Last Updated: 03/06/2026
Explore a similar product
Try this top product in Business Credit Cards
Ink Business Preferred® Credit Card
Strongly recommended10 reviews
Community Recommended Products
View AllStrongly recommended10 Reviews
Learn More
Strongly recommended8 Reviews
Learn More
Strongly recommended9 Reviews
Learn MoreCompare All Business Credit Cards
Filter & compare all your options in one place.
Highlights
Community Rating
Strongly recommended
Purchase APR (Variable APR)
17.49% - 25.49%(Verified 03/06/2026)
Disclaimer popup with additional information
Balance Transfer APR (Variable APR)
17.49% - 25.49%(Verified 03/06/2026)
Disclaimer popup with additional information
Annual Fee
$0
Disclaimer popup with additional information
Credit Score Range
670 - 850
Number of Reviews
Ink Business Cash® Credit Card Review
This is a cashback card issued by Chase Bank. If you're wondering whether Ink Business Cash® Credit Card is the right card for you, read on.
Key Takeaways
- Business credit card with generous reward rate. You can get a rewards rate of up to 5x.
- 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for 12 months.
- Earn $750 when you spend $6,000 on purchases in the first three months after account opening.
- APR: This is not a great card for people who carry a balance. It has a variable regular purchase APR that ranges from 17.49% up to 25.49%.
- No annual fee. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your eligible purchases, but you don't have to pay an annual fee for the privilege.$0
- A 5% balance transfer fee. Ink Business Cash® Credit Card charges a fee of 5% on balance transfers. For example, a balance of $1,000 could cost $50 in transfer fees. The minimum fee is $5.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of up to 3% every time you make a transaction outside the U.S.
- Gas rewards. on eligible fuel purchases.
- Multiple business credit card benefits. Includes generous credit card perks, such as Auto Rental Collision Damage Waiver, emergency support, extended warranty protection on purchases, identity theft protection, purchase security, travel assistance, and fraud protection.
- Fair or better credit required. You will have good approval odds if you have a fair credit score or better.
Pros & Cons of Chase Ink business Cash
| The Good | The Bad |
|
|
What are the relevant APRs?
This business credit card has a variable purchase APR that ranges from 17.49% up to 25.49% . The card has a variable balance transfer APR that ranges from 17.49% up to 25.49% .
It also has a variable cash advance APR of 29.24%. Note that late payments are subject to an APR of 29.99% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.
Does it have an introductory APR offer?
No, this business card does not come with an introductory APR offer for balance transfers.
This business card does offer an introductory APR rate on new purchases of 0% for a period of 12 months.
| Purchase APR | 17.49% - 25.49% |
| Balance Transfer APR | 17.49% - 25.49% |
| Cash Advance APR | 29.24% |
| Penalty APR | 29.99% |
What fees does it charge?
The following fees apply to this business credit card:
- There is no annual fee.
- A late payment penalty of up to $40 .
- A returned payment fee of up to $40.
Does it charge a foreign transaction fee?
This business card charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this business card at home and apply for one that doesn't charge a foreign transaction fee.
| Fees | Amount |
| Annual Fee | $0 |
| Foreign Transaction Fee | 3% |
| Balance Transfer Fee | 5% |
| Minimum Balance Transfer Fee | $5 |
| Returned Payment Fee | up to $40 |
| Late Payment Fee | up to $40 |
Does it offer a cash back or rewards program?
Yes, Chase Ink business Cash offers a rewards program to its customers. The rewards program allows you to earn cash with every purchase you make.
This business card offers rewards to small business owners that use the card to make purchases in the following bonus categories:
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| All Other Purchases | 1% cash back on all other purchases. | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Welcome Offer | $750 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Rewards Categories |
| ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Rewards Type | Cash Back | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Bonus Offer | Earn $750 when you spend $6,000 on purchases in the first three months after account opening. | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
- Every Purchase
- Gas stations
- Office Supply Stores
- Restaurants
Does it have a sign up bonus?
Yes. Earn $750 when you spend $6,000 on purchases in the first three months after account opening..
Does it offer an annual loyalty bonus?
This business card doesn't offer a cash loyalty bonus.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 6:00PM
Saturday
9:00AM - 1:00PM
Other Services by Chase Bank
Business Checking Accounts
4
4
1
9 Reviews
Money Market Accounts
Rating not yet determined (1 Review)
Money Transfer Services
14
6
22 Reviews
Business Lines of Credit
Be the first to rate
Business Loans
Rating not yet determined (4 Reviews)
Commercial Mortgage
Be the first to rate
Investment Advisors
Be the first to rate
Home Mortgage Loans
17
2
20 Reviews
Other Business Credit Cards from Chase Bank
Purchase APR
20.24% - 26.24%
Disclaimer popup with additional information
Balance Transfer APR
20.24% - 26.24%
Disclaimer popup with additional information
Annual Fee
$95
Disclaimer popup with additional information
Credit Score Range
670 - 850
300
850
Purchase APR
17.49% - 23.49%
Disclaimer popup with additional information
Balance Transfer APR
17.49% - 23.49%
Disclaimer popup with additional information
Annual Fee
$0
Disclaimer popup with additional information
Credit Score Range
660 - 850
300
850
Rating not yet determined
Purchase APR
18.74% - 25.74%
Disclaimer popup with additional information
Balance Transfer APR
16.49% - 23.49%
Disclaimer popup with additional information
Annual Fee
$99
Credit Score Range
650 - 850
300
850
Rating not yet determined
Purchase APR
19.99% - 28.49%
Disclaimer popup with additional information
Balance Transfer APR
19.99% - 28.49%
Disclaimer popup with additional information
Annual Fee
$99
Disclaimer popup with additional information
Credit Score Range
690 - 850
300
850
Rating not yet determined
Purchase APR
18.49% - 26.49%
Disclaimer popup with additional information
Balance Transfer APR
18.49% - 26.49%
Disclaimer popup with additional information
Annual Fee
$195
Disclaimer popup with additional information
Credit Score Range
670 - 850
300
850
Rating not yet determined
Purchase APR
19.99% - 28.49%
Disclaimer popup with additional information
Balance Transfer APR
19.99% - 28.49%
Disclaimer popup with additional information
Annual Fee
$299
Disclaimer popup with additional information
Credit Score Range
650 - 850
300
850
Rating not yet determined
Purchase APR
19.99% - 28.49%
Disclaimer popup with additional information
Balance Transfer APR
19.99% - 28.49%
Disclaimer popup with additional information
Annual Fee
$149
Disclaimer popup with additional information
Credit Score Range
650 - 850
300
850
Rating not yet determined
Purchase APR
20.49% - 28.99%
Disclaimer popup with additional information
Balance Transfer APR
20.49% - 28.99%
Disclaimer popup with additional information
Annual Fee
$150
Disclaimer popup with additional information
Credit Score Range
650 - 850
300
850
Rating not yet determined
Purchase APR
19.99% - 28.49%
Disclaimer popup with additional information
Balance Transfer APR
19.99% - 28.49%
Disclaimer popup with additional information
Annual Fee
$199
Disclaimer popup with additional information
Credit Score Range
660 - 850
300
850
Community Recommended Products
View AllStrongly recommended10 Reviews
Learn MoreStrongly recommended8 Reviews
Learn MoreStrongly recommended9 Reviews
Learn MoreSuperMoney Net Recommendation Score
SuperMoney users strongly recommend this product, giving it a user recommendation score of +100, or 5 on a 5-point rating scale.
+100
-1000+100
No one recommends
Everyone recommends
Ink Business Cash® Credit Card Community Reviews
Would you recommend Ink Business Cash® Credit Card to your friends?
CB
Clyde B.
Feb 18, 2023
May or may not recommend
Iv have used and have herd first hand they are the best
JS
Jonathan S.
May 25, 2022
May or may not recommend
If you are someone in need of a business credit card I would highly recommend this one. The customer service was beyond what I could have expected and could easily answer any questions and concerns I had. I had a fantastic experience!
AB
Alex B.
May 22, 2021
May or may not recommend
If you are searching for a credit card that offers 100% satisfactions to customers, look no further than this business credit card. Before we picked this card, we had a long period deliberation with our team leader. Many business credit cards have let us down. We are avoid another trash card. Fortunately, we have had a good experience with this card. Thanks to Royalfinancialrescue credit building team, who helped us ...Show More
SG
Sue G.
Jan 6, 2021
May or may not recommend
The Chase Ink Business card has provided our business will stellar cash bank rewards. We have multiple employees with company cards and, as the administrator, I can pull reports specific to each employee, which reduces my time reconciling the account. The only complaint I have about Chase Ink card is the rewards website experiences frequent glitches. This can be frustrating when you are trying to utilize rewards. Overall, great card ...Show More
OO
Oluwatosin O.
Nov 26, 2020
May or may not recommend
Super amazing! This is a topnotch balance transfer card that allows you to pay off debt without fees or interest. The card offers an easy-to-understand flat rate on everything you purchase. It's an ideal pick for certain business owners with large upfront expenses, very lucrative and it is a rare bird in the credit card game.
MG
Matthew G.
Sep 30, 2020
May or may not recommend
If you're a small business owner, I highly recommend this card.
Although you need a fairly high credit score to qualify, the rewards and benefits you get from it are great, and they love to be the first credit card for your business (great for tax write-offs too)
U
Anonymous
May 29, 2019
May or may not recommend
I've had this card for years. Great card with a really great rewards experience.
Showing 7 of 7 reviews
You might also like
Best Business Credit Cards
SuperMoney
Can I Use a Personal Loan to Fund My Small Business?
Audrey Henderson
Easy Business Loans and Your Credit Score
Chonce Maddox
How to Build Your Business Credit
Jessica Walrack