GM BuyPower Business Card™

GM BuyPower Business Card™

in Business Credit Cards from Capital One


GM BuyPower Business Card™


in Business Credit Cards from Capital One

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Purchase APR  (Variable APR) 18.74%
Balance Transfer APR  (Variable APR) N/A
Credit Score Range 750 - 850
Annual Fee $0

GM BuyPower Business Card™ Review

GM BuyPower Business Card™ FAQ

Who is GM BuyPower Business Card™ designed for?

GM BuyPower Business Card™ is a store credit card issued by Capital One. 

This card is for businesses with very good credit. You need a credit score of at least 750 to apply.

What are the relevant APRs for GM BuyPower Business Card™?

GM BuyPower Business Card™ has a variable purchase APR of 18.74%.

It also has a variable cash advance APR of 26.65% . Note that late payments are subject to an APR of 26.74% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

Does GM BuyPower Business Card™ have an introductory APR offer?

This card does offer an introductory APR rate on new purchases of 0% for a period of 12 months.

GM BuyPower Business Card™ Rates & Terms
Purchase APR 18.74%
Cash Advance APR 26.65%
Penalty APR 26.74%

What are the GM BuyPower Business Card™ fees?

The following fees apply to GM BuyPower Business Card™:

  • There is no annual fee.
  • A late payment penalty of up to $38.
  • A returned payment fee of up to $25.

Does GM BuyPower Business Card™ have a foreign transaction fee?

GM BuyPower Business Card™ does not charge foreign transaction fees. If you are a frequent traveler, this can save you hundreds of dollars in credit card fees when you travel out of the country.

GM BuyPower Business Card™ Fees
Fees Amount
Annual Fee $0
Foreign Transaction Fee 0%
Returned Payment Fee up to $25
Late Payment Fee up to $38

Is there a GM BuyPower Business Card™ cash back or rewards program?

No, GM BuyPower Business Card™ does not offer a rewards program. This card offers rewards to businesses that use the card to make purchses in the following categories:

  • Every Purchase
  • Gas
  • Office Supplies
  • Restaurants

What are the GM BuyPower Business Card™ benefits?

GM BuyPower Business Card™ provides the following benefits:

  • ID Theft Protection
  • Reports to major credit bureaus

Does GM BuyPower Business Card™ report your account activity to credit bureaus?

Yes, GM BuyPower Business Card™ reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for GM BuyPower Business Card™

  • Visit the Capital One .
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.
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Feature Breakdown

Every Purchase (Points) 5% Earnings on purchases of GM parts, accessories and service at authorized GM Dealers. 3% Earnings on purchases at gas stations, restaurants and office supply stores. 1% Earnings on all other purchases.
Introductory Rate 0%
Purchase Intro APR Period (Variable APR) 12 months
Annual Fee $0
Foreign Currency Transaction Fee 0%
Minimum Interest Charge $0
No Annual Fee  
No Foreign Transaction Fee  
No Interest Grace Period for Late Payment 25 days
Cash Advance Fee (%) 3%
Cash Advance Fee Minimum $10
Late Fee Amount Up to $38
Returned Payment Fee Up to $25
Customer Type Business
Minimum Age 18
Credit Score Range 750 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Auto Rental Collision Damage Waiver
  • Concierge
  • Extended Warranty Protection
  • Fraud Liability
  • Identity Theft Protection
  • Purchase Protection
  • Travel Accident Insurance
Bonus Rewards 5% Earnings on purchases of GM parts, accessories and service at authorized GM dealers.
Rewards Rates
  • Office Supplies
  • Every Purchase
  • Restaurants
  • Gas
Balance Computation average daily balance (including new transactions)
Cash Advance APR (Variable APR) 26.65%
Penalty APR (Variable APR) 26.74%
Purchase APR (Variable APR) 18.74%
Card Network Mastercard
Card Type
  • Store Card
  • Gas

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