GM BuyPower Business Card™
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| Community Rating |
Rating not yet determined |
| Purchase APR (Variable APR) | 16.99% |
| Balance Transfer APR (Variable APR) | 16.99% |
| Credit Score Range | 650 - 850 |
| Annual Fee | $0 |
GM BuyPower Business Card™ Review
- Business credit card with generous reward rate. You will get a rewards rate of up to 5 reward points per dollar spent.
- 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for up to 12 months.
- Competitive APRs. GM BuyPower Business Card™ has a variable purchase APR of 16.99%
- No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
- No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
- Multiple business credit card benefits. Includes generous credit card perks, such as rental insurance, access to a concierge, extended warranty protection on purchases, identity theft protection, purchase protection, travel accident insurance, and fraud protection.
- Fair or better credit required. You will have good approval odds if your credit score is above 650.
| The Good | The Bad |
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Who is BuyPower business card designed for?
This is a store credit card issued by Capital One.
This business card is designed for small businesses with fair credit. The minimum credit score to apply is 650.
What are the relevant APRs?
This business credit card has a variable purchase APR of 16.99%. The card has a variable balance transfer APR of 16.99% .
It also has a variable cash advance APR of 24.90%.
Does it have an introductory APR offer?
No, this business card does not come with an introductory APR offer for balance transfers.
This business card does offer an introductory APR rate on new purchases of 0% for a period of 12 months.
| Purchase APR | 16.99% |
| Balance Transfer APR | 16.99% |
| Cash Advance APR | 24.90% |
What fees does it charge?
The following fees apply to this business credit card:
- There is no annual fee.
- A late payment penalty of up to $38.
Does it charge a foreign transaction fee?
This business credit card does not charge foreign transaction fees. If you are a frequent traveler, this can save you hundreds of dollars in credit card fees when you travel out of the country.
| Fees | Amount |
|---|---|
| Annual Fee | $0 |
| Foreign Transaction Fee | 0% |
| Late Payment Fee | up to $38 |
Does it offer a cash back rewards program?
No, it does not offer a cash back rewards program. This business card offers rewards to small business owners that use the card to make purchases in the following bonus categories:
- Every Purchase
- Gas stations
- Office Supply Stores
- Restaurants
Can I get it with just an employer identification number (EIN)?
You can apply for this business credit card with your EIN number, but expect the credit card issuer to also require your Social Security number. This is because, as with most business cards, it requires you to personally guarantee the line of credit.What are the benefits?
This business credit card provides the following benefits:
- Auto Rental Collision Damage Waiver
- Extended Warranty Protection
- Fraud Liability
- Travel Accident Insurance
- Reports to major credit bureaus
What is the support contact email?
The support contact email for this business credit card is support@capitalone.com.
How do people rate the customer service and user experience?
Overall, this business credit card is mostly recommended based on community reviews that rate customer service and user experience.
Does GM BuyPower Business Card™ report your account activity to credit bureaus?
Yes, GM BuyPower Business Card™ reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply?
- Visit the Capital One .
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
- Check the information is accurate and submit your application.
- If you're denied click here to find out why your application may have been rejected and what you can do about it.
Message From Capital One
Contact
- Headquarters
-
1680 Capital One Drive
McLean, VA 22102 - Visit Site
- Email Support
Other Services by Capital One
Feature Breakdown
| Introductory Rate | 0% |
| Purchase Intro APR Period (Variable APR) | 12 months |
GM BuyPower Business Card™ Community Reviews
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