Exchange Bank of California Business Real Rewards Card
in Business Credit Cards from Exchange Bank of California
UnaffiliatedExchange Bank of California Business Real Rewards Card
in Business Credit Cards from Exchange Bank of California
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| Purchase APR (Variable APR) | 13.99% - 22.99% |
| Balance Transfer APR (Variable APR) | 13.99% - 22.99% |
| Credit Score Range | 650 - 850 |
| Annual Fee | $0 |
Exchange Bank of California Business Real Rewards Card Review
Who is Exchange Bank of California Business Real Rewards Card designed for?
Exchange Bank of California Business Real Rewards Card is a credit card issued by Exchange Bank of California.
This card is designed for businesses with fair credit. The minimum credit score to apply is 650.
What are the relevant APRs for Exchange Bank of California Business Real Rewards Card?
Exchange Bank of California Business Real Rewards Card has a variable purchase APR that ranges from 13.99% up to 22.99% . The card has a variable balance transfer APR that ranges from 13.99% up to 22.99% .
It also has a variable cash advance APR of 23.99% . Note that late payments are subject to an APR of 28.99% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.
Does Exchange Bank of California Business Real Rewards Card have an introductory APR offer?
Yes, Exchange Bank of California Business Real Rewards Card offers an introductory APR rate on balance transfers of 0% for a period of 6 months.
This card does offer an introductory APR rate on new purchases of 0% for a period of 6 months.
| Purchase APR | 13.99% - 22.99% |
| Balance Transfer APR | 13.99% - 22.99% |
| Cash Advance APR | 23.99% |
| Penalty APR | 28.99% |
What are the Exchange Bank of California Business Real Rewards Card fees?
The following fees apply to Exchange Bank of California Business Real Rewards Card:
- There is no annual fee.
- A late payment penalty of up to $39.
- A returned payment fee of up to $35.
- An overlimit fee of $39.
Does Exchange Bank of California Business Real Rewards Card have a foreign transaction fee?
Exchange Bank of California Business Real Rewards Card charges a foreign transaction fee of 2%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $40. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.
| Fees | Amount |
|---|---|
| Annual Fee | $0 |
| Foreign Transaction Fee | 2% |
| Balance Transfer Fee | 3% |
| Minimum Balance Transfer Fee | $5 |
| Returned Payment Fee | $35 |
| Late Payment Fee | $19 to $39 |
Is there a Exchange Bank of California Business Real Rewards Card cash back or rewards program?
The rewards program allows you to earn cash with every purchase you make. This card offers rewards to businesses that use the card to make purchses in the following categories:
- Every Purchase
What are the Exchange Bank of California Business Real Rewards Card benefits?
Exchange Bank of California Business Real Rewards Card provides the following benefits:
- Fraud Liability
- No blackout dates when redeeming miles
- Reports to major credit bureaus
Does Exchange Bank of California Business Real Rewards Card report your account activity to credit bureaus?
Yes, Exchange Bank of California Business Real Rewards Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Exchange Bank of California Business Real Rewards Card
- Visit the Exchange Bank of California .
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
- Check the information is accurate and submit your application.
- If you're denied click here to find out why your application may have been rejected and what you can do about it.
Contact
- Headquarters
-
545 Fourth Street
Santa Rosa, CA 95401 - (800) 995-4066
- Visit Site
Other Services by Exchange Bank of California
Feature Breakdown
| Every Purchase (Points) | Earn 1.5 points monthly for every $1 you spend on eligible net purchases (equal to 1.5% cash back). |
| Every Purchase (Points) | 1.5 |
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