Since the early 1900s Exchange Bank has been serving the Middle Georgia community. With five locations, Exchange Bank offers all the services and convenience of a "big" bank with the community involvement and customer service offered by a smaller business. Exchange Bank has a long history with Middle Georgia but continues to move into the future by offering new and innovative products, services and solutions for your personal and business banking needs. Exchange Bank, Milledgeville, Georgia, was chartered May 20, 1903, and began business on June 3, 1903 in a building located at 120 West Hancock Street. In August 1907, the bank offices were relocated to 100 East Hancock Street and occupied the street level of the Masonic Building. In June 1949, the bank moved to 208 West Hancock Street. Another giant step was the completion of the Northside Office at 2400 North Columbia Street. This office was opened for business on April 10, 1972. On December 11, 1978, the bank again relocated its operations to the new main office building at 250 West Hancock Street. The Northside Office on Columbia Street (Milledgeville Mall) was enlarged to provide space for the first Automated Teller Machine (ATM) in Milledgeville, which became operational in the fall of 1979. A second ATM was installed in the Main Office in the spring of 1981. The Main Office was renovated during 1989, with the completion of the ground level for a Board of Directors room, training room, offices and operation areas. The Main Office was renovated again during 2007 completely renovating the main lobby and adding additional office space. New drive-in facilities at the Main Office were completed in 1994. At this time, a new drive-up ATM was also installed. In 1996, we completed a new drive-in facility and drive-up ATM at our Northside Office. In April 1998, our branch facility, Exchange Bank of Jones County opened in Gray, Georgia and in May 2004 Exchange Bank of Lake Oconee opened in Greene County. In 2016, we broke ground on Exchange Bank of Lake Sinclair, a state-of-the-art banking operation in the Kroger Shopping Center in Milledgeville and officially opened our newest branch location on March 13, 2017. “It is through service and convenience that we attract new customers and maintain the loyalty of the established ones,” said William R. Allen, Chairman of the Board of Directors. We are continually focused on providing the latest technology to enhance our customers’ banking experience.
Online Banking makes your banking experience more convenient than ever. Enroll in e-statements for a better way to manage your accounts. Simply log in to your online banking, select the account you wish to enroll for e-statements, and select "Documents". From the "Documents" option you can sign up and start receiving your statements electronically. Exchange Bank cares deeply about our community. We are constantly looking at how we can best support our local businesses, the Chamber of Commerce, and non-profit organizations.