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  Exchange Bank Visa® Business Rewards Plus Card

Exchange Bank Visa® Business Rewards Plus Card

in Business Credit Cards from Exchange Bank of Milledgeville

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Exchange Bank Visa® Business Rewards Plus Card

Unaffiliated

in Business Credit Cards from Exchange Bank of Milledgeville

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Highlights
Purchase APR  (Variable APR) 13.99% - 22.99%
Balance Transfer APR  (Variable APR) 13.99% - 22.99%
Credit Score Range 600 - 850
Annual Fee $99

Exchange Bank Visa® Business Rewards Plus Card Review

Exchange Bank Visa® Business Rewards Plus Card FAQ

Who is Exchange Bank Visa® Business Rewards Plus Card designed for?

Exchange Bank Visa® Business Rewards Plus Card is a credit card issued by Exchange Bank of Milledgeville. 

This card is designed for businesses with fair credit. The minimum credit score to apply is 600.

What are the relevant APRs for Exchange Bank Visa® Business Rewards Plus Card?

Exchange Bank Visa® Business Rewards Plus Card has a variable purchase APR that ranges from 13.99% up to 22.99% . The card has a variable balance transfer APR that ranges from 13.99% up to 22.99% .

It also has a variable cash advance APR of 23.99% . Note that late payments are subject to an APR of 28.99% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

Does Exchange Bank Visa® Business Rewards Plus Card have an introductory APR offer?

No, Exchange Bank Visa® Business Rewards Plus Card does not come with an introductory APR offer for balance transfers.

Exchange Bank Visa® Business Rewards Plus Card does not offer an introductory rate on new purchases.

Exchange Bank Visa® Business Rewards Plus Card Rates & Terms
Purchase APR 13.99% - 22.99%
Balance Transfer APR 13.99% - 22.99%
Cash Advance APR 23.99%
Penalty APR 28.99%

What are the Exchange Bank Visa® Business Rewards Plus Card fees?

The following fees apply to Exchange Bank Visa® Business Rewards Plus Card:

  • An annual fee of $99.
  • A late payment penalty of up to $39.
  • A returned payment fee of up to $35.
  • An overlimit fee of $39.

Does Exchange Bank Visa® Business Rewards Plus Card have a foreign transaction fee?

Exchange Bank Visa® Business Rewards Plus Card does not charge foreign transaction fees. If you are a frequent traveler, this can save you hundreds of dollars in credit card fees when you travel out of the country.

Exchange Bank Visa® Business Rewards Plus Card Fees
Fees Amount
Annual Fee $99
Foreign Transaction Fee 0%
Balance Transfer Fee 3%
Minimum Balance Transfer Fee $5
Returned Payment Fee up to $35
Late Payment Fee $19 to $39

Is there a Exchange Bank Visa® Business Rewards Plus Card cash back or rewards program?

Exchange Bank Visa® Business Rewards Plus Card offers a rewards program to its customers. This card offers rewards to businesses that use the card to make purchses in the following categories:

  • Airfare
  • Internet, Cable, Phone
  • Every Purchase
  • Hotels

Does Exchange Bank Visa® Business Rewards Plus Card have a signup bonus?

Exchange Bank Visa® Business Rewards Plus Card doesn't offer a cash signup bonus.

However, it does include a 20000 points signup bonus after spending $2000 that can be redeemed for travel, gifts, or other perks.

Does Exchange Bank Visa® Business Rewards Plus Card offer an annual loyalty bonus?

Exchange Bank Visa® Business Rewards Plus Card doesn't offer a cash loyalty bonus.

What are the Exchange Bank Visa® Business Rewards Plus Card benefits?

Exchange Bank Visa® Business Rewards Plus Card provides the following benefits:

  • ID Theft Protection
  • Reports to major credit bureaus

Does Exchange Bank Visa® Business Rewards Plus Card report your account activity to credit bureaus?

Yes, Exchange Bank Visa® Business Rewards Plus Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Exchange Bank Visa® Business Rewards Plus Card

  • Visit the Exchange Bank of Milledgeville .
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.
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Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 5:00pm
  • Tuesday 9:00am - 5:00pm
  • Wednesday 9:00am - 5:00pm
  • Thursday 9:00am - 5:00pm
  • Friday 9:00am - 5:00pm
  • Saturday Closed

Other Services by Exchange Bank of Milledgeville

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View all business credit cards offered by Exchange Bank of Milledgeville

Feature Breakdown

Foreign Currency Transaction Fee 0%
No Annual Fee First Year  
No Foreign Transaction Fee  
No Interest Grace Period for Late Payment 24 days
Annual Fee $99
Cash Advance Fee (%) Up to 4%
Cash Advance Fee Minimum $10
Late Fee Amount $19 - $39
Minimum Cash Advance Fee ($) Starting at $10
Minimum Interest Charge $2
Over-Limit Fee $39
Returned Payment Fee Up to $35
Customer Type Business
Minimum Age 18
Credit Score Range 600 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Extended Warranty Protection
  • Fraud Liability
  • Identity Theft Protection
  • Travel Assistance
Rewards Rates
  • Airfare
  • Every Purchase
  • Hotels
  • Internet / Cable / Phone Services
Rewards Type Points
Signup Bonus (points) 20,000
Balance Computation average daily balance (including new purchases)
Cash Advance APR (Variable APR) 23.99%
Penalty APR (Variable APR) 28.99%
Purchase APR (Variable APR) 13.99% - 22.99%
Balance Transfer Fee % 3%
Balance Transfer Fee Minimum $5
Balance Transfer APR (Variable APR) 13.99% - 22.99%
Card Network Visa
Card Type Rewards

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SUPERMONEY NET RECOMMENDATION SCORE

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