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  GM BuyPower Business Card™

GM BuyPower Business Card™

in Business Credit Cards from Capital One

Claimed

GM BuyPower Business Card™

Claimed

in Business Credit Cards from Capital One

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Highlights
Highlights
Annual Fee $0
Purchase APR  (Variable APR) 18.74%
Balance Transfer APR  (Variable APR) N/A
Credit Score Range 750 - 850
Rewards Rates
  • Every Purchase
  • 3% on Gas
  • 3% on Office Supplies
  • 3% on Restaurants

GM BuyPower Business Card™ Review

Who is GM BuyPower Business Card™ designed for?

GM BuyPower Business Card™ is a store credit card issued by Capital One. 

This card is for businesses with very good credit. You need a credit score of at least 750 to apply.

What are the relevant APRs for GM BuyPower Business Card™?

GM BuyPower Business Card™ has a variable purchase APR of 18.74%.

It also has a variable cash advance APR of 26.65% . Note that late payments are subject to an APR of 26.74% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

Does GM BuyPower Business Card™ have an introductory APR offer?

This card does offer an introductory APR rate on new purchases of 0% for a period of months.

GM BuyPower Business Card™ Rates & Terms
Purchase APR 18.74%
Cash Advance APR 26.65%
Penalty APR 26.74%

What are the GM BuyPower Business Card™ fees?

The following fees apply to GM BuyPower Business Card™:

  • There is no annual fee.
  • A late payment penalty of up to $38.
  • A returned payment fee of up to $25.

Does GM BuyPower Business Card™ have a foreign transaction fee?

GM BuyPower Business Card™ does not charge foreign transaction fees. If you are a frequent traveler, this can save you hundreds of dollars in credit card fees when you travel out of the country.

GM BuyPower Business Card™ Fees
Fees Amount
Annual Fee $0
Foreign Transaction Fee 0%
Returned Payment Fee up to $25
Late Payment Fee up to $38

Is there a GM BuyPower Business Card™ cash back or rewards program?

No, GM BuyPower Business Card™ does not offer a rewards program. This card offers rewards to businesses that use the card to make purchses in the following categories:

  • Every Purchase
  • Gas
  • Office Supplies
  • Restaurants

What are the GM BuyPower Business Card™ benefits?

GM BuyPower Business Card™ provides the following benefits:

  • Auto Rental Collision Damage Waiver
  • Extended Warranty Protection
  • Fraud Liability
  • Travel Accident Insurance
  • ID Theft Protection
  • Reports to major credit bureaus

Does GM BuyPower Business Card™ report your account activity to credit bureaus?

GM BuyPower Business Card™ reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.

How to apply for GM BuyPower Business Card™

  • Visit the Capital One .
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.
SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Feature Breakdown

Every Purchase (Points) 5% Earnings on purchases of GM parts, accessories and service at authorized GM Dealers. 3% Earnings on purchases at gas stations, restaurants and office supply stores. 1% Earnings on all other purchases.
Annual Fee $0
Foreign Currency Transaction Fee 0%
Minimum Interest Charge $0
No Annual Fee  
No Foreign Transaction Fee  
No Interest Grace Period for Late Payment 25
Cash Advance Fee (%) 3%
Cash Advance Fee Minimum $10
Late Fee Amount Up to $38
Returned Payment Fee Up to $25
Customer Type Business
Minimum Age 18
Card Network
  • Mastercard
Card Type
  • Gas
  • Store Card
Credit Bureau Reporting
  • Equifax
  • Experian
  • TransUnion
Credit Card Benefits
  • Auto Rental Collision Damage Waiver
  • Concierge
  • Extended Warranty Protection
  • Fraud Liability
  • Identity Theft Protection
  • Purchase Protection
  • Travel Accident Insurance
Extended Warranty  
Fraud Liability  
Travel Insurance  
Bonus Rewards 5% Earnings on purchases of GM parts, accessories and service at authorized GM dealers.
Rewards Rates
  • Every Purchase
  • 3% on Gas
  • 3% on Office Supplies
  • 3% on Restaurants
Cash Advance APR (Variable APR) 26.65%
Purchase APR (Variable APR) 18.74%
Balance Computation average daily balance (including new transactions)
Introductory Rate 0%
Penalty APR 26.74%

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