
GM Business Card™
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Purchase APR (Variable APR) |
18.74% - 28.74% (Verified 04/04/2023) |
Balance Transfer APR (Variable APR) |
18.74% - 28.74% (Verified 04/04/2023) |
Credit Score Range | N/A |
Annual Fee | $0 |
GM Business Card™ Review
This is a cashback card issued by Goldman Sachs Bank USA. If you're wondering whether GM Business Card is the right card for you, read on.
Key Takeaways
- 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for up to 12 months.
- Signup bonus. Offers a signup bonus of up to $750.
- High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR that ranges from 18.74% up to 28.74%.
- No annual fee*. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your eligible purchases, but you don't have to pay an annual fee for the privilege.
- Annual fee waived the first year. GM Business Card™ gives you the chance to have the card for a year without paying the $0 annual fee.
- No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
Pros & Cons of GM Business Card
The Good | The Bad |
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What are the relevant APRs?
This business credit card has a variable purchase APR that ranges from 18.74% up to 28.74%. The card has a variable balance transfer APR that ranges from 18.74% up to 28.74%.
It also has a variable cash advance APR of 29.24%.
Does it have an introductory APR offer?
No, this business card does not come with an introductory APR offer for balance transfers.
This business card does offer an introductory APR rate on new purchases of 0% for a period of 12 months.
Purchase APR | 18.74% - 28.74% |
Balance Transfer APR | 18.74% - 28.74% |
Cash Advance APR | 29.24% |
What fees does it charge?
The following fees apply to this business credit card:
- There is no annual fee.
- A late payment penalty of up to $40.
Does it charge a foreign transaction fee?
This business credit card does not charge foreign transaction fees. If you are a frequent traveler, this can save you hundreds of dollars in credit card fees when you travel out of the country.
Fees | Amount |
---|---|
Annual Fee | $0 |
Foreign Transaction Fee | 0% |
Balance Transfer Fee | 0% |
Late Payment Fee | up to $40 |
Does it offer a cash back or rewards program?
Yes, GM Business Card offers a rewards program to its customers. The rewards program allows you to earn cash with every purchase you make.
Does it have a sign up bonus?
Yes, it offers card users a signup bonus worth up to $750.
Does it offer an annual loyalty bonus?
This business card doesn't offer a cash loyalty bonus.
What are the benefits?
This business credit card provides the following benefits:
- Free Credit Score
What is the customer service phone number?
The customer service number for this business card is (855) 730-7283.
How to apply?
- Visit the Goldman Sachs Bank USA .
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
- Check the information is accurate and submit your application.
- If you're denied click here to find out why your application may have been rejected and what you can do about it.
Contact
- Headquarters
-
200 West Street
New York, NY USA - (855) 730-7283
- Visit Site
Other Services by Goldman Sachs Bank USA
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- Washington, DC
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
Introductory Rate | 0% |
Purchase Intro APR Period (Variable APR) | 12 months |
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Would you recommend GM Business Card™ to your friends?
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