
  • Furniture
  • Gas stations
  • Groceries
  • Gyms
  • Home Improvement
  • Hotels
  • Insurance
  • Office Supply Stores
  • Restaurants
  • Retail
  • Shipping
  • Software, Hardware, Cloud
  • Utilities
  • Warehouse Clubs

Does it have a sign up bonus?

This business credit card doesn't offer a cash signup bonus.

Does it offer an annual loyalty bonus?

This business card doesn't offer a cash loyalty bonus.

What are the benefits?

This business credit card provides the following benefits:

  • Auto Rental Collision Damage Waiver
  • Fraud Liability
  • Reports to major credit bureaus

What is the customer service phone number?

The customer service number for this business card is (855) 229-3111.

What is the support contact email?

The support contact email for this business credit card is

Does Divvy Business Credit Card report your account activity to credit bureaus?

Yes, Divvy Business Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply?

  • Visit the Divvy .
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.


Hours of Operation

  • Sunday Closed
  • Monday 8:00am - 5:00pm
  • Tuesday 8:00am - 5:00pm
  • Wednesday 8:00am - 5:00pm
  • Thursday 8:00am - 5:00pm
  • Friday 8:00am - 5:00pm
  • Saturday Closed

About Divvy Business Credit Card


  Available in 50 states and Washington, D.C.
  • Alaska
  • Alabama
  • Arkansas
  • Arizona
  • California
  • Colorado
  • Connecticut
  • Washington, DC
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Iowa
  • Idaho
  • Illinois
  • Indiana
  • Kansas
  • Kentucky
  • Louisiana
  • Massachusetts
  • Maryland
  • Maine
  • Michigan
  • Minnesota
  • Missouri
  • Mississippi
  • Montana
  • North Carolina
  • North Dakota
  • Nebraska
  • New Hampshire
  • New Jersey
  • New Mexico
  • Nevada
  • New York
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Vermont
  • Washington
  • Wisconsin
  • West Virginia
  • Wyoming

Feature Breakdown

Annual Fee $0
No Annual Fee
No Annual Fee First Year
Credit Bureau Reporting
  • Other
  • Experian
  • Equifax
Credit Card Benefits
  • Auto Rental Collision Damage Waiver
  • Fraud Liability
Rewards Categories
  • Points on Hotels
  • Points on Restaurants
  • Points on Every Purchase
  • Points on Software, Hardware, Cloud
APR Type Variable APR
Credit Limit Up to $15,000,000
Card Network Visa
Card Type
  • Rewards
  • Cashback
  • Travel

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